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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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lilsunflower
post Nov 16 2016, 11:21 PM

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QUOTE(MGM @ Nov 16 2016, 07:19 PM)
But in the 1st post u were referring to Justone excludes petrol and insurance but not government transactions. rclxub.gif
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I think got names mixed up between Just One Platinum and Gold Cashback.
fruitie
post Nov 16 2016, 11:34 PM

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Will I receive any indication like SMS for application approval or rejection? unsure.gif
lilsunflower
post Nov 17 2016, 12:09 AM

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QUOTE(fruitie @ Nov 16 2016, 11:34 PM)
Will I receive any indication like SMS for application approval or rejection? unsure.gif
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I received an SMS approval.

Did anyone from CS contact you? For me, I had to send my documents via e-mail to a CS rep, who also called me. She also called me when I got approved, and tried to ask me to sign up for another card.
sj0217
post Nov 17 2016, 12:22 AM

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QUOTE(fruitie @ Nov 16 2016, 11:34 PM)
Will I receive any indication like SMS for application approval or rejection? unsure.gif
*
If I recall correctly, the first message i received was 6 digits PIN number, I remembered some of members reported same things too

After that, only know the card application is approved
fruitie
post Nov 17 2016, 12:38 AM

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QUOTE(lilsunflower @ Nov 17 2016, 12:09 AM)
I received an SMS approval.

Did anyone from CS contact you? For me, I had to send my documents via e-mail to a CS rep, who also called me. She also called me when I got approved, and tried to ask me to sign up for another card.
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Nobody has called me until today. sad.gif
Only the agent in mall called once because he forgot to fill in my phone no. He called my office no. to get me. doh.gif

QUOTE(sj0217 @ Nov 17 2016, 12:22 AM)
If I recall correctly, the first message i received was 6 digits PIN number, I remembered some of members reported same things too

After that, only know the card application is approved
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OK, looks like mine "colder than water" case already...
mitodna
post Nov 17 2016, 04:26 AM

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QUOTE(fruitie @ Nov 17 2016, 12:38 AM)
Nobody has called me until today. sad.gif
Only the agent in mall called once because he forgot to fill in my phone no. He called my office no. to get me. doh.gif
OK, looks like mine "colder than water" case already...
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don't worry so much, SCB is the slowest yet, you can try online chat
ytan053
post Nov 17 2016, 09:37 AM

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QUOTE(MGM @ Nov 16 2016, 07:19 PM)
But in the 1st post u were referring to Justone excludes petrol and insurance but not government transactions. rclxub.gif
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Oops my bad!! Should be SCB Gold Card. Must be the Just One is in my head and hence it was being typed and combined together in the question. wub.gif
fruitie
post Nov 17 2016, 09:43 AM

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QUOTE(mitodna @ Nov 17 2016, 04:26 AM)
don't worry so much, SCB is the slowest yet, you can try online chat
*
OK, I wil check out the online chat.
AzaelTheKid
post Nov 17 2016, 01:03 PM

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which one is a better cash back card to get? Standard Chartered Cash back card or the alliance unique card?
asiatrader98
post Nov 17 2016, 03:57 PM

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QUOTE(fly126 @ Nov 14 2016, 01:34 PM)
Other SCB Yes but No idea with World miles CC
last times they stated in T&C  need  RM100k Accumulate Spending p.a to get AF Waiver... hmm.gif

https://www.sc.com/global/av/my-worldmiles-...rms-jun2016.pdf
Fees and charges...
You must pay the annual Miles Membership Fee of RM636 (inclusive of 6% GST) for principal cardholders, which will take effect from March 2017.
The annual Membership fee will be waived if you spend at least RM100,000 per annum on the WorldMiles Card in the previous year.
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I asked for cancelling the World miles cc (only got it 6 months more) a few days ago and they call me back just now and extend for me 1 more year waive but i rejected it then i mentioned about this SCB Just One GOld Card they immediately reply to me no problem to exchange World miles cc from to this,look like they are more friendly than HLB customer officer blink.gif
fly126
post Nov 17 2016, 08:44 PM

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QUOTE(asiatrader98 @ Nov 17 2016, 03:57 PM)
I asked for cancelling the World miles cc (only got it 6 months more) a few days ago and they call me back just now and extend for me 1 more year waive but i rejected it then i mentioned about this SCB Just One GOld Card they immediately reply to me no problem to exchange World miles cc from to this,look like they are more friendly than HLB customer officer blink.gif
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JustOne Plat. or SCB Cash Back Gold Mastercard u said... JustOne got Gold Card meh....??? they only got Plat. I think... confused.gif blink.gif hmm.gif

This post has been edited by fly126: Nov 17 2016, 08:46 PM
wkalvin
post Nov 18 2016, 12:26 PM

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QUOTE(ytan053 @ Nov 15 2016, 05:48 PM)
I am not sure whether paying insurance online will be online purchase of insurance. Maybe need to check the MCC code on previous online payment of insurance to find out whether it falls into any of the 15% CB category. smile.gif
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So anybody can confirm if auto billing for insurance will entitle 15% CB ? exp my monthly insurance is rm3000, will i get rm85 ?
tqvm
kelvinlzy
post Nov 18 2016, 01:05 PM

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QUOTE(AzaelTheKid @ Nov 17 2016, 01:03 PM)
which one is a better cash back card to get? Standard Chartered Cash back card or the alliance unique card?
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Depends on how much you spend. Below to around RM1.5k better use SCB Gold. More than RM1.5k better use Alliance Younique. Both have tier rebate but SCB Gold is capped at RM50 while Alliance Younique has no cap.

This post has been edited by kelvinlzy: Nov 18 2016, 01:06 PM
laymank
post Nov 18 2016, 03:55 PM

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QUOTE(wkalvin @ Nov 18 2016, 12:26 PM)
So anybody can confirm if auto billing for insurance will entitle 15% CB ?  exp my monthly insurance is rm3000, will i get rm85 ?
tqvm
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OT: Fortune card may be suitable for you.
ytan053
post Nov 18 2016, 05:28 PM

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QUOTE(wkalvin @ Nov 18 2016, 12:26 PM)
So anybody can confirm if auto billing for insurance will entitle 15% CB ?  exp my monthly insurance is rm3000, will i get rm85 ?
tqvm
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Cant confirm because my auto billing is not due yet so I have not experience it, but I believe it should be entitled to 15% CB and like what you mentioned, you should be getting RM85 for your auto billing of insurance of RM3,000
OPT
post Nov 18 2016, 08:49 PM

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Just got my first statement for Just One Plat.

Does anyone know how is the CB for cumulative spend works in terms of the date of calculation? Is it 1st-31st or according to statement?

Update: Just saw this "A month is defined as the period which runs from the first day of a particular calendar month to the
last day of that calendar month."...meaning 1st -31st?

How about the method of redeeming the cashback? I don't think it's autocredited....

Update:"We will credit the amount of the CashBack to your credit card account or any other account we
designate within the 60 days after the end of the relevant transaction months. All CashBack earned
will not be automatically credited in the form of cash to your account. CashBack earned will only
be redeemable via www.sc.com/my. Please refer to the CashBack Programme terms in the
Rewards Terms."...means need to manually redeem?


notworthy.gif

This post has been edited by OPT: Nov 18 2016, 08:54 PM
fly126
post Nov 18 2016, 08:59 PM

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QUOTE(OPT @ Nov 18 2016, 08:49 PM)
Just got my first statement for Just One Plat.

Does anyone know how is the CB for cumulative spend works in terms of the date of calculation? Is it 1st-31st or according to statement?

Update: Just saw this "A month is defined as the period which runs from the first day of a particular calendar month to the
last day of that calendar month."...meaning 1st -31st?

How about the method of redeeming the cashback? I don't think it's autocredited....

Update:"We will credit the amount of the CashBack to your credit card account or any other account we
designate within the 60 days after the end of the relevant transaction months. All CashBack earned
will not be automatically credited in the form of cash to your account. CashBack earned will only
be redeemable via www.sc.com/my. Please refer to the CashBack Programme terms in the
Rewards Terms."...means need to manually redeem?
notworthy.gif
*
Yup, login to your account to redeem... nod.gif
OPT
post Nov 18 2016, 09:45 PM

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QUOTE(fly126 @ Nov 18 2016, 08:59 PM)
Yup, login to your account to redeem... nod.gif
*
thumbsup.gif thumbsup.gif

So it's confirmed to be 1st - 31st for Cash Rebate consideration?
sundayteenz
post Nov 18 2016, 10:45 PM

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received uber 20% cash back rclxms.gif rclxms.gif

uber transaction: 14Oct
cashback posted: 17Nov
sj0217
post Nov 18 2016, 10:51 PM

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QUOTE(sundayteenz @ Nov 18 2016, 10:45 PM)
received uber 20% cash back  rclxms.gif  rclxms.gif

uber transaction: 14Oct
cashback posted: 17Nov
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Just checked, get the rebate too for Oct rclxms.gif

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