After much pondering I have cancelled Barcelona card and chose to retain AMEX. Looking back at my spending, it is hard to earn back RM25 with only 1%.

The CS did ask for the reason to cancel and I just told her that I feel the 1% cashback is not worth it and can't offset the tax.

I called last week n just mentioned the card feature no longer attractive, don’t even want to mention about SST..

The most lousy bank - have been waiting them on phone for over 30 mins and keep on listen to the advertisement music.

Just cancelled my VISA Signature because of the 550 annual fee.

This post has been edited by jack2: Oct 19 2020, 09:05 PM

no way they will waive the AF? i am not able to hit the min spending for this year. not in msia since covid started.

Someone in M2P reported success in waiving despite not hitting the min for M2P. The feedback so far is not encouraging yet because not many reported. However, There is a chance this courtesy may extend to VS.

Dont expect it will happen though. One can hope la.

The girl said if can't hit, can't waive. Then I asked for cancellation and she cancelled it without retaining me...haha

Got my application approved for VS via m2u. Applied on last week Friday and received SMS saying approved yesterday (Thursday) and today reflected in m2u. Now pending card delivery. Wonder how long it will take. Upon receive, plan to use for 1 year while the AF is waived for first year.

But I’m confused does the CL combined with my existing m2cards? Cos it says in m2u “Combined limit” xxx. Or does the CL standalone on its own?

This post has been edited by kyle46: Oct 23 2020, 01:03 PM

Combined credit limit for credit cards issued under conventional banking.

Like that one ah? Lerrr I thought it’s a separate CL. Damn

If u get 1 under Islamic under same bank, the CL is separate

You won't get 2 seperate credit lines from the same bank.
Malayan Banking Berhad and Maybank Islamic Berhad are 2 different banks. You can get 1 credit line from Malayan Banking Berhad, 1 credit line from Maybank Islamic Berhad.

Right.. thanks. Never knew this. If I know, I wouldn’t cancel my other bank’s CC.

Not an issue, you can always apply for new credit facilities (including credit card, loan, O/D etc) at another bank.

Yeah thanks. Apparently prefer to maintain with 1 bank for ease of tracking. So far quite happy with mbb services.

You can request to increase the credit limit.

https://www.maybank2u.com.my/iwov-resources...-AppFormEng.pdf

Already done so recently for other cards I hold. So don’t think applying new CL will get approved within short period of time

anyone receive CB for oct yet? its supposed to be reflected today but i have not receive yet.

why "suppose" today?

i already gotten my Oct cb on 1-2 Nov.

Opps. I lost track of time lol. Just checked and its there.

Planning to cancel mine too but I just recently paid my SST, wondering if I'd keep it for few more months and hope MBB will revise the CB % 😅😅😅