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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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TrollNoob
post Aug 30 2017, 12:23 PM

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Been using petronas ikhwan near to 10 years. i got this card because the FE kept on bugging me last time.

rarely pump at petronas. always shell

apart from that, what are the benefits?

my main is hsbc amanah.

tqvm.
TrollNoob
post Aug 30 2017, 01:00 PM

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QUOTE(cybpsych @ Aug 30 2017, 12:55 PM)
post 1?
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that's it?

no restaurant or anything?

might as well cancel jump to another cc

inb4 tqvm for replying
TrollNoob
post Aug 31 2017, 01:29 PM

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QUOTE(cybpsych @ Aug 30 2017, 01:30 PM)
yes, purely for petronas spending, hence the co-branding.

diff ppl has diff need for ikhwan petronas card.

I love it cuz getting 8% cb for pumping petrol/reload TNG (minus 1% surcharge) @ petronas during weekend.

other category spending, of course using other cards.
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Thank you for the reply.

If i were to jump, is there a card from MBB that is better than this?
TrollNoob
post Nov 18 2017, 09:59 AM

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QUOTE(SzeMeng76 @ Nov 16 2017, 07:05 PM)
Ya wor. I only assign 2k from my conventional card to this islamic card. (cuz max CB which need RM 1000 master + RM 625 visa)
And i don't think so i really can maximize the CB, so i think 2k is enough gua. Hope estimate not wrongly  sweat.gif
Maybe they determine to give Platinum / Gold based on my annual income still?
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Deng... i wanted to lower my CL. Mbb say kenot. Can only increase...
TrollNoob
post Nov 18 2017, 03:17 PM

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QUOTE(SzeMeng76 @ Nov 18 2017, 11:34 AM)
Why Want lower? Lol. My case different cuz I just split CL from conventional.
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Got two card from MBB. One ikhwan, the other can't remember as i use only ikhwan from mbb. Other banks cc for grocery.

Both 12k. I wanted to go for 6k.
TrollNoob
post Nov 19 2017, 03:12 AM

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QUOTE(saitong09 @ Nov 18 2017, 07:57 PM)
Yes, you can
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Acording to the CS, i can't. They wanted to raise to 16k. I said no. I wanted it to be lowered.

My current paycheck doesn't match with my paycheck when applied before. In govt now.


TrollNoob
post Nov 20 2017, 04:19 AM

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QUOTE(saitong09 @ Nov 19 2017, 10:34 AM)
There are forumer could lower down up to 2K for a platinum card. Maybe you try call another CS to request
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2k platinum? What kind of plat is that?

But the skills to negotiate is laudable.

QUOTE(David83 @ Nov 19 2017, 11:46 AM)
There's no consistency in their policies between CS and card centre staff.
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Aiyo....
TrollNoob
post Nov 28 2017, 04:30 PM

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QUOTE(eastwest @ Nov 28 2017, 12:12 PM)
Any of you use ikhwan visa card as payment in lazada? When I try to make payment with ikhwan visa card, lazada app just stuck at the processing/contacting bank. But when I use other card (master), the process went smoothly without any error. Do I need to enable anything?
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Every week buy using ikhwan petronas card.

No issue.

Issue when paying month end.

Inb4 wife knows every detail.

This post has been edited by TrollNoob: Nov 28 2017, 04:31 PM
TrollNoob
post Dec 3 2017, 07:50 PM

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Is Maybank2U down?

I can't seem to check my payments made since last tuesday.

Worried exceed my estimation budget...
TrollNoob
post Dec 3 2017, 11:13 PM

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QUOTE(fruitie @ Dec 3 2017, 08:07 PM)
Nope. I just logged out, no issue.
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QUOTE(David83 @ Dec 3 2017, 08:47 PM)
No problem.
Just checked out Ikhwan online statement.
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My payments for a few days are not registered. A bit puzzled. How to do payments. Ahahahaha...
TrollNoob
post Dec 18 2017, 01:01 AM

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What are the better options for MBB CC if i were to close this ikwan card?
TrollNoob
post Dec 21 2017, 03:32 PM

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QUOTE(saitong09 @ Dec 20 2017, 09:47 PM)
applied but rejected. i don't have outstanding balance even in my ikhwan.
TrollNoob
post Dec 21 2017, 07:48 PM

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Nice. Will trt
TrollNoob
post Dec 21 2017, 07:49 PM

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QUOTE(SzeMeng76 @ Dec 21 2017, 03:47 PM)
If you want to close your Ikhwan, try to email CS saying that you wish to convert ur card to conventional. I think the rate of approved is higher then u apply as fresh.
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QUOTE(saitong09 @ Dec 21 2017, 06:33 PM)
Another method, split credit limit from your ikhwan to apply M2C. After got the M2C, cancel Ikhwan and move the ikhwan CL to M2C.
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Noce. Will try. Just approached FE at putrajaya branch
TrollNoob
post Sep 11 2019, 12:14 PM

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QUOTE(cybpsych @ Sep 10 2019, 03:32 PM)
Credit Cards Minimum Payment Due [ Maybank ]
10 SEPTEMBER 2019

Dear Valued Cardmember,

Effective 1 October 2019 - The minimum payment due on Maybank and Maybank Islamic Credit Cards shall be revised as follows:
The minimum payment due will include:

5% of statement balance*
100% monthly instalment** (if any)
100% past due amount (if any)
Amount exceeded credit limit (if any);

OR RM25; whichever is higher on payment due date.
The first monthly instalment** amount (comprising of principal and interest / management charge)* will take effect on the following day and every month thereafter until full settlement of all the monthly instalments.

For more details, please refer to full terms and conditions in www.maybank2u.com.my

*Exclude new credit card instalment approved from 1 October 2019 onwards.
**Only applicable to new Balance Transfer, Cash Treats, EzyCash, EzyPay and EzyPay Plus approved on 1 October 2019 onwards.

Click here for FAQs
*
Sorry.... Meaning?
TrollNoob
post Jan 20 2020, 10:34 AM

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QUOTE(chikuera @ Jan 19 2020, 08:01 PM)
Hi Guys. Just got my Ikhwan CC (my first cc). Too only 3 days for them to send to me so fast!

Anyway, i have a question. Already searched the forum but the topic was discussed in 2010 😅

Q: for Ezpay, the application is done during our swipe at shop’s terminal right? And no need to apply online after that?

Iinm, only for Ezpay Plus you need to apply online and it’s not interest free.

Other Q: is it legal for Shop to charge administration free for Ezpay transaction?
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Q1: A certain potion of the credit limit have been locked for the Ezpayment. Have to pay the agreed monthly amount right until the amount/term fulfilled.

Q2: Illegal but this is malaysia. Most shop transfer the merchant costs to customers. Do report also no use. BNM or banks not taking any action. Might as well you go to other merchants. let other water fish shop at the fraudulent shops.

 

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