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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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fruitie
post Feb 18 2019, 09:15 AM

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QUOTE(Vint @ Feb 18 2019, 01:27 AM)
hi sifus, wanna ask, i have 2 SC cards : 360 rewards visa and mastercard. So does it means i can play spin and win for both the cards ? and eligible to win twice for each cards.. meaning 4 wins per day max ?
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Eligible to play but still max 2 wins per day for all cards combined.
talexeh
post Feb 18 2019, 09:47 AM

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QUOTE(fruitie @ Feb 18 2019, 09:15 AM)
Eligible to play but still max 2 wins per day for all cards combined.
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I thought it has been confirmed that you're eligible to win 2 prizes for each SC card you owned? hmm.gif
fruitie
post Feb 18 2019, 10:04 AM

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QUOTE(talexeh @ Feb 18 2019, 09:47 AM)
I thought it has been confirmed that you're eligible to win 2 prizes for each SC card you owned? hmm.gif
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Is it? I used two cards, didn't get more than 2x posted. Maybe I didn't try hard enough. laugh.gif
If I know like this I use all three cards with my SCB WM along.
vin_ann
post Feb 18 2019, 10:19 AM

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This morning just now reloaded BP RM100

Got SMS #b !

1 time then got B !😄

I think I will try tmr again.
ClarenceT
post Feb 18 2019, 10:37 AM

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QUOTE(fruitie @ Feb 18 2019, 10:04 AM)
Is it? I used two cards, didn't get more than 2x posted. Maybe I didn't try hard enough. laugh.gif
If I know like this I use all three cards with my SCB WM along.
*
Play Spin&Win game in the morning should give you >1% prize (beyond RM2500+1500) till your Bigpay topup quota is exhausted.
Better than 5 TPs (worth 1%), only if Man U beats Liverpool.
cybpsych
post Feb 18 2019, 10:41 AM

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QUOTE(vin_ann @ Feb 18 2019, 10:19 AM)
This morning just now reloaded BP RM100

Got SMS #b !

1 time then got B !😄

I think I will try tmr again.
*
haha

i got 2x #b for 2 reloads only. close shop now smile.gif

100% gain laugh.gif see if someone jumping again.
fruitie
post Feb 18 2019, 11:03 AM

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QUOTE(ClarenceT @ Feb 18 2019, 10:37 AM)
Play Spin&Win game in the morning should give you >1% prize (beyond RM2500+1500) till your Bigpay topup quota is exhausted.
Better than 5 TPs (worth 1%), only if Man U beats Liverpool.
*
Hehe. Wanna collect airmiles now. tongue.gif
But my BigPay card is already blocked waiting for new card delivery. biggrin.gif
avinlim
post Feb 18 2019, 11:26 AM

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QUOTE(fruitie @ Feb 18 2019, 11:03 AM)
Hehe. Wanna collect airmiles now. tongue.gif
But my BigPay card is already blocked waiting for new card delivery. biggrin.gif
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why is your BP card blocked? over loaded? lost?
SUSDavid83
post Feb 18 2019, 11:26 AM

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QUOTE(avinlim @ Feb 18 2019, 11:26 AM)
why is your BP card blocked? over loaded? lost?
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She wanted to change to the new Wave card.
yahiko
post Feb 18 2019, 12:57 PM

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hi guys

wanna ask about JOP .
from RM1000 up to RM1499 monthly : 5% cap RM12 montly

so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?

This post has been edited by yahiko: Feb 18 2019, 12:58 PM
Vint
post Feb 18 2019, 01:04 PM

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QUOTE(fruitie @ Feb 18 2019, 09:15 AM)
Eligible to play but still max 2 wins per day for all cards combined.
*
thanks a lot .. ok then i can continue to keep my mastercard in the locker rclxms.gif
#Victor
post Feb 18 2019, 01:04 PM

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QUOTE(yahiko @ Feb 18 2019, 12:57 PM)
hi guys

wanna ask about JOP .
from RM1000 up to RM1499 monthly : 5% cap RM12 montly

so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?
*
If u spend RM1000, u will get RM25 cashback.
RETAIL SPEND PER MONTH (RM)CASHBACK* (%)CASHBACK CAPPED PER MONTH (RM)
500 – 799.99 2% 10
800 – 1,499.99 3% 25
1,500 and above 5% 50

This post has been edited by #Victor: Feb 18 2019, 01:05 PM
yahiko
post Feb 18 2019, 01:09 PM

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QUOTE(#Victor @ Feb 18 2019, 01:04 PM)
If u spend RM1000, u will get RM25 cashback.
RETAIL SPEND PER MONTH (RM)CASHBACK* (%)CASHBACK CAPPED PER MONTH (RM)
500 – 799.99 2% 10
800 – 1,499.99 3% 25
1,500 and above 5% 50
*
kinda different from what ringgitplus table.
https://ringgitplus.com/en/credit-card/Stan...MasterCard.html


SUSDavid83
post Feb 18 2019, 01:10 PM

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QUOTE(yahiko @ Feb 18 2019, 01:09 PM)
kinda different from what ringgitplus table.
https://ringgitplus.com/en/credit-card/Stan...MasterCard.html
*
Always refer to the bank's portal:
https://www.sc.com/my/credit-cards/justone-...num-mastercard/

RETAIL SPEND PER MONTH1 (RM) AUTO BILL PAYMENTS2, ONLINE PURCHASES3 AND PETROL OTHER CATEGORIES CASHBACK CAP (RM)
Below 1,000 0.20% 0.20% 12
1,000 – 1,499.99 5% 0.20% 12
1,500 – 2,499.99 10% 0.20% 28
2,500 and above 15% 0.20% 85


This post has been edited by David83: Feb 18 2019, 01:12 PM
yahiko
post Feb 18 2019, 01:13 PM

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QUOTE(David83 @ Feb 18 2019, 01:10 PM)
Always refer to the bank's portal:
https://www.sc.com/my/credit-cards/justone-...num-mastercard/

RETAIL SPEND PER MONTH1 (RM) AUTO BILL PAYMENTS2, ONLINE PURCHASES3 AND PETROL OTHER CATEGORIES CASHBACK CAP (RM)
Below 1,000 0.20% 0.20% 12
1,000 – 1,499.99 5% 0.20% 12
1,500 – 2,499.99 10% 0.20% 28
2,500 and above 15% 0.20% 85
*
then is back to my original question

so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?



This post has been edited by yahiko: Feb 18 2019, 01:16 PM
SUSDavid83
post Feb 18 2019, 01:15 PM

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QUOTE(yahiko @ Feb 18 2019, 01:13 PM)
then is back to my original question

so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?
*
Capped at RM 12 for RM 1499.99

This post has been edited by David83: Feb 18 2019, 01:16 PM
ClarenceT
post Feb 18 2019, 01:22 PM

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QUOTE(yahiko @ Feb 18 2019, 01:13 PM)
then is back to my original question

so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?
*
For peace of mind, use JOP to top up Bigpay RM2500 (x0.15=RM375 but capped at RM85), OR top up Bigpay RM567 + RM1933 on other transactions (567x0.15+1933x0.002 but capped at RM85).
RM2500 X 8 months = RM20000 -> waive Annual Fee.

Spend less than RM2500 is under-utilized.


yahiko
post Feb 18 2019, 01:31 PM

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QUOTE(ClarenceT @ Feb 18 2019, 01:22 PM)
For peace of mind, use JOP to top up Bigpay RM2500 (x0.15=RM375 but capped at RM85), OR top up Bigpay RM567 + RM1933 on other transactions (567x0.15+1933x0.002 but capped at RM85).
RM2500 X 8 months = RM20000 -> waive Annual Fee.

Spend less than RM2500 is under-utilized.
*
ya that my plan but i wanna check on the cashback. and also there is RM200 shopback cash when applying now.

avinlim
post Feb 18 2019, 01:53 PM

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QUOTE(yahiko @ Feb 18 2019, 12:57 PM)
hi guys

wanna ask about JOP .
from RM1000 up to RM1499 monthly : 5% cap RM12 montly

so if i use RM1K *5% is already RM50.. and i only get cap RM12 correct.. so we wont get to use the full 5% cash back?
*
RETAIL SPEND PER MONTH (RM) AUTO BILL PAYMENTS2, ONLINE PURCHASES3 AND PETROL

Below 1,000 0.2% capped@ RM12 (you can never hit RM12 cb spending below RM1000)
1,000 – 1,499.99 5% capped@ RM12 (effective optimum cb% is 1.2%)
1,500 – 2,499.99 10% capped@ RM28 (effective optimum cb% is 1.867%)
2,500 and above 15% capped@ RM85 (effective optimum cb% is 3.4%)

OTHER CATEGORIES all cb 0.2%

SC JOP cb details
fruitie
post Feb 18 2019, 02:33 PM

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QUOTE(Vint @ Feb 18 2019, 01:04 PM)
thanks a lot .. ok then i can continue to keep my mastercard in the locker rclxms.gif
*
But others are saying otherwise, so please try and I could be wrong. blush.gif

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