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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post May 27 2019, 06:04 PM

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QUOTE(cclim2011 @ May 27 2019, 05:58 PM)
Hi, understand that the cashback follow calendar month. How about my jop card that has just got approved say today, can I spend 2500 today, and another 2500 on/after June? Thank you.
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approved only. got the card or not? biggrin.gif

it got the card/cvv of course can spend this month to quickly grab the cashback.
cclim2011
post May 27 2019, 06:14 PM

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QUOTE(cybpsych @ May 27 2019, 06:04 PM)
approved only. got the card or not? biggrin.gif

it got the card/cvv of course can spend this month to quickly grab the cashback.
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Thanks and all above. I actually got it last week and spent dy last week. just to illustrate the nearness of the dates haha (or any issue like pbe no statement on first partial month).Btw wherr to download the credit card statement in std charterd online?
HelloFuture
post May 27 2019, 09:27 PM

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This morning attempted few times to reach CS via live chat but in vain. Then finally successfully connected with CS today like 5 min into 6pm πŸ˜… to request for a card cancellation before SST charging in coming June. CS has submitted my request which I emphasized on cancellation prior to SST charge, hopefully it can be processed by end of this month. CS advised it requires 5 working days.

Btw, anyone know whether is there a way to retrieve Live Chat history? Thanks.
FatSeang
post May 27 2019, 11:01 PM

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My LFC and JOP have been charged SST, would like to ask if I have no transaction for the previous month and current month ... Can I just request to cancel them without paying the SST ? TQ
beLIEve
post May 28 2019, 12:00 AM

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QUOTE(HelloFuture @ May 27 2019, 09:27 PM)
This morning attempted few times to reach CS via live chat but in vain. Then finally successfully connected with CS today like 5 min into 6pm πŸ˜… to request for a card cancellation before SST charging in coming June. CS has submitted my request which I emphasized on cancellation prior to SST charge, hopefully it can be processed by end of this month. CS advised it requires 5 working days.

Btw, anyone know whether is there a way to retrieve Live Chat history? Thanks.
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I don't think you can. I normally screenshot and save a copy of the text version.

QUOTE(FatSeang @ May 27 2019, 11:01 PM)
My LFC and JOP have been charged SST, would like to ask if I have no transaction for the previous month and current month ... Can I just request to cancel them without paying the SST ? TQ
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you have to call and ask the bank. If in doubt, call 2-3 times to see if their answers are consistent.
cybpsych
post May 28 2019, 11:35 AM

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user posted image

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HelloFuture
post May 28 2019, 08:16 PM

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QUOTE(beLIEve @ May 28 2019, 12:00 AM)
I don't think you can. I normally screenshot and save a copy of the text version.

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Yes, wanted to screenshot but the window closed and missed the chance to screencap.

Will follow up again on the status of the request and consult CS about live chat history.
Cookie101
post May 29 2019, 07:39 PM

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QUOTE(HelloFuture @ May 27 2019, 09:27 PM)
This morning attempted few times to reach CS via live chat but in vain. Then finally successfully connected with CS today like 5 min into 6pm πŸ˜… to request for a card cancellation before SST charging in coming June. CS has submitted my request which I emphasized on cancellation prior to SST charge, hopefully it can be processed by end of this month. CS advised it requires 5 working days.

Btw, anyone know whether is there a way to retrieve Live Chat history? Thanks.
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Cancel online.
HelloFuture
post May 29 2019, 10:35 PM

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QUOTE(Cookie101 @ May 29 2019, 07:39 PM)
Cancel online.
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mega_shok.gif mega_shok.gif

Cancel online as in submit the card cancellation request online?

How to do that? Via app?

Thanks
jkngo2003
post May 29 2019, 10:58 PM

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QUOTE(FatSeang @ May 27 2019, 11:01 PM)
My LFC and JOP have been charged SST, would like to ask if I have no transaction for the previous month and current month ... Can I just request to cancel them without paying the SST ? TQ
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I have cancelled my world miles card last month due to sst charge to my card. After charge , I call them to waive it and they refuse and I proceed the cancellation .

For this card actually I have overpaid rm10 and after sst charged, I still owe them rm15. However, finally my card is cancelled and sst also be waived and rm10 extra is credited to my jop card.

Don't worry if the sst being charged .
Cookie101
post May 30 2019, 08:00 AM

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QUOTE(HelloFuture @ May 29 2019, 10:35 PM)
mega_shok.gif  mega_shok.gif

Cancel online as in submit the card cancellation request online?

How to do that? Via app?

Thanks
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Yeah. Via both app and online...

Can check the cancellation status online as well.

Go settings > help and services > card management

qqbill
post May 30 2019, 09:20 AM

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QUOTE(jkngo2003 @ May 29 2019, 10:58 PM)
I have cancelled my world miles card last month due to sst charge to my card. After charge , I call them to waive it and they refuse and I proceed the cancellation .

For this card actually I have overpaid rm10 and after sst charged, I still owe them rm15. However, finally my card is cancelled and sst also be waived and rm10 extra is credited to my jop card.

Don't worry if the sst being charged .
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Did they charge u AF together with the SST?

I was lucky last year that they give me AF waiver (that time don't havr sst) easily with no question ask.

My anniversary gonna hit soon, thinking should i cancel it prior to get charge on these
jkngo2003
post May 30 2019, 10:25 AM

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QUOTE(qqbill @ May 30 2019, 09:20 AM)
Did they charge u AF together with the SST?

I was lucky last year that they give me AF waiver (that time don't havr sst) easily with no question ask.

My anniversary gonna hit soon, thinking should i cancel it prior to get charge on these
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i charge sst first in march. wil only charge annual fee on june. i fail waive annual fee for my world miles and i cancel it. it ok for me to pay rm25 for sst but i worry i fail to waive my annual fee after i pay the sst. so i choose to cancel it.

dont worry too early la. wait they charge first and ask the retention team to call u.

standardchart will not ask u to pay sst or annual fee if u cancel the card after it charged.
synical
post May 30 2019, 10:29 AM

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QUOTE(Cookie101 @ May 30 2019, 08:00 AM)
Yeah. Via both app and online...

Can check the cancellation status online as well.

Go settings > help and services > card management
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I never knew to check the settings there. Thanks for the heads up. thumbup.gif
grimdercell
post May 30 2019, 11:40 AM

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For JOP, both bigpay and boost is counted as online purchases in the cashback?
wilson1149
post May 30 2019, 11:50 AM

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Now AF hard to waive already

If you are not planning to use your card in future, just cancel it . simple.

Dont think that the bank will waive your card if you seldom / never use it.

This post has been edited by wilson1149: May 30 2019, 11:52 AM
yahiko
post May 30 2019, 01:39 PM

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--- wrong post ---

any good SC card with reward point?


This post has been edited by yahiko: May 30 2019, 01:42 PM
coolguy99
post May 30 2019, 02:28 PM

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QUOTE(grimdercell @ May 30 2019, 11:40 AM)
For JOP, both bigpay and boost is counted as online purchases in the cashback?
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Bigpay yes. Just reload everything into bigpay if you have the card
qqbill
post May 30 2019, 02:30 PM

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QUOTE(jkngo2003 @ May 30 2019, 10:25 AM)
i charge sst first in march. wil only charge annual fee on june. i fail waive annual fee for my world miles and i cancel it. it ok for me to pay rm25 for sst but i worry i fail to waive my annual fee after i pay the sst. so i choose to cancel it.

dont worry too early la. wait they charge first and ask the retention team to call u.

standardchart will not ask u to pay sst or annual fee if u cancel the card after it charged.
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I see.. i encountered few banks nowadays are - when SST show up on the transaction, they will insist me to pay rm25 regardless cancel or not.
grimdercell
post May 30 2019, 02:52 PM

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QUOTE(coolguy99 @ May 30 2019, 02:28 PM)
Bigpay yes. Just reload everything into bigpay if you have the card
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What about Boost? Is it counted too?

My bigpay reached limit for this month, so I had to top up half to boost.

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