No foreign currency was involved (no conversion fee). All settled in MYR and as per calculation it matches 1% crossborder fee.

Revision to the Consolidated Credit Card Terms effective 6 December 2024

https://av.sc.com/my/content/docs/my-notice...cc-terms-vp.pdf

c) The minimum income requirement of RM36,000 RM96,000 per annum or any other minimum income as allowed by us.

How to cancel and reapply like this?

Level up income =p

Seriously though, currently there's not really many attractive SCB cards....

From 36k to 96k, that’s steep and crazy. Not that it matters to me but I still find it ridiculous to have such a revision, whoever thought of this must be trying to jeopardize SCB cc business.
Not like those are superb cards that one is dying to have.

Ok, retention called and just need swipe 3 times to waive all

Even my next Simply Card SST also can

guess they need hnwi customers instead. based on this revision, moving fwd only 96k income and above can hold SC credit card

This post has been edited by mamamia: Nov 15 2024, 12:18 PM

Good.

hi, for existing cardholder no effect right?

r u referring to the new income requirement?

existing cardholder will continue to use the card until u cancelled it... or maybe they will not waive AF/ SST for cardholder that not meeting the income requirement moving fwd? just my wild guess...

I cancelled mine and they said will call. After a week, still no call and I checked the app suddenly can cancel already. Proceed with that and it's gone. I still dislike how they operate especially their always busy call centre. Even though I had to pay the SST before canceling but for me, it is easily the worst experience for me when it comes to CC.

Mmg can not understand what is their requirements to offer waive annual fee

if they want to retain you as cardholder when you cancel, they waive annual fee

But urs cancel = waive too?

Mine like 5 days later include over the weekend only called me.

Say I’m holding since 2013 so give me something like long term customer bla bla :haha:

I should have called earlier to cancel but I forgotten... and then came the SST. So I thought better to cancel first... but no news after 1 week. So check app again to see whether got status but saw app can cancel (which was grey out a week earlier), hence decided to cancel again. This time it cancel for real.

Gg...

But now i also need wait for reversal .

I remember I got the reversal quite fast.

Previously quite fast but this round the retention team wants me to use 3 times (no capped or restriction) and then send a in app message

They requested me the same too but before I could spend, the reversal was already credited.

Lol.. in the end no need spend 3 times?