barter system. trade my portfolio management services for sex. *sweat*

she has a point. that over 1% service charge anytime.

what the fuck ahahhahahahah that didn't cross my mind at all!!!

you're welcome!

Hey I've answered your questions in bold.

Added new fund into EPF -MIS

http://www.kwsp.gov.my/portal/en/web/kwsp/...vestment-scheme

ponzi 1, cimb greater china, amreits , manulife india and etc also in... open more for diversify

1) you can practice two different approaches to building your portfolio with the 20k you have.

first off know how to approach it via a diverse portfolio. please look into mine.


FSM Funds for 2017

Affin Hwang Select Bond.... (20%)

RHB Asian Income Fund. ....(15%)
Eastspring Emerging Market...(15%)
CIMB-P Asia Pac Dynamic ....(15%)

CIMB-P Greater China Equity ..(10%)

Manulife India.........(10%)
AmAsia REITs .... (10 %)
TA Global Technology Fund...(5%)

from there you can use the Dollar cost averaging approach or the Value cost averaging approach.

2) DCA.

divide your 20k either into months and buy funds based on the funds allocated per month.

example.

20k divided by 12 months which means you have 1666 myr to play around per month. use this allocation to buy into the funds and always remember to keep the allocation that you see on top.

2) Value cost averaging.

use 20k now and lump sum your investment into buying everything and building your portfolio within a short time span.

eg myr 4000 (20%) into rhb AIF

and leave it there for a long time. come next December lump sum another myr 8000 into the same fund.

3) hybrid dca and VCA.

make huge lump sum across a shorter period.

MYR 1000 every month into each fund.

the approaches are different but it doesn't matter at the end of the day you will see almost the same results across the boards.

returns of investment.

Yes.. TLDR : diversify and be patient. Don't feel you have to care about stuff like expense ratios and sharpe ratios and whatnot. At the end of the day the difference is maybe 0.1% a year

BTW https://www.fundsupermart.com.my/main/fundi...torareacode=FEY bloodbath or not, almost all funds collapsed last month.



This post has been edited by wodenus: Dec 7 2016, 01:56 PM

just not sure if this had been posted before ....
".......a promotion sales charge of 1.0% from 7 December 2016 till 14 December 2016. Take this opportunity to diversify your portfolio!"
https://www.fundsupermart.com.my/main/resea...les-Charge-7786

Be careful friend don't be so gung-ho about it.....

If not properly covered prepared, those milk powder, diapers and vaccines expenses can really put a damper on your financial planning goals (and you can, say bye bye to that red hot sports car with 18" alloy sport rim).

Refer to picture below



Xuzen

This post has been edited by xuzen: Dec 7 2016, 02:24 PM

pm best price for the black model.

Disclaimer: Accessories are not included. Actual product may differ from promotional material.

There's a platform fee for bonds too right.

I don't think it's because of that. It's dying now because people voted for the socialists and fundamentalists in the last election. As a result the country has become more socialist and fundamentalist. Socialism and fundamentalism are not good for capitalist markets

but you do know we are talking about Ponzi 1.0 right where it's fund allocation is malaysia Philippines Singapore and etc

Is that diversified enough though.

Oh oops, I did not see that in the post, sorry. Have that too, it's down 0.5% I think now

This post has been edited by wodenus: Dec 7 2016, 04:43 PM

Not enuf funds to invest when there is so many promos ard same time

the red sports car looks sexy

move away the black model.. don't block my view

how to diversify when malaysia is bleeding and US and Europe is still under speculation. of course switch to Asia ex Pac.

plus you dare to create an aggressive portfolio for your girlfriend or wife knowing she will kill you if you lose her money.