oi bruv don't be so humble. look at those stars don't tell me you still new here hahahaha who you kiddin.

Nexona Avangelice you both how many stars dare say new comers

I better hide into a corner liao

Oh sure. But for me, so long as it beats EPF and if I could tell my ASB friends (8%) that my returns are on par. Good if can hit double digits though.

Kenanga and Eastspring always released the NAV very quickly (i.e. today morning already released yesterday's NAV)

Malaysia Lao Sai also it seems

please be dividend please be dividend! my God that drop!

Certainly it is not something limited to ponzi 2.0 or asia pacific funds. This is world wide.

This post has been edited by puchongite: Nov 3 2016, 10:32 AM

Let them continue drop, drop until my monthly DCA time, then only go back up

me too, target to consistently beat EPF return, not hoping for double digit first as Im still new in UT, 2yo
my strategy, Im trying to mimic EPF asset allocation with 50% in fixed income, 40% in Equities, <5% in property
EPF Strategy

My portfolio is currently 41% in FI, 50% in Equities(incl Property sector 5%), the rest in balanced fund, ROI = 4.9%, it almost touches 6% 3 weeks ago
Mind sharing your strategy?

My reinforcements have arrived. Eastspring Bond Fund.

I switched out a small portion into 2 new funds, Eastspring Investments Global Emerging Markets Fund and Eastspring Investments Global Leaders MY Fund.

Buy! Buy! Buy! Ala Pokémon.

Good choice, I support ! Maybe more can be allocated to the GEM.

http://www.independent.co.uk/news/world/am...t-a7392711.html

Global markets in 'early stages of panic' after poll gives Donald Trump lead

how the US presidential election does effect global economy.

This post has been edited by Avangelice: Nov 3 2016, 12:15 PM

Oh, not following EPF allocations. Just use the return as a target and a baseline so to speak. My FI hovers around 25-30% and the rest in equities with Malaysia being close to 30% now. Discussion here and the previous thread has this running theme of diversify outside Malaysia and Asia being the darling now.

I don't have a sizeable amount for DCA so in order to keep to the % for each region, I'm beginning to sell and take profit for funds that are overlapping / correlate (from my Pokemon days) with each other.

No grand strategy really. Just DCA with what I have and have some money saved up for when there's a bargain in any market (not FSM promo)

Just terminated my usual RSP on the 15th of every month. Planning to top up manually before election hoping to take advantage of the diarrhoea

Brexit 2.0

So who will actually win ?

If Hillary wins, the market will probably climb up immediately after election.

If Trump wins, the market will slide further for another unknown time.

I'm betting on Hillary. I enquirer most of my American friends and almost all of them voted for Hillary. Only the fearful, the racist, the bigots and general rednecks vote for trump.

Is it worth using EPF to invest in unit trust?

Also, if I invested in a fund using EPF, and in the future I decide to sell it, will the money go back into EPF or into my pocket?

HI Michaelbyz23 & all,

I'm just a novice here. Let say I use Kenanga growth fund as an example,

OTHER PERFORMANCE DATA
Calendar Year 2015 2014 2013 2012 2011
Kenanga Growth Fund (%) 20.91 9.31 26.47 13.95 19.07

Is that the percentage show the return per year just like FD ?

https://www.fundsupermart.com.my/main/fundi...MYKNGGF#perform

Thank you

This post has been edited by lwk523: Nov 3 2016, 05:13 PM

money will return to EPF, correct me if I am wrong.

With EPF, you are confirm to get + 2% above inflation. With UT you can get 10%, promo rates FD, board rates FD, 1% or even worse (-).

Those want higher returns will withdraw from EPF. But it's entirely your choice.

Money goes back into EPF.