This reply will be slightly off topic from this thread.

This is according to my knowledge and analysis and it really depends on (a) whether the insurance can be pay online (b) the amount of the insurance:-

1) For insurance that you can pay online like AIA, Prudential, AXA etc:-

- With each amount of up till RM1k, it would be Public Bank Visa Signature. As for each insurance payment that you pay with difference PBVS, you get RM50 each. Below RM833.33 would be best as you get the maximum cash back of 6%. -> Hence the highest CB for insurance

- Alternatively, if you still have Wise card, use the RM1k for eligible categories and utilise the remaining RM1k for insurance payment monthly to enjoy the max CB of RM100. Hence insurance CB is about 4.29%, still higher than Standard Chartered Just One Platinum. -> Wise can be the 3rd highest highest CB for insurance if the amount is RM1k monthly.

- If the insurance amount is RM2k, you can still charge to Public Bank to get RM50 (only ~2.5% CB) but you can convert it to 9 months 0% installment.

- But if the amount is RM2.5k, might as well use Standard Chartered Just One Platinum where you get RM85 (~3.4%) instead of RM50 with PBVS only even though you still can convert it to 9 months 0% installment. -> This would be the 4th highest CB for insurance for this category.
2) For insurance that cannot pay online like GE, it depends on the amount and the number of PBVS you hold.

- If the insurance is RM2k, charge it to Aeon cc then use PBVS to pay Aeon CC. You would need roughly 3 PBVS to cover this payment and the CB is ~4.41% (4.04% from PBVS payment to Aeon cc + 0.4% from Aeon (RM2 = 1 Aeon point)).  -> This combo is the 2nd highest CB for insurance.

- If the insurance is RM6k, you can imagine how many PBVS card you need to cover these payment.   
The reason why I said this Just One is the 2nd highest is because of (1) Combo of Aeon and PBVS is not ideal with those high insurance payment, like few thousand and above 2) Wise is only good if the insurance is RM1k MONTHLY or for that one month.

Conclusion: Still very much depends on whether the insurance can be pay online and the amount of the insurance. All these are until PBVS stop having this superb feature. Cheers~

To get d RM85 CB using Justone u need to spend RM540 on the 15%CB-category n the balance of RM1960 on insurance. If u spend RM2500 solely on insurance u only get RM5 CB. CMIIAW.

Auto billing for insurance falls under 15% CB, no?

1 Auto bill payments comprise of recurring bill payments from Insurance, Telco and Utilities

Sorry I overlook the part on autodebit of insurance, what about paying insurance online is it considered as online purchase which also entitled for 15%? I think this card is also good if u have spending on things that don't earn much CB from any CC. Will look into this card, TQ.

Anyone knows if scb charges cross border fee for expedia malaysia for oversea trips? I'm thinking to use just one card for the online purchase to max the cash back.

I think scb may charge the fee.

Yes, SCB charge 1%, but u can ask Expedia to refund the extra charges to u..

Let's use the card 2k for every month, then try again next AF

lol after campaign end cancel the card?

Good. I wanna utilize it for the free sign up cash back, I also want to use it for retails.

Any idea how long would it take to credit the RM150 sign up bonus? Got their card since late October until now haven't seen cashback inside my account 

Have you checked the T&C? I haven't even got the card and not sure if it is approved.

Activate the card within 45days from card approval date

Within 45 days, so for your case's deadline will be mid December.

SCB Just One GOld Card if use to pay Aeon CC via PosOnline, I presume can get the cash back right since it only excludes petrol and insurance but not government transactions

Didn't know that SCB's CB-Gold n Justone-Gold have the same exclusion of petrol n insurance. But is it worth cos of 2.12% charges of PosOnline?

SCB Just One GOld Card if use to pay Aeon CC via PosOnline, I presume can get the cash back right since it only excludes petrol and insurance but not government transactions

Just One will be out. The t&c of Just One card stated specifically cash rebate is excluding govt MCC, which one of the MCC was for PosOnline.

The usage of SCB Gold Card for PosOnline is merely to pay the BT to Aeon CC. The Gold Card has CB rate of 3.34% (RM50 for Spending of RM1,500), hence after minusing the PosOnline charges, it is still a positive CB as long as these CB online payment cc to pay for Aeon CC is more than 2.12% CB.