Transaction Mode will determine whether it is considered as Online/E-commerce not really MCC:

eCommerce Spend
eCommerce spend is define as transactions made through internet which is determined by the bank as follow.
i. Merchant is an e-commerce/online/internet merchant; and card details are manually entered (not swiped/ inserted to any POS terminal of acquiring Bank); and No Point of Sales (POS) terminal is used by the merchant; OR
ii. Bill payment made through Standard Chartered Internet Banking.

URL: https://av.sc.com/my/content/docs/my-tnc-ju...uct-jul2017.pdf

As i mention i just replace my credit card ( another story), after register via sms and website, i didnt receive any spin and win message since last Friday.
Therefore i am asking, anyone encounter this problem or not.
I apply 360 for the DJI drone, dont now what i can do with this card(cash back). Any suggestion ?

ayo, u just try to reload via bigpay and let us know XP

It takes 3 Working Days to confirm your SMS registration, not instant.

You only don't get spin but still get the monthly cash back for BP reload after its MCC reverted back to 6012.
Am I wrong or what?

just tried mine.. still got sms for spin contest

but as usual.. A only

You mean top up BP not entitle?

Spin contest.

Just try this morning. Still get spin n win sms.. first top up get b, subsequent 2 get a only

This post has been edited by mamamia: Feb 19 2019, 09:09 AM

Quite messy at this moment. Some claimed receiving Spin&Win SMS. We are observing.
Maybe Public Bank CS misinformed use on the new MCC.
Maybe Bigpay is now having 2 payment processors, after App update last night.
If Bigpay's new MCC is 6012, then it is excluded from the game, it was happening all the while till first week of December (After that MCC was revised to 6540 then BP was not excluded).

I think we need further confirmation before just shot out a post like this which can cause confusion.
There was already a confusion weeks ago happened in BP thread talking about new MCC is Cash Advance and bla bla, so please don't repeat in this thread. Thanks.

As usual, i got #a in early morning

Or it could be they have two different payment gateway processor and both are having different MCC at the moment. Something like how Shopee switches between the two gateway they have.

Thanks for confirming I was not creating a hoax.

My wife got 2 b this morning, immediately after I didn't get any SMS. The only difference being I have updated the BigPay app, my wife haven't. The new app has different way of accessing payment gateway as well.

My JOP gone from the list of cards in BP.

So.. Summary is dont update your big pay apps if wanna still playing spin contest of scb

Forced to update when it is due!

there are few reasons:

1) mcc 6012 from the incumbent original gateway has always been the primary gateway for bp. then bp switched to a secondary gateway (mcc 6540) ao allow primary gateway to do enhancements/developments (for bp's future plan as they are planning to push some new features soon). after ~3 months, bp switch back to their primary gateway once backend and frontend (app) finished development.

2) bp changes their acquirer bank and/or to a 3rd gateway (due to competitive rate given)... using mcc 6012 again

3) new bp features forces bp to work like shopee (as you mentioned), but dynamically swing to respective gateway according to feature that you're using. e.g. normal reload using cc/dc, use gateway A ... if using remittence, use gateway B .... this is due to having multiple gateway/acquirer bank with different but competitive rate given by them.

confirming? unless he has actual details, it's just speculation as well.

I hope will not to be force update as long as i can get