My SCB cards will reach their anniversary in July and AF/SST will appear in August statement. So, if they are not waiving my AF because I didn't spend enough lol, I have to cancel all their cards. That's why I can't shift my insurance auto-billing to JOP yet. To avoid the hassle of changing cards if my JOP is eventually cancelled.

For July and August, if I just spend 1.5k on online transactions, I will get RM 28 right? That's the max I can get with the most minimum spending, correct?

Same boat with you. JOP meet but not WM. Changed all auto debit to other CC. Will cancel all if no waiver/rebate on AF & SST. Lol...

actually i have same question as you...

assuming my card anniversary is Nov...

So the last month i can spend and safely cancel my card is still Oct or Nov? I don't want to be caught when i spend and spill to anniversary month and i need to pay the AF... later too troublesome..

if my anniversary month is Nov...the renewal fee will be charged in Dec statement?

I wonder if you could call up now ask if you are entitled for these rebates, then can plan ahead? But I think the CS would probably play safe and ask you to call later on perhaps, but who knows maybe they could give you answer straight

I am sticking with my JOP, cause already shifted my monthly payments there

From my understanding, yes, RM28 cashback for 1.5k online.


Safely is till Oct. Wait for bill in Nov and clear all payment. Then wait for the AF charges in Nov bill before call CS.

I'm still hoping if they could waive another year for my WMC, useful for my travels.

Hmm. I can't comment much because I asked CS before and I checked back my last year's August statement, she was right. So I will be charged only in August though embossed as July.

They will ask to call back only after AF is charged..

OK, thanks! If other expenses I'm OK to spend RM 200 but I don't drive in KL so no car here and no petrol expenses. Auto-bill too risky so only can rely on online transactions.

if they can waive your cards, and you will keep it... then auto-bill isn't an issue to you ady i guess?

so, next month is the key decision on your next move... hahaha

good luck

for auto-billing, can you set fixed charged amount & not follow the payer's monthly billing amount ?

for TM, afair, you can't set the amount...

the only way you can do is set the date to be autopay.... then, before that date, you use other cards to pay, leave the outstanding amount you want it to autopay....

so for instance, your bill is 210... you pay 10 before autopay date... so the autopay will just pay 200.....

other merchant, not familiar...

This post has been edited by ProxMatoR: Jun 30 2019, 03:25 PM

Will paying for TNB online qualify to be under the online category of max rm30 cb ?

bill is 210... you pay 110 before autopay date... so the autopay just left 100.....
I wondering Allianz can set the autopay date or not...
mine on 22nd and sometimes drag till almost end of the month only they proceed which make me nervous all the time..

hahahaha... sorry about the calculation... brain turn slow on weekend.. hahahaha.....

i think you can check with allianz on the payment date, not sure if they can set a fixed date.....

from my understanding about allianz's autodebit, it follows the 1st successful charge date.

when signing up a new plan, i purposely asked the agent to delay the 1st payment to 29th (2 months advance) so that it coincides with my existing GE's autodebit.

then the subsequent autodebit, it followed 29th.

p/s: these are observation on charging to bigpay, should be same for cc.

Yes, if they can waive everything then easy for me. I will try to achieve 20k within these two months and see will waive or not. Else ask for waiver in August.

Correct, next month is the decider month.

Swipe RM30 with LFC, no SMS alert. I setting at SCB website already. Still no sms.

Need call CS to set the alert like Maybank?

for SC JOP, possible for below combinations :

15% on online category = 15% on RM 200 = RM30 cb
15% on petrol/auto-bills = 15% on RM 200 = RM30 cb
Remainder can reload using Boost RM 2100 ?

From what I read on TNB autodebit, charge date will be soon after bill date, didnt know we can set the date.

bills with predetermined statement date is usually behave that way.

some exactly on bill date. some few days later. all depends on their processes in handling auto bill payment.

yes although most ppl in thread plan
15% on petrol/auto-bills = 15% on RM 200 = RM30 cb
Remainder can reload using Boost (online) RM 2300 = RM30 cb

Hi, my insurance auto billing is RM 238, is it mean that I can get cash back of RM 238 X 15% = RM 35.70 and the balance RM 24.30 cash back I can use bigpay to fulfill total RM 2,500?