Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
153 Pages « < 111 112 113 114 115 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v16 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
drew86
post Dec 7 2016, 05:39 PM

Getting Started
**
Junior Member
197 posts

Joined: Sep 2007
QUOTE(Avangelice @ Dec 7 2016, 05:24 PM)
how to diversify when malaysia is bleeding and US and Europe is still under speculation. of course switch to Asia ex Pac.

plus you dare to create an aggressive portfolio for your girlfriend or wife knowing she will kill you if you lose her money.
*
You might need to puasa for a year as punishment!
David3700
post Dec 7 2016, 05:43 PM

Regular
******
Senior Member
1,055 posts

Joined: Nov 2015
QUOTE(Avangelice @ Dec 7 2016, 05:24 PM)
how to diversify when malaysia is bleeding and US and Europe is still under speculation. of course switch to Asia ex Pac.

plus you dare to create an aggressive portfolio for your girlfriend or wife knowing she will kill you if you lose her money.
*
Haha....better safe than sorry especially with woman money.
It's fine as long as beats FD
I never dare to touch my wife's FD sweat.gif
river.sand
post Dec 7 2016, 05:44 PM

Look at all my stars!!
*******
Senior Member
3,816 posts

Joined: Feb 2012
QUOTE(Avangelice @ Dec 7 2016, 12:08 PM)
just did a generation of returns via the  fund selector.

50% in fixed income and 50% in balance fund gives a return of 7% within the first year.

I don't dare to build her an aggressive portfolio as she is one of the scared to die investors. from there will maybe top up her minimum investment in Ponzi 2.0 as her birthday gift and ask her to place a minimum amount of myr 200 into Ponzi 2.0 on a monthly basis.

From there I can slowly give her a 50% in fixed income 25% in equity and 25% in balance funds. all centralized in Asia ex Japan for the time being.
*
I remember our moderator Cherroy mentioned that the good run of bonds in the last few years cannot be replicated. 7% return could be too optimistic.
T231H
post Dec 7 2016, 05:50 PM

Look at all my stars!!
*******
Senior Member
5,143 posts

Joined: Jan 2015
hmm.gif give her a returns of 7% pa....any extra you sapu into reserves fund.....any short of 7% you top up from the reserves fund....
if that is ok...then more leeway to "play" about with the portfolio.....
wodenus
post Dec 7 2016, 05:56 PM

Tree Octopus
********
All Stars
14,990 posts

Joined: Jan 2003
QUOTE(T231H @ Dec 7 2016, 05:50 PM)
hmm.gif give her a returns of 7% pa....any extra you sapu into reserves fund.....any short of 7% you top up from the reserves fund....
if that is ok...then more leeway to "play" about with the portfolio.....
*
An interesting plan, like a 7% FD smile.gif
Avangelice
post Dec 7 2016, 05:57 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
QUOTE(river.sand @ Dec 7 2016, 05:44 PM)
I remember our moderator Cherroy mentioned that the good run of bonds in the last few years cannot be replicated. 7% return could be too optimistic.
*
QUOTE(T231H @ Dec 7 2016, 05:50 PM)
hmm.gif give her a returns of 7% pa....any extra you sapu into reserves fund.....any short of 7% you top up from the reserves fund....
if that is ok...then more leeway to "play" about with the portfolio.....
*
this is a combination of balance funds and not solely a bond fund which I replicated from a balance portfolio from fsm and fsm insurance.

maybe when her birthday comes I'll just top up a equity fund for her and turn it 50% bond, 25% balance and 25% equity. no need to worry about birthday gifts anymore at the mall. hahahaha smart aye
wodenus
post Dec 7 2016, 05:58 PM

Tree Octopus
********
All Stars
14,990 posts

Joined: Jan 2003
QUOTE(Avangelice @ Dec 7 2016, 05:57 PM)
this is a combination of balance funds and not solely a bond fund which I replicated from a balance portfolio from fsm and fsm insurance.

maybe when her birthday comes I'll just top up a equity fund for her and turn it 50% bond, 25% balance and 25% equity.  no need to worry about birthday gifts anymore at the mall. hahahaha smart aye
*
Good plan smile.gif investments as birthday gifts are really smart, especially for really young people smile.gif

This post has been edited by wodenus: Dec 7 2016, 05:59 PM
lee82gx
post Dec 7 2016, 05:59 PM

I guess I'm special
*******
Senior Member
3,117 posts

Joined: Jul 2005
From: Penang
what is kapcai or kapchai?
dasecret
post Dec 7 2016, 06:00 PM

Regular
******
Senior Member
1,498 posts

Joined: Nov 2012
QUOTE(T231H @ Dec 7 2016, 05:50 PM)
hmm.gif give her a returns of 7% pa....any extra you sapu into reserves fund.....any short of 7% you top up from the reserves fund....
if that is ok...then more leeway to "play" about with the portfolio.....
*
Great idea! Although I think 7% a bit high also, cos this is effectively capital and returns guarantee

A bit of oversharing, but this is what I do with mum's portfolio. I have a target return of 6%; 60EQ:40FI. Barely meeting it at the moment; so 50% Select bond and 50% AIF I'm not so sure if you can really make 7% in the short term. 2016 been a volatile year
wodenus
post Dec 7 2016, 06:00 PM

Tree Octopus
********
All Stars
14,990 posts

Joined: Jan 2003
QUOTE(lee82gx @ Dec 7 2016, 05:59 PM)
what is kapcai or kapchai?
*
Eastspring Small Cap
lee82gx
post Dec 7 2016, 06:01 PM

I guess I'm special
*******
Senior Member
3,117 posts

Joined: Jul 2005
From: Penang
QUOTE(wodenus @ Dec 7 2016, 06:00 PM)
Eastspring Small Cap
*
Ai......my favourite mistake. Well sometimes its my favourite child too. blush.gif
!@#$%^
post Dec 7 2016, 06:07 PM

Safe Trader
********
All Stars
17,510 posts

Joined: Feb 2006
From: KL
QUOTE(T231H @ Dec 7 2016, 05:50 PM)
hmm.gif give her a returns of 7% pa....any extra you sapu into reserves fund.....any short of 7% you top up from the reserves fund....
if that is ok...then more leeway to "play" about with the portfolio.....
*
sounds like ASx. lol.
nexona88
post Dec 7 2016, 06:20 PM

The Royal Club Member
*********
All Stars
48,513 posts

Joined: Sep 2014
From: REality
QUOTE(T231H @ Dec 7 2016, 05:50 PM)
hmm.gif give her a returns of 7% pa....any extra you sapu into reserves fund.....any short of 7% you top up from the reserves fund....
if that is ok...then more leeway to "play" about with the portfolio.....
*
thumbsup.gif thumbsup.gif

such brilliant plan, but already have currently in the form of Amanah Saham. not 7% pa lolz laugh.gif laugh.gif biggrin.gif blink.gif
wodenus
post Dec 7 2016, 06:48 PM

Tree Octopus
********
All Stars
14,990 posts

Joined: Jan 2003
QUOTE(nexona88 @ Dec 7 2016, 06:20 PM)
:thumbsup:  :thumbsup:

such brilliant plan, but already have currently in the form of Amanah Saham. not 7% pa lolz  laugh.gif  laugh.gif  biggrin.gif  blink.gif
*
Some of us are not so lucky smile.gif
Avangelice
post Dec 7 2016, 07:00 PM

Look at all my stars!!
*******
Senior Member
5,272 posts

Joined: Jun 2008
it looks like Libra Anita bond is starting to recover. hoping I don't jinx it
wodenus
post Dec 7 2016, 07:36 PM

Tree Octopus
********
All Stars
14,990 posts

Joined: Jan 2003
QUOTE(Avangelice @ Dec 7 2016, 07:00 PM)
it looks like Libra Anita bond is starting to recover. hoping I don't jinx it
*
LOL.. nothing you say or do will affect it smile.gif and yes the market is recovering slowly. We are roughly at break-even (ex-commission, not including money market funds.)
Kaka23
post Dec 8 2016, 05:36 AM

Look at all my stars!!
*******
Senior Member
8,259 posts

Joined: Sep 2009
US market all time high.. smile.gif
puchongite
post Dec 8 2016, 07:31 AM

20k VIP Club
*********
All Stars
33,687 posts

Joined: May 2008
QUOTE(Kaka23 @ Dec 8 2016, 05:36 AM)
US market all time high.. smile.gif
*
Trump effect isn't quite over yet.
wodenus
post Dec 8 2016, 07:36 AM

Tree Octopus
********
All Stars
14,990 posts

Joined: Jan 2003
QUOTE(Kaka23 @ Dec 8 2016, 05:36 AM)
US market all time high.. smile.gif
*
Good for us then smile.gif
David3700
post Dec 8 2016, 09:31 AM

Regular
******
Senior Member
1,055 posts

Joined: Nov 2015
QUOTE(Kaka23 @ Dec 8 2016, 05:36 AM)
US market all time high.. smile.gif
*
Asia Pac will follow suit
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

153 Pages « < 111 112 113 114 115 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0273sec    0.36    6 queries    GZIP Disabled
Time is now: 13th December 2025 - 10:21 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.