my trick was.. on 4th applying it , fill in app form halfway, and left the form...in few days time.. mbb cs call ask why didnt finish.. cs help apply and all.. *more easier if your gaji masuk mbb, no need supporting doc and shitss.. a week after terus dpt card...

root cause, in all previous apply, system didnt "capture" doc i uploaded .. hence rejected, but during i apply said successful uploaded etc.. so yeah..

Last year I kena...applied two times with 6 months gap both not successful. Not only mbb, all other bank i applied the same

Then I realized, my uploaded pdf pay slip is password protected lol. No wonder my application unsuccessful
September 2019 I applied again, successful. Got the card in just 4 days.

This post has been edited by arza04: Jan 12 2020, 09:05 AM

Like the other previous replies, try to apply manually at MBB card centre / branches or let their CS call you

There's a new Visa Ikhwan account pending activation in my m2u. I can see this account since 1 January 2020. Up till today I haven't received the card and not even get any sms from Maybank. I did not know the status until I incidentally saw it in my m2u on 1 january. Is this normal for maybank?

Try calling Maybank card center and ask for status & tracking number. Most probably it is at your local post laju ofice. Some bloke /or system at Maybank card center always forgot to put the first line address, and post service never bother to call. 2 of my Maybank application thru M2U had this problem.

Overseas transactions need to call CS to activate?

This post has been edited by 1tanmee: Jan 14 2020, 03:13 PM

mine no need.
but i guess its better to do so, in case anything happen

No need but it’s best to let them know in case your trx overseas is flagged as a potential fraudulent trx.

Just an update. I submitted again the credit card application via email (filled in the form manually) and again it was rejected. The i next thing I did - appeal by mentioning my intention to split my convention credit card limit, and know what, just after few hours I received email from CS that they have forwarded my appeal to further review, I received SMS text from Maybank mentioning they cannot accede my application and hence failed again. It seems the splitting credit limit trick doesn’t work anymore? Or anyone just got the card recently with this trick?

I see. I got my Barcelona and M2card via M2U. So thought it is fine to apply via M2U as I know for the first time it sure will fail since I am holding conventional credit card and eventually will have to appeal


Ahh.. good for you. Even my salary masuk kat maybank pun mereka tak nak approve. Gave up on this card already.


I see. Thanks for sharing this, but it is quite unlikely in my case.

This post has been edited by zaniel: Jan 17 2020, 02:15 PM

yup confirmed no need

called, and they say no need

Hi Guys. Just got my Ikhwan CC (my first cc). Too only 3 days for them to send to me so fast!

Anyway, i have a question. Already searched the forum but the topic was discussed in 2010 😅

Q: for Ezpay, the application is done during our swipe at shop’s terminal right? And no need to apply online after that?

Iinm, only for Ezpay Plus you need to apply online and it’s not interest free.

Other Q: is it legal for Shop to charge administration free for Ezpay transaction?

a1: yes, the merchant/shop will do the rest

a2: yes, unethical to impose surcharge.

Q1: A certain potion of the credit limit have been locked for the Ezpayment. Have to pay the agreed monthly amount right until the amount/term fulfilled.

Q2: Illegal but this is malaysia. Most shop transfer the merchant costs to customers. Do report also no use. BNM or banks not taking any action. Might as well you go to other merchants. let other water fish shop at the fraudulent shops.

Thanks for your answers!

Further Q:

1) Were there any case of glitch that cause the EPP not recorded and we have to pay the payment full to the bank?

2) no Q but I see most merchants will put like 0% admin fee like a promotion or something but the reality that it shouldn’t be there in the first place 😤

Hi there. I just received my cc statement for this month I noticed there was a transaction that I did not make. I called maybank CS and they said the unauthorized transaction was via paywave. Weird thing is, the transaction (a fast food restaurant) happened 500KM from my location which I never go to before. I raised the question on whether someone can duplicate my card via paywave but the CS rep says no way and mentioned the card need to be there for the transaction to take place. Is this true? One more thing, should I pay my statement balance in full or minus this one out first?

Have you filed a dispute for this transaction? You cannot exclude it, else it is considered as short payment.

Thanks. Later I raise the dispute. In this case it only charged me less than 100 for the transaction. But what if the unauthorised transaction reach nearly the credit limit. Do I still have to pay in full? And also, is it possible to enable SMS alert for every credit card transaction?

Yes,you can set it to rm1 for MBB card.

How? Where's the setting?

call CS