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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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jack2
post Aug 23 2017, 09:21 AM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
Just got my VISA signature and VISA Infinite.

Which one is better?
jack2
post Aug 23 2017, 09:40 AM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(fruitie @ Aug 23 2017, 09:34 AM)
Both also different features, cannot compare which is better. sweat.gif
Didn't you read first before applying? laugh.gif

VS is just a normal card which gives cash back for groceries and petrol everyday.
*
No. They called me via phone and asking me to get anyone.

But before that I like VISA infinite because has airport lounges access....

Then he told me Signature has cashrebate... so he asked which one you want... I said both lo...
jack2
post Aug 23 2017, 09:46 AM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(fruitie @ Aug 23 2017, 09:44 AM)
Both also have AF, use first and cancel one year later if you cannot achieve the minimum spending.
*
30k for each right?

VS can entitle for online TNB payment?

This post has been edited by jack2: Aug 23 2017, 09:47 AM
jack2
post Jun 27 2018, 12:29 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(tan_aniki @ Jun 26 2018, 08:18 PM)
Haha, just received my FCBVS~ Going to use it to reload
RM1k into Bigpay in August and every year May/August for RM100 CB~
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aiya, maximum cap per month is just RM50
jack2
post Oct 4 2019, 04:52 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
I didn't find Maybank visa infinite card threat here so I post here.


The annual fee is 800 and Maybank doesn't want to waive. So I am cancelling and they proceeded it.

Wow... They are willing to lost the customers.

I am going to get the card which has no annual fee and has access to PPL. Any recommendations?
jack2
post Oct 4 2019, 06:05 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(fruitie @ Oct 4 2019, 05:26 PM)
Nothing new with MBB, they are not lack of customers. Don't ever threaten them with cancellation, it will not work.

Anyway, wrong thread. Post in PPL thread instead.
*
Ya, I asked both ma...

Haha.. I thought can threat...but anyhow, I m willing let it goes.paying 800 is not worth.
jack2
post Oct 4 2019, 07:08 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(saitong09 @ Oct 4 2019, 07:05 PM)
Yes, FCB no AF
*
Ok, thanks.

They don't waive - lost me and can't earn 800.

If they waive, they can't earn 800 too but at least I can still use it for all expenses.

But they didn't consider to waive and let me goes, so I didn't lose anything. Lol

This post has been edited by jack2: Oct 4 2019, 07:09 PM
jack2
post Oct 4 2019, 09:13 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(putra23 @ Oct 4 2019, 08:54 PM)
Credit card earnings for banks mainly from interest charged and merchant transaction fees. Annual fee is not the main earning contributor.
*
I know, but I don't know why they dont want to waive me although I only spent RM55k instead of the RM80k requirement.
jack2
post Oct 4 2019, 09:17 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(cybpsych @ Oct 4 2019, 09:16 PM)
you have forgotten you signed the application form; and acknowledged of the annual fee to be imposed and its T&C agreement.

whether they want to waive it, it's purely up to their discretion.
*
ya i know.. that why i said, they prefer to get lesser earning and do not want to lose the RM800 annual fee.
jack2
post Oct 7 2019, 01:17 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
So happy that I have cancelled my Infinite card.
jack2
post Oct 7 2019, 05:09 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(extinct_83 @ Oct 7 2019, 04:59 PM)
Why do you say so bro?
*
save RM800 annual fee
jack2
post Oct 7 2019, 08:50 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(coolguy99 @ Oct 7 2019, 08:44 PM)
Not worth to pay the annual fee. Smart decision.
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Ya. They even don't want to retain me for 10 years infinite.. lol
jack2
post Oct 19 2020, 08:53 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
The most lousy bank - have been waiting them on phone for over 30 mins and keep on listen to the advertisement music.

Just cancelled my VISA Signature because of the 550 annual fee.

This post has been edited by jack2: Oct 19 2020, 09:05 PM
jack2
post Oct 21 2020, 11:20 PM

Mr
********
All Stars
15,192 posts

Joined: Oct 2004
QUOTE(iamsejuk @ Oct 20 2020, 11:48 AM)
no way they will waive the AF? i am not able to hit the min spending for this year. not in msia since covid started.
*
The girl said if can't hit, can't waive. Then I asked for cancellation and she cancelled it without retaining me...haha
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