Asia Pac will follow suit

https://secure.fundsupermart.com/fsm/#!/home
and we are still stuck with 2% and old interface. lol

You can get 0% with yet older interface, aka eUT. LOL.

https://secure.fundsupermart.com/fsm/#!/home
and we are still stuck with 2% and old interface. lol

You can get 0% with yet older interface, aka eUT. LOL.

It's not comparing apple to apple if you look at just sales charge. In FSM SG you get charged 0.4% platform fees on top of 0.35% sales charge. Also, the 0.35% sales charge is subjected to a minimum charge of SGD10 per transaction, so if your transaction is <SGD3k, the effective sales charge is >0.35%

For the long run investors, the platform fees add up and would quite easily exceed what FSM MY charges.

As to why FSM MY is still on old interface. It's economy of scale and simple demand and supply theory. So if there's not enough business and revenue generated out of the MY market, what makes you think they would be motivated to invest more

That's the same for all businesses. So go out there to share this platform with your Kuching friends and family so they have more reasons to (1) set up a branch in Kuching, (2) Provides more value added services
Well, sure, go ahead with your plan of using FSM platform to decide what to buy and then buy from eUT. Soon both platform would be obsolete as it is not sustainable to run on 0 fees or 0 revenue

p/s: I don't work for FSM, but I believe in making good businesses sustainable by supporting them

https://secure.fundsupermart.com/fsm/#!/home
and we are still stuck with 2% and old interface. lol

Yeap exactly what I'm doing now. even going ahead and posting onto my Facebook. the more people who invest in malaysia. the more perks we get.

Yeap exactly what I'm doing now. even going ahead and posting onto my Facebook. the more people who invest in malaysia. the more perks we get.

I'd rather have that and not be charged 0.1% a quarter to pay for what I don't need

Well, sure, go ahead with your plan of using FSM platform to decide what to buy and then buy from eUT. Soon both platform would be obsolete as it is not sustainable to run on 0 fees or 0 revenue

p/s: I don't work for FSM, but I believe in making good businesses sustainable by supporting them

thank you.....
but, could you please do includes among other things,
the risks and expectations of investing in UTs
the real and frank assessment of their risk appetite

else, if people get burned during the minor markets corrections....they might says..."UTs cheats money", which is not good for the UTs industries. 

Promoting UT is not thr right way. We should promote ETFs as it's cheap cheaper in the long tun and statically, it will beat UT most of the time.
Agreed. The 0.1%/quater is a killer.
That's what I am planning for FSM SG. Use their info then use eUT.

How many people you know invest using RM5k?
If 6 funds = RM30k already.  How many can fork out RM30k/month? If I have RM30k/month to invest, I would have choosen ETFs. If maybe one time RM5k/month/fund it might be doable.  But if RM30k/month, don't think so

Guys I need a little advise from you. Help out a brother if you can

I currently have 4k in Anita and 7k in Affin Select Bond so currently I have two bond funds. what would you do in my case?

1) switch Anita to an equity fund and get the credits.

2) transfer the 4k to Affin since my allocation for it is 25%.

thanks!

1. Try to map ETF/index in Msia with the jaguh kampung funds. Do you know that even lousy funds like Public small cap beat the index?  Sure, the theory works in the US, but try to see if it works in less than efficient markets like most emerging markets

2. I know you don't feel there's an issue to use facility on FSM and then buy from the cheaper source. I'm just commenting it for others who have sustainability in mind. Oh ya, I think it would be a terrible idea for you to venture into businesses. Because it's more than just sourcing for the cheapest goods and maximising revenue.

3. Not sure what was that 5k and 30k calculations for. I'm sure lots of the ASx and FD folks have way more than that. And some of the regulars here who show their portfolio/FSM tier you can easily tell they have more than 30k in FSM as well

Old lady advice to you (despite sure fall on deaf ears), open your horizon, don't just think with what you know, be receptive of what others have to say even when it does not involve saving costs, and you may just gain from it

Promoting UT is not thr right way. We should promote ETFs as it's cheap cheaper in the long tun and statically, it will beat UT most of the time.
Agreed. The 0.1%/quater is a killer.
That's what I am planning for FSM SG. Use their info then use eUT.

How many people you know invest using RM5k?
If 6 funds = RM30k already.  How many can fork out RM30k/month? If I have RM30k/month to invest, I would have choosen ETFs. If maybe one time RM5k/month/fund it might be doable.  But if RM30k/month, don't think so

1) you dont get credits switching from FI to EQ. It's the other way round. Plus it needs to be an intra switch

2)this is probably the easiest way out of anitamui if you don't see it recovering the loss anytime soon, as the moment you switch you're realising the loss. Assuming that the upside for Affin in the next 3mths is greater than Libra, then its a win. Otherwise no. But who can predict the future? Personally I'm gonna hold on for a week or two more n see if anita is gona buck up..else will just realise the loss and switch over. What do you/others think?

Please help elaborate on ETFs

my plan is to let it recover until my losses can be covered. targeting this to happen in February. then switch out. not switch immediately.

Edit: Updated based on latest pricing structure, now FSM SG charge 0% sales charge for all UT.
Well, sure, go ahead with your plan of using FSM platform to decide what to buy and then buy from eUT. Soon both platform would be obsolete as it is not sustainable to run on 0 fees or 0 revenue

p/s: I don't work for FSM, but I believe in making good businesses sustainable by supporting them