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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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adele123
post Apr 21 2017, 10:51 PM

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QUOTE(frozenkid @ Apr 21 2017, 07:16 PM)
PS: I already have the Maybank2 card platinum. Did not find it useful especially AMEX since very limited places accept it.
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It is still very useful. Amex is accepted for bill payment and all major groceries. And might be a safer bet to use amex at aeon compared to vs. Aeon supermarket is not always 'grocery'.

But yes, in terms of flexibility, of course everyday is better.
adele123
post Apr 22 2017, 06:59 AM

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QUOTE(MGM @ Apr 21 2017, 11:12 PM)
Which aeon supermarkets r not considered as grocery?
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Actually there were days when aeon supermarket and using cards that give cash back for groceries but not getting cash back. Tried at sunway before. Unless things have changed because i dont go there that often and i tend to use cash more often due to long queue.

QUOTE(frozenkid @ Apr 21 2017, 11:13 PM)
Well currently for cash back i been using Citibank Cash back plat. So cash back for grocery will be my first. lol. Btw Amex not only troublesome to use in Malaysia but overseas also. Well at least from what i experienced. I lived in seoul last year for about 10 months. And most of the places don't accept Amex. When i pulled it out they straight shook their head. lol. But major stores do accept. Because it saved my ass one time when all my visa cards got rejected when i was trying to pay for something. My last option was the AMEX and it worked like a charm. hehe. Just saying the majority don't prefer it.
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Haha. Agreed majority do not prefer. Just saying that for major stores lo. Since groceries are quite major.
adele123
post Apr 23 2017, 11:06 PM

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QUOTE(frozenkid @ Apr 23 2017, 09:51 PM)
One question. If i apply for a supp card for my wife for example. As i understand the card will appear in my Maybank2u online acc right? Or is it possible for it to show in her Maybank2u online acc as well?
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I have maybank supp card and principal cards. Able to view transactions for my supp cards. No issue.
adele123
post Aug 23 2017, 06:22 PM

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QUOTE(donhay @ Aug 23 2017, 02:40 PM)
thanks, i am considering VS or the Maybank 2 card platinum
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I would say, why not both? Good cards to have.
adele123
post Oct 11 2017, 10:19 PM

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QUOTE(MusicForLife @ Oct 11 2017, 10:16 PM)
Applied mine yesterday through m2u, got rejected in 2 hours time, today went 1U and apply cause I am still using gold since 2014, applied 2 cards to upgrade to platinum and also Visa signature, since requesting new credit limit, resubmitted all the documents, now m2u reflected all 3 cards pending activation.
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I'm gonna do the same as well. 3 New cards. When I have the time.

Did you get any credit limit increase?
adele123
post Oct 19 2017, 04:54 PM

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applied yesterday for FCB VS and also upgrade the m2c gold to plat. received call it has been approved. Will pick it up from 1u card centre over the weekend.

time to swipe. biggrin.gif
adele123
post Oct 19 2017, 09:00 PM

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QUOTE(vinn @ Oct 19 2017, 08:53 PM)
How to upgrade to platinum? Any form to fill up?
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The guy just put my fcb vs and upgrade from gold to plat request in one form. it's easily done at the 1u card centre.

as for upgrade via online, best to refer to m2c thread. i never bothered to find out.
adele123
post Oct 23 2017, 08:58 AM

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QUOTE(kevyeoh @ Oct 23 2017, 08:25 AM)
Food for thought...

Pledge FD to get the c.c... maybe enjoy 2% cashback..
But if use that money to invest and maybe get much better return...

So is it really worth pledging the FD?
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practically speaking and theorectically speaking, you don't invest 100% of the money. there needs to be emergency fund. this will be the emergency fund and also to get more cash rebate.
adele123
post Oct 27 2017, 10:45 PM

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QUOTE(keeystar @ Oct 27 2017, 10:43 PM)
Card got approved and finally increased my CL! Have more buffer for BT now.
Btw Maybank wont auto offer to upgrade 2card gold to platinum?
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No. You can apply.

Just did mine together with the visa signature application at the card centre.
adele123
post Nov 2 2017, 07:48 AM

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Yup. Check and receive my 40+ rebate
adele123
post Nov 3 2017, 07:15 PM

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Tested on foreign currency. 2.25% like other maybank cc
adele123
post Nov 6 2017, 01:25 PM

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QUOTE(tonytyk @ Nov 6 2017, 12:47 PM)
yes, 1% extra for monthly prudential premium payment
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It varies. Long story short, some better pay off in annual. Some pay monthly cause no difference.

adele123
post Nov 8 2017, 11:27 AM

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QUOTE(jasontoh @ Nov 8 2017, 11:24 AM)
Will insurance payment earn cash back??
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on FCB VS, yes. at least look at the last few pages, and you would have gotten the answer. blink.gif
adele123
post Nov 13 2017, 12:58 PM

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QUOTE(MGM @ Nov 13 2017, 12:18 PM)
If I book 3 Airasia tickets for my family using FCB VS, all 3 of us will enjoy this card's privilege?

Travel Insurance Coverage
Up to RM2 million Travel Insurance Coverage when the cardmembers charge their travel ticket in FULL to their Maybank Visa Signature.

Travel Personal Accident Insurance - up to RM2 million
Missed Flight Connection (after 12 hours) - RM1,000
Luggage Delay (after 12 hours) - RM1,000
Lost Luggage (after 48 hours) - RM3,000
In the event of claims for luggage delay or loss, your purchase of essential clothing and requisites must be charged to your Maybank Visa Signature. Cash or usage of other cards will result in non- payment of claims.
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You and spouse only. If based on other cards example. I remember reading the m2 premier version of the travel insurance policy.
adele123
post Jan 4 2018, 07:51 AM

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QUOTE(radi0head @ Jan 4 2018, 07:43 AM)
Hi All, I have 2 cards from Maybank. 1 with installment tied on, 1 without and can I cancel off the one with installment tied-on but the installment being transferred to the new card ? Afterall, both are sharing the same CL. Anyone had such experience before ?  hmm.gif
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We have not done this before but we have asked, and according to maybank cs, yes. We were worried as that card has annual fee and the instalment was for 18 months.

adele123
post Feb 6 2018, 10:54 PM

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QUOTE(jiaen0509 @ Feb 6 2018, 10:09 PM)
btw, if annual income less than 48k, have very good cc payment record and hire purchase record(never miss to pay so far) got chance to get it?
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I feel that maybank is quite by the book on this. Why not just try? If cannot, can try later again when you do reach the number.
adele123
post Feb 15 2018, 08:38 PM

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Jompay can select barcelona card now.
adele123
post Feb 20 2018, 04:52 PM

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QUOTE(cybpsych @ Feb 20 2018, 04:06 PM)
updated today  laugh.gif
» Click to show Spoiler - click again to hide... «

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Did you email them? LOL
adele123
post May 4 2018, 08:04 AM

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QUOTE(Human Nature @ May 4 2018, 12:38 AM)
Quick question. A transaction made in April but posted in May wil get 2 or 10%?
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QUOTE(fruitie @ May 4 2018, 12:54 AM)
Good question, I just realised I have one transaction posted in May too. I know it will take up May cash back but will it be calculated as 2% or 10%? hmm.gif
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Should be 10%. Because you didnt get rebate in april

Follow m2c logic?
adele123
post Aug 9 2018, 08:45 PM

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Wait wait... that means i have been tracking the annual spending wrongly?

I need to follow the embossed month, even though we got the cards in a different month? Means rm25 service tax follow nov? Not fair right. Cause up to nov, only 1.5 years.

Embossed november, actual approved march...

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