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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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zaniel
post Jan 10 2020, 12:27 AM

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Tried to apply Ikhwan PETRONAS visa through M2U and got rejected as expected.

Sent appeal email but was informed they can’t process it and asked me to apply again by emailing them the application form, as the application was done through different channel

Anyone experienced the same before?
zaniel
post Jan 17 2020, 02:08 PM

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Just an update. I submitted again the credit card application via email (filled in the form manually) and again it was rejected. The i next thing I did - appeal by mentioning my intention to split my convention credit card limit, and know what, just after few hours I received email from CS that they have forwarded my appeal to further review, I received SMS text from Maybank mentioning they cannot accede my application and hence failed again. It seems the splitting credit limit trick doesn’t work anymore? Or anyone just got the card recently with this trick?

QUOTE(ClarenceT @ Jan 10 2020, 11:13 AM)
A lot of people already experienced it.
You believe in Maybank's A.I.?
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I see. I got my Barcelona and M2card via M2U. So thought it is fine to apply via M2U as I know for the first time it sure will fail since I am holding conventional credit card and eventually will have to appeal


QUOTE(Exeunt @ Jan 10 2020, 11:59 AM)
my trick was.. on 4th applying it , fill in app form halfway, and left the form...in few days time.. mbb cs call ask why didnt finish.. cs help apply and all.. *more easier if your gaji masuk mbb, no need supporting doc and shitss.. a week after terus dpt card...

root cause, in all previous apply, system didnt "capture" doc i uploaded .. hence rejected, but during i apply said successful uploaded etc.. so yeah..  doh.gif
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Ahh.. good for you. Even my salary masuk kat maybank pun mereka tak nak approve. Gave up on this card already.


QUOTE(arza04 @ Jan 12 2020, 09:04 AM)
Last year I kena...applied two times with 6 months gap both not successful. Not only mbb, all other bank i applied the same

Then I realized, my uploaded pdf pay slip is password protected lol. No wonder my application unsuccessful
September 2019 I applied again, successful. Got the card in just 4 days.
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I see. Thanks for sharing this, but it is quite unlikely in my case.

This post has been edited by zaniel: Jan 17 2020, 02:15 PM
zaniel
post Feb 3 2020, 09:49 PM

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After being rejected twice for the Petronas Visa, I asked my wife try to apply using her financial profile through M2U and funny enough, no sms or email regarding the application status until the physical credit card dropped in her mall box today. I was like ... what?!

But nothing appeared in her M2U yet. Is this normal? I remember last time my FCB and 2 cards appeared in my M2U first before I received the physical cards.

Also no credit limit was specified in the approval letter. Does this mean it will share credit limit with conventional credit card?

This post has been edited by zaniel: Feb 3 2020, 09:58 PM
zaniel
post Feb 23 2020, 11:19 AM

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Hi guys. Wanna ask if you all have problem to collect mesra point with Ikhwan Petronas card?
zaniel
post Mar 2 2020, 10:05 AM

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QUOTE(myroy @ Feb 29 2020, 09:13 AM)
i did not have any problem for now
once i swipe Ikhwan, i will swipe mesra card
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Alright. It turned out to be my Mesra card problem. Nothing to do with the Ikhwan card

 

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