I think so far based on my personal experience and what I heard, AF can only get waived when meeting the spending requirement(maybank is quite strict on this)

Worth for groceries and petrol only.

If you have other MBB conventional cards, it follows the anniversary month embossed on other cards.

For e.g., all are having anniversary month in April and you apply this card in Nov. So your 1 year anniversary will start on 1st April 2021 to 26th March 2022. For the months from Nov to March are considered free months, still get cash back but not counted into spending requirement.

If you are a new cardholder, then yes, it starts from the month your card is approved.

And RM 25 SST is charged once card is approved.
Quite nice to use, I had it many years ago and just tapped and left supermarkets. No need to worry which day to use as all-day cash back for petrol and groceries. I only kept until AF is charged and cancelled after that.

Even though every month you earn maximum cash back of RM 88, still unable to reach min annual spending of RM 30k.

Well, they expect those who is capable to hold that card is able to spend that amount or even more.
Its income requirement is higher than Barcelona VS.

Nope. AF will charge on 27th March 2022. So still long way to go.

Yes, it is OK to cancel and you can even cancel after AF is charged (that's what I did) but make sure no spending after AF is charged, better justification to get cancellation without paying for the AF.

Combined credit limit for credit cards issued under conventional banking.

You won't get 2 seperate credit lines from the same bank.
Malayan Banking Berhad and Maybank Islamic Berhad are 2 different banks. You can get 1 credit line from Malayan Banking Berhad, 1 credit line from Maybank Islamic Berhad.

Not an issue, you can always apply for new credit facilities (including credit card, loan, O/D etc) at another bank.

You can request to increase the credit limit.

https://www.maybank2u.com.my/iwov-resources...-AppFormEng.pdf