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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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ps007
post Jan 21 2020, 04:06 PM

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QUOTE(beLIEve @ Jan 21 2020, 01:26 PM)
no, but they attach the printout to the merchant copy. if not mistaken, they do the same thing when i pay with ewallets.
thanks. i think they tried but no printouts. so they asked for my card again.
ok, here's some info for everyone. I did call maybank2me a few mins later. totally no records. the card reader is from another bank, maybe Public Bank or AmBank. so it'll take time if interbank.

I thought std charted's "unposted" was almost instantly captured. different banks.
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Heh, not reflect immediately in maybank eh?
beLIEve
post Jan 21 2020, 04:41 PM

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QUOTE(ps007 @ Jan 21 2020, 04:06 PM)
Heh, not reflect immediately in maybank eh?
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online definitely no. in fact, it showed up 2-3 days later.

phone call, well, i dont know how fast they capture it. i thought it should be instant. otherwise i can go well beyond my approved credit limit before the system blocks me. they told me no transaction at all.

This post has been edited by beLIEve: Jan 21 2020, 04:46 PM
wilson7847
post Jan 24 2020, 10:00 AM

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My Amex 2 card going to expired on March 2020. How do I use my treat point in advance to pay the new card service tax? I have 600 treat point going to expired on Feb 2020.
coolguy99
post Jan 24 2020, 01:08 PM

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QUOTE(wilson7847 @ Jan 24 2020, 10:00 AM)
My Amex 2 card going to expired on March 2020. How do I use my treat point in advance to pay the new card service tax? I have 600 treat point going to expired on Feb 2020.
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I don't think you can, you have to wait for the SST to be charged into your credit card before you can ask to use your points to pay for the SST.
cucikaki
post Jan 24 2020, 04:48 PM

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6/12 - barcelona rejected
11/12 - send an appeal email
24/1 - receive call from maybank my appeal was unsuccessful sad.gif

no reason stated, hence need wait another 3 months. i hope later in march i apply can approve, hope to use barcelona in may (ccris ok - just high commitment from CC cashback game)

This post has been edited by cucikaki: Jan 24 2020, 04:50 PM
k2017
post Jan 25 2020, 11:41 AM

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paying using fcb visa on myunifi app entitled to cashback or not? or should i just use m2u to get cashback?
cybpsych
post Jan 25 2020, 12:37 PM

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QUOTE(k2017 @ Jan 25 2020, 11:41 AM)
paying using fcb visa on myunifi app entitled to cashback or not? or should i just use m2u to get cashback?
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in your opinion, what are the possible reason(s) that myunifi app not entitled?
Seth Ho
post Jan 26 2020, 03:56 PM

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QUOTE(cucikaki @ Jan 24 2020, 05:48 PM)
6/12 - barcelona rejected
11/12  - send an appeal email
24/1 - receive call from maybank my appeal was unsuccessful sad.gif

no reason stated, hence need wait another 3 months. i hope later in march i apply can approve, hope to use barcelona in may (ccris ok - just high commitment from CC cashback game)
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If you have good CCRIS and have paid their other credit card in time just keep on appealing they will give you the CC card but with certain condition
cucikaki
post Jan 26 2020, 04:08 PM

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QUOTE(Seth Ho @ Jan 26 2020, 03:56 PM)
If you have good CCRIS and have paid their other credit card in time just keep on appealing they will give you the CC card but with certain condition
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My Ccris is perfect score and my ctos score is high. I have no problem with other banks except maybank, since i started working with 3.2k salary last time, 5 years later try again still rejected. Whenever ask the reason, they say no reason stated but since appeal also rejected, they cant do anything.
Cookie101
post Jan 26 2020, 05:59 PM

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QUOTE(cucikaki @ Jan 26 2020, 04:08 PM)
My Ccris is perfect score and my ctos score is high. I have no problem with other banks except maybank, since i started working with 3.2k salary last time, 5 years later try again still rejected. Whenever ask the reason, they say no reason stated but since appeal also rejected, they cant do anything.
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Try reducing credit limit for other cards. Although mine wasn’t an issue with tiger. It was with citi. Other banks all granted high limit like ten times monthly pay. Anyway I’ve cancelled citi since not benefiting from it after sst comes in.
Hikari0307
post Jan 26 2020, 07:34 PM

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QUOTE(cucikaki @ Jan 24 2020, 04:48 PM)
6/12 - barcelona rejected
11/12  - send an appeal email
24/1 - receive call from maybank my appeal was unsuccessful sad.gif

no reason stated, hence need wait another 3 months. i hope later in march i apply can approve, hope to use barcelona in may (ccris ok - just high commitment from CC cashback game)
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Did you apply at card center? I applied on maybank2u, then got rejected even though I should fulfill all requirements. Next few days, I went and applied in person at maybank card center at gardens, submitted the exact same documents, next day got sms saying card approved and next day they called card ready for collection ^^"
cucikaki
post Jan 26 2020, 08:13 PM

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QUOTE(Hikari0307 @ Jan 26 2020, 07:34 PM)
Did you apply at card center? I applied on maybank2u, then got rejected even though I should fulfill all requirements. Next few days, I went and applied in person at maybank card center at gardens, submitted the exact same documents, next day got sms saying card approved and next day they called card ready for collection ^^"
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Applied thru m2u rejected, a week later called some someone ask whether want to reapply, i did and 3 days after get rejected again. Walk in branch, 3 days after get rejection sms again. Sent email to appeal, also rejected. Somehow this bank really hates me.
Seth Ho
post Jan 26 2020, 09:13 PM

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QUOTE(cucikaki @ Jan 26 2020, 05:08 PM)
My Ccris is perfect score and my ctos score is high. I have no problem with other banks except maybank, since i started working with 3.2k salary last time, 5 years later try again still rejected. Whenever ask the reason, they say no reason stated but since appeal also rejected, they cant do anything.
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You can try applying through branch than wait for them once reject go for appeal and appeal and appeal than worse thing worse is need to have Fixed Deposit in Maybank the get the card.
naruko85
post Jan 29 2020, 03:01 PM

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yes, better apply at branch, then if fail then only email them appeal, so far if direct apply online... all failed

oh and, anyone here top up boost or other e wallet with CC then refund to bank account? is it worth to reach the minimum spend of rm 2500 for barcelona? and any fees for the withdraw?

This post has been edited by naruko85: Jan 29 2020, 03:04 PM
cappuccino vs latte
post Jan 29 2020, 11:03 PM

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QUOTE(naruko85 @ Jan 29 2020, 03:01 PM)
yes, better apply at branch, then if fail then only email them appeal, so far if direct apply online... all failed

oh and, anyone here top up boost or other e wallet with CC then refund to bank account? is it worth to reach the minimum spend of rm 2500 for barcelona? and any fees for the withdraw?
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QUOTE(engyr @ Jul 14 2019, 03:49 PM)
Maybank stops rewards for top up Ewallet by using credit card. Thus no point for us to discuss here. Better to discuss in ewallet thread.

Bigpay https://forum.lowyat.net/topic/4623336/+16020

Boost https://forum.lowyat.net/topic/4698581/+12520
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ClarenceT
post Jan 30 2020, 06:06 AM

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QUOTE(naruko85 @ Jan 29 2020, 03:01 PM)
is it worth to reach the minimum spend of rm 2500 for barcelona?
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You can just spend RM50 in a month to get RM1 CB.
Not similar to HLB Wise or SC JOP/Liverpool which minimum monthly spending is needed.
blackcat92
post Jan 30 2020, 03:57 PM

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Any one know if today i just collect my Maybank Card A today, if i apply another Maybank Card B, is this possible ?

i try to apply online but the system reject me with "System is currently unavailable now, Please try again later"

i try to submit with another name which is not customer, it can goes through the application without problem.

I contact CS, CS said there is no problem to apply with my scenario, i wonder why...
fruitie
post Jan 30 2020, 04:07 PM

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QUOTE(blackcat92 @ Jan 30 2020, 03:57 PM)
Any one know if today i just collect my Maybank Card A today, if i apply another Maybank Card B, is this possible ?

i try to apply online but the system reject me with "System is currently unavailable now, Please try again later"

i try to submit with another name which is not customer, it can goes through the application without problem.

I contact CS, CS said there is no problem to apply with my scenario, i wonder why...
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You can apply all together, no need to split into few days.
Their online system is not so reliable, so walk-in is the best.
blackcat92
post Jan 30 2020, 04:19 PM

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QUOTE(fruitie @ Jan 30 2020, 04:07 PM)
You can apply all together, no need to split into few days.
Their online system is not so reliable, so walk-in is the best.
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Haiz, the problem is i apply ringgit plus they redirect me to a wrong card,
i realize when i collect the card today, so i decide to apply again, system keep block me out
fruitie
post Jan 30 2020, 04:24 PM

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QUOTE(blackcat92 @ Jan 30 2020, 04:19 PM)
Haiz, the problem is i apply ringgit plus they redirect me to a wrong card,
i realize when i collect the card today, so i decide to apply again, system keep block me out
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Should apply what you need when you collect your card. If it is not what you wanted, call to cancel.

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