it's never too late and it's good that your eyes have finally been opened that you can be your own investor.

Anyways you will need some questions answered.

1)how much bullets do you have to build your portfolio?

I'm planning to start off with 20k

2)what is your risk appetite? do you want. a low to high risk? low risk generally have returns around 4% to 7% where as high risk portfolio brings in 8 to 10 (or more)

Wouldn't mind investing in a higher risk investment.

3)have you read about the portfolio approach when investing?

Don't have much experience about portfolio management though i do have some experience in trading as I've been trading passively.

4) India is a very volatile fund to have and same goes with TA Global and do you know where these funds are investing and the companies/industry involved? eg TA Global invests in Facebook, Microsoft, and Apple.

Bond funds were always out of my radar though TA Global definitely caught my attention as I've been a strong fan of technological stocks due to the fact that it tends to grow aggressively on average.

5)do you know that each region are given star ratings? if so Asian ex Pac or emerging market funds are the way to go in 2017.

Thanks, ill check that out

Regards.

Ponzi 1.

affin hwang quantum ex Japan

Ponzi 2

cimb dynamic fund.

both ex Japan region equities

read page one

full list of funds "nickname"..        
HOT LINK

Hi Sifus,

I am new to FSM and unit trust. I have just created account with FSM with the objective to save in PRS. Anyhow, I am also interested to invest UT in FSM as well. Where can i learn more about UT in FSM?

Thanks.

Q:
How do I calculate the amount of units? (Bid/NAV Priced Funds)

Q:
What is Weighted Average Cost (WAC)? How do you derive WAC?

https://www.fundsupermart.com.my/main/faq/0...tribution--1083

my emergency cash reserves are in the form of 16k limit in my credit card for first line of defense, second is the two spare jars of money I keep my little change in 50mhr notes  in my car and office and by that time that blows I am able to dig into my money market reserves and soon after my foreign investments in my portfolio.
high five. I'm one of them late bloomers. invested 5k into Manulife US equity. same allocation with India.

still mulling on Japan as its economy ties alot on the US economy so I'm happy with my portfolio for the next 8 months

Are you generous enough to define 'huge amount' for us ?

well many tiers of investments.

Tier 1 Money market
Tier 2 Fixed Income
Tier 3 Balance funds
Tier 4 Equity.

for me fixed income beats FD by a long run and when you are helping managing your wife's portfolio, it's better to have a FI and balance fund. you dare to set all equity for her meh. I don't want o. she already say if I lose her money I'll need to top up for her.

ngaiti.