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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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annoymous1234
post Feb 17 2023, 01:15 AM

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QUOTE(ClarenceT @ Jan 26 2023, 09:19 AM)
Why not buying Shell RM50 @Lazada using 30-3 voucher (this few days only)?

Why not buying Petronas/Shell vouchers at TNG wallet App (combined with A+ discount)

Why not buying Petronas vouchers at MyDigi App (monthly)?

Why not use SPayLater at Shell/Petron for 20% capped at RM5 CB (January), with 1.5% surcharge by SPayLater? Then use Amex to settle the SPayLater debt.
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Want to confirm, if buy the petronas vc from lazada can get the 8% cashback right?
annoymous1234
post May 22 2023, 11:40 AM

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The 8% cb capped at RM50 has no minimum spend right? Ringgit plus shows need to spend RM100
annoymous1234
post Jun 2 2023, 10:25 AM

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Usually if card application not successful mbb will still send a sms right?
annoymous1234
post Jun 9 2023, 11:55 AM

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Sigh. It's been almost 3 weeks since my application. No news. Called CS but always line busy. Live chat then they told me no application from their side. WTF. now I email them to ask.
annoymous1234
post Jun 22 2023, 12:36 PM

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QUOTE(ahpan03181 @ Jun 20 2023, 12:52 PM)
I also wondering why my application being rejected..i have 120k annual income with no debts and good payment record..
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QUOTE(jackyyong @ Jun 20 2023, 11:05 PM)
That's what I did. I walked up to the nearest branch, filled up the form. Submitted with latest EA form. Even the officer said that my financial seem strong, should get approved easily. But still got rejected, no reason given  ranting.gif  mad.gif  bangwall.gif
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Is this ur first cc with maybank?

This post has been edited by annoymous1234: Jun 22 2023, 01:19 PM
annoymous1234
post Jun 22 2023, 05:59 PM

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QUOTE(sub_noob @ Jun 22 2023, 02:22 PM)
My application for Ikhwan Amex just got approved.

Applied first time through M2U got rejected. 2nd time through RinggitPlus approved.
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I also applied via M2U. May I know if this is ur first maybank cc?
annoymous1234
post Jun 23 2023, 04:08 PM

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last month applied via branch, they didn't even submit my form to card center. then told me to apply online. yesterday applied via M2U, today got rejected. will try through ringgit plus. sigh. so hard to get confused.gif

also the staff tipu, told me, if i already have cc with maybank, sure will get approved.

This post has been edited by annoymous1234: Jun 23 2023, 04:11 PM
annoymous1234
post Jun 28 2023, 06:17 PM

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QUOTE(sub_noob @ Jun 22 2023, 02:22 PM)
My application for Ikhwan Amex just got approved.

Applied first time through M2U got rejected. 2nd time through RinggitPlus approved.
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did u have to wait 3 months after the first time rejected? when i apply via ringgit plus, need to wait 3 months as my first time via M2U is rejected sad.gif
annoymous1234
post Jun 28 2023, 07:28 PM

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QUOTE(Human Nature @ Jun 28 2023, 07:18 PM)
Can neglect the M2U application. I applied via manual form/email immediately
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Thanks I will try. Haiz.
annoymous1234
post Jun 28 2023, 07:35 PM

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QUOTE(Human Nature @ Jun 28 2023, 07:18 PM)
Can neglect the M2U application. I applied via manual form/email immediately
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May I know what documents u provide in the email?
annoymous1234
post Jul 3 2023, 01:16 PM

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Email the form last Thursday. Been checking my email almost every hour. So kan cheong. But for some reason I have a bad feeling it's not gonna get approve.
annoymous1234
post Jul 10 2023, 04:08 PM

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Thank you jesus and those who advise me here!! Just got sms my cc is approved!!!! So happy!!!! It took 1 week. biggrin.gif

This post has been edited by annoymous1234: Jul 10 2023, 05:36 PM
annoymous1234
post Jul 11 2023, 11:39 PM

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QUOTE(wjleong15 @ Jul 11 2023, 01:16 PM)
heart brokening  cry.gif
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What was the installment transaction name in the statement?
annoymous1234
post Jul 15 2023, 06:08 PM

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QUOTE(blibala @ Jul 15 2023, 05:54 PM)
Great to hear that. Can u share what route u used to get mbb islamic card approved? Thanks
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just email. at first i apply via branch, few weeks later found out the branch didn't even submit my form mad.gif when back and the staff keep telling my to apply M2U, then i said M2u rejection rate very high, the staff told me, no la, rejected rate high is for new card, since i already have conventional sure approve. so ok lor. i go apply M2U, 2 days later rejected. cry.gif then I saw someone apply via ringgit plus, so i try there, turns out cannot, need to wait 3 months.

then Human Nature advised me to ignore M2u and just email. ta-da! suceed!
annoymous1234
post Jul 28 2023, 05:22 PM

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QUOTE(ClarenceT @ Jul 28 2023, 12:39 PM)
If you refer to Ikhwan Amex-i, CB for online transactions with verification only. Not sure SenQ online accept Amex or not, if yes, make sure it comes with OTP verification, single payment, DO NOT opt for instalments. If SenQ use Direct Debit method, no online CB.
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sometimes I bough on Lazada but didn't get OTP, if no OTP means no cb?
annoymous1234
post Aug 10 2023, 03:09 PM

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Hey guys. I didn't received my first statement via email although I can check via MAE, however I still prefer to receive via email. Any way can set it to receive statement via email?
annoymous1234
post Mar 10 2024, 09:26 AM

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Hey guys, My statement date is on the 8 March. On 5th March I spend RM846 on Lazada EC KUALA LUMPUR, but the I didn't get the cashback, does it mean I will only get on the next statement ie, 8 April?
annoymous1234
post Mar 21 2024, 11:23 AM

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Does mbb allow us to change statement date? Since cashback is credited on the 15th of the month, I'm thinking of change the statement date to after the 15th.

This post has been edited by annoymous1234: Mar 21 2024, 11:25 AM
annoymous1234
post Nov 11 2024, 01:44 PM

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Hi guys. I'm trying to pay my cc but I'm getting error messages I don't understand. It says: Transfer unsuccessful. Your payment amount exceeds the outstanding balance. Please try again. [00E3]

I'm suppose to pay statement balance correct? My statement balance is RM619, outstanding is RM600.

Every month I'm paying statement balance, so what is wrong?

This post has been edited by annoymous1234: Nov 11 2024, 01:44 PM
annoymous1234
post Nov 11 2024, 01:52 PM

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QUOTE(ClarenceT @ Nov 11 2024, 01:46 PM)
M2U won't allow you to pay more than outstanding balance.
Use Cash Deposit Machine instead.
Otherwise spend RM19 now and pay RM19 tomorrow.
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Oh then I'll just spend a bit more then. But do u know why this happen? The outstanding is lesser than statement balance? First time I encounter this

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