But you will never know when it's the lowest.

anyone topping up the discounted funds recommended by FSM, promotion ends tomorrow?

http://www.bloomberg.com/news/articles/201...to-the-election

Here's Your Cheat Sheet for How Markets Will React to the Election

for those wondering Trump vs hillary, here you go.

look at the emerging markets and stocks.

I'm so afraid of logging in to fsm tomorrow

Sometimes i read i don't know if you all really so naive or being sarcastic.

Please note that when ringgit drop, your relative wealth drop. So no, i don't really earn much by holding non-Malaysia portfolios.

Yeap. we gonna have he'll to pay for that.

I know this is slightly off topic but still within the realm of FSM, has anyone purchased the insurance plans from fsm?

good luck bro. India now is unstable but you will reap the rewards by next year.

BNM maintains OPR at 3%.

Any effect towards our funds, especially bond funds?

Personally I still hold the view of a balanced portfolio. Beginning of the year when global equity sucks, local equity and bonds helped a lot. Then few months back Asia funds rallied, and now GTF picked up a lot. So at any point my portfolio is not in the red and still maintain higher than FD returns.

Well, at the worst point beginning of the year was 3.05%, so you are right. Now it's obviously much higher. And I'm sure you know I'm referring to IRR and not ROI. I don't expect my IRR to ever breach 10%, but I'm happy with what I have at the moment

everything in my portfolio is green except Malaysian funds and it doesn't help the fact that Bank Negara Malaysia has been caught lying about their foreign reserves.

how to recover when our own integrity is being questioned by investors

this whole section start talking about transferring money to invest in singapore.

malaysia sure die

any upcoming promotional sales charge?