January 3rd

Sorry if this question been asked. I reload bigpay then can spin. second time reload no sms for spin. One day once only the spin game?

Just received SMS that my application is failed.
Not sure what is the reason? But don't bother to know also!

Goodbye guys!

The SMS can sometimes be delayed a bit. There shouldn't be any limitation on how many spins you can get as long as the transaction is RM100 minimum.

Don't reload too fast, I've found that if you haven't gotten the 'transaction successful' sms then the next reload won't get a spin.

I purposely wait after one hour only reload. Now 3 hours plus also no receive sms for spin

Deleted.

This post has been edited by jhleo1: Jan 16 2019, 03:59 PM

Ah damn, I don't have any SCB Visa card and I just linked my Netflix with BP card today.

Sorry to hear that bro. Hope they'll relook into this as they've done for others (earlier post also someone was rejected and then later on approved). No one will know the reason.

I believe the reason of reject comes from high CL utilization.
I have been using 2 cards for PTPTN repayment.

sounds like it. though it's always a wonder to me how much can banks lose granting a few thousand limit. But of course, probably that's not enough for them to make good money.

Wait? You still have PTPTN as of now?

Chances of getting approved will drop a lot if PTPTN status is green

RM0.00 StandChart: You won RM500 Grab voucher from Spend & Grab Campaign. Enter xxxxxxxxxx on yr Grab app to enjoy RM10 off for 50 rides.

Too bad, no free RM150 cash if I didn't win the Grab vouchers. (New card application at SC.com/my)

Even I got PTPTN, my CTOS score for November 2018 is above 750 (green bar).

My CTOS score for December 2018 should have deteriorated due to high CL utilization for full settlrment on PTPTN.

PTPTN should have been removed from January 2019 CCRIS. This had been confirmed by another forumer. I have pared down my outstanding with my year end bonus but utilization could be still above 50%.

This post has been edited by David83: Jan 16 2019, 05:39 PM

Feedback time. Price Sols called back with my Liverpool application and told me first year annual fee is waived and second year no waiver and get jersey instead.

Even offered if I want credit limit increase. I would be ridiculously lucky to get an increase after 2 weeks, but I told them as long as it doesn't affect my application, I'm ok.

PS can promise you anything but the one who process the application is not them.
The number who called me for verification is not from PS.

ahhh i see.

Well, he told me that the conversation will be recorded, and the waiver is part of it. And I've screenshot their website and chat with CS to back up me claims. So if everything messes up, I'll have to make some complains higher up which is unnecessary hassle (hence the guinea pig).

PS numbers: 03-76657584/7063
The one who called for verification: 03-86027078

ahh yeah, thanks bro.

I never received any verification calls when I applied the JOP. Only called from 03-7665xxxx. Didn't bother much with PS since their email is also @sc.com - that's what matters to me most.

Verification call is like questionnaire on top of your personal information verification:

1. Do you have a house loan?
2. Do you have a car loan?
3. Do you have a personal loan?