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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Jan 16 2019, 07:14 PM

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QUOTE(David83 @ Jan 16 2019, 07:10 PM)
Verification call is like questionnaire on top of your personal information verification:

1. Do you have a house loan?
2. Do you have a car loan?
3. Do you have a personal loan?
*
No woh. These are normally asked to verify that I'm me only. Checked my phone before I responded to you earlier, no calls at all from 03-86xxxxxx at all. Only calls from 03-7665xxxx.
SUSDavid83
post Jan 16 2019, 07:22 PM

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QUOTE(beLIEve @ Jan 16 2019, 07:14 PM)
No woh. These are normally asked to verify that I'm me only. Checked my phone before I responded to you earlier, no calls at all from 03-86xxxxxx at all. Only calls from 03-7665xxxx.
*
Your application hasn't move to next stage is it?
PS staff told me that I'll be getting a call from SC for verification purpose.

This post has been edited by David83: Jan 16 2019, 07:23 PM
beLIEve
post Jan 16 2019, 07:32 PM

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QUOTE(David83 @ Jan 16 2019, 07:22 PM)
Your application hasn't move to next stage is it?
PS staff told me that I'll be getting a call from SC for verification purpose.
*
JOP on hand already, application processed on Jan 2. Now Liverpool. JOP didn't went through all this woh. Liverpool process today, also didn't tell me someone will be calling.

I didn't apply Liverpool instantly because of the new T&C. Since everyone (who hasn't apply) also wondering, I made myself the guinea pig see can getaway with the $175 or not. I have enough data to substantiate, but bank entertain or not will be a different story altogether. Someone I befriended here say very easy to get waiver, so we'll see.
SUSDavid83
post Jan 16 2019, 07:41 PM

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QUOTE(beLIEve @ Jan 16 2019, 07:32 PM)
JOP on hand already, application processed on Jan 2. Now Liverpool. JOP didn't went through all this woh. Liverpool process today, also didn't tell me someone will be calling.

I didn't apply Liverpool instantly because of the new T&C. Since everyone (who hasn't apply) also wondering, I made myself the guinea pig see can getaway with the $175 or not. I have enough data to substantiate, but bank entertain or not will be a different story altogether. Someone I befriended here say very easy to get waiver, so we'll see.
*
Maybe your financial credential is fantastic and they love you so much!
Maybe my credential is fishy triggering them to call me for extra verification process.

This post has been edited by David83: Jan 16 2019, 07:42 PM
beLIEve
post Jan 16 2019, 07:49 PM

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QUOTE(David83 @ Jan 16 2019, 07:41 PM)
Maybe your financial credential is fantastic and they love you so much!
Maybe my credential is fishy triggering them to call me for extra verification process.
*
haha. maybe.

But not to worry - everyone has a bank that somehow "dislike" them. I've two.

Oh yeah, speaking of the verification. I thought they could've checked CCRIS instead of asking you. And I just recalled, a couple of other banks did ask if I've loan from unlicensed financial institution (or something like that). HSBC was one, another one I don't remember which. Maybe Citibank.
fruitie
post Jan 16 2019, 07:54 PM

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QUOTE(David83 @ Jan 16 2019, 07:10 PM)
Verification call is like questionnaire on top of your personal information verification:

1. Do you have a house loan?
2. Do you have a car loan?
3. Do you have a personal loan?
*
I don't think I have received such call from SCB before. They only called to verify my details and confirm if I have applied the cards. hmm.gif
dreamfasten
post Jan 16 2019, 08:24 PM

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Share some my experience on card application. I send all document to PS but they no reply for few weeks. At the end, they tell me if file size > 5mb then might not able to receive and ask me to resend.
SUSDavid83
post Jan 16 2019, 08:27 PM

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QUOTE(dreamfasten @ Jan 16 2019, 08:24 PM)
Share some my experience on card application. I send all document to PS but they no reply for few weeks. At the end, they tell me if file size > 5mb then might not able to receive and ask me to resend.
*
Yes. Their mail server is stupid one!
After I sent them the documents, I gave them a call to confirm if they did receive the documents.
dreamfasten
post Jan 16 2019, 09:46 PM

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QUOTE(David83 @ Jan 16 2019, 08:27 PM)
Yes. Their mail server is stupid one!
After I sent them the documents, I gave them a call to confirm if they did receive the documents.
*
I didnt make the call so there is no feedback about this for few weeks. They should state this earlier!
SUSDavid83
post Jan 16 2019, 09:48 PM

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QUOTE(dreamfasten @ Jan 16 2019, 09:46 PM)
I didnt make the call so there is no feedback about this for few weeks. They should state this earlier!
*
How I know this?
Because from my first application of JOP few months back, the PS staff told me that he didn't receive my email.
Then he asked me how big is my attachment.
He asked to split into several emails.
Mr.Weezy
post Jan 16 2019, 09:59 PM

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QUOTE(David83 @ Jan 16 2019, 09:48 PM)
How I know this?
Because from my first application of JOP few months back, the PS staff told me that he didn't receive my email.
Then he asked me how big is my attachment.
He asked to split into several emails.
*
Emails?

I thought all applications are through their website?

I only sent 1 photo of IC and 1 photo of payslip hmm.gif
SUSDavid83
post Jan 16 2019, 10:01 PM

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QUOTE(Mr.Weezy @ Jan 16 2019, 09:59 PM)
Emails?

I thought all applications are through their website?

I only sent 1 photo of IC and 1 photo of payslip hmm.gif
*
We applied through 3rd party: RP, CH and PS.
Mr.Weezy
post Jan 16 2019, 10:04 PM

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QUOTE(David83 @ Jan 16 2019, 10:01 PM)
We applied through 3rd party: RP, CH and PS.
*
Oic, what docs were needed?

I suspect the one I sent not sufficient sweat.gif
SUSDavid83
post Jan 16 2019, 10:05 PM

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QUOTE(Mr.Weezy @ Jan 16 2019, 10:04 PM)
Oic, what docs were needed?

I suspect the one I sent not sufficient sweat.gif
*
We have to fill the manual application form with signature needed at certain pages.
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peri peri
post Jan 17 2019, 09:23 AM

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QUOTE(ronnie @ Jan 16 2019, 10:21 AM)
Based on my records... the Cash reward redemption appears from 12th to 18th of the next month.
*
TQ for your kind sharing




This post has been edited by peri peri: Jan 17 2019, 09:23 AM
TongCN
post Jan 17 2019, 09:32 AM

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QUOTE(David83 @ Jan 16 2019, 07:41 PM)
Maybe your financial credential is fantastic and they love you so much!
Maybe my credential is fishy triggering them to call me for extra verification process.
*
I have a house loan but most of my card still good to get, hmm ..

The only time i get rejected by SC JOP last year first apply is because my data in their server is outdated.
I had gone tru several CS just to make the update mad.gif

Total three CS and first 2 didn't even notice until the last guy.
#Victor
post Jan 17 2019, 10:38 AM

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Received email from SC with subject Welcome to Standard Chartered eStatement. Does this mean application approved? Never receive any verification calls or SMS from SC.

Submitted application on last Friday (11/1) evening, probably process on Monday, today received this.
SUSDavid83
post Jan 17 2019, 10:40 AM

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QUOTE(#Victor @ Jan 17 2019, 10:38 AM)
Received email from SC with subject Welcome to Standard Chartered eStatement. Does this mean application approved? Never receive any verification calls or SMS from SC.

Submitted application on last Friday (11/1) evening, probably process on Monday, today received this.
*
Access to e-statement.
Obviously it's approved.
Otherwise, why they want to create an account to the banking portal?
beaverknight
post Jan 17 2019, 10:52 AM

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QUOTE(#Victor @ Jan 17 2019, 10:38 AM)
Received email from SC with subject Welcome to Standard Chartered eStatement. Does this mean application approved? Never receive any verification calls or SMS from SC.

Submitted application on last Friday (11/1) evening, probably process on Monday, today received this.
*
Yeap its approved, sooner later should receive sms informing your application is success. I've reported similar few pages back.
beLIEve
post Jan 17 2019, 10:58 AM

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QUOTE(#Victor @ Jan 17 2019, 10:38 AM)
Received email from SC with subject Welcome to Standard Chartered eStatement. Does this mean application approved? Never receive any verification calls or SMS from SC.

Submitted application on last Friday (11/1) evening, probably process on Monday, today received this.
*
For some reason, you get the approval SMS last and your Poslaju tracking days after you receive the card.

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