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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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Cookie101
post Aug 24 2018, 08:48 AM

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QUOTE(LostAndFound @ Aug 24 2018, 02:07 AM)
Online cashback you shouldn't look at MBB cards. Public Bank has a couple of good cards for that, UOB also got.
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uob is kinda restricted. no so user friendly anymore. my two cents.


QUOTE(kit2 @ Aug 24 2018, 08:25 AM)
anyone applied for a maybank credit card and received it recently? how long did you have to wait before the card was delivered?

my card was approved last friday and when i called to check the delivery status today, they said it's still being processed and still not ready for delivery.
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please factor is PH and the slow delivery. so expect it within 5 working days, if within KV.

*PH= public holiday tongue.gif
Cookie101
post Sep 10 2018, 08:46 PM

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QUOTE(fantasy1989 @ Sep 10 2018, 08:31 PM)
now i had saving account with them .. online saving account . but wondering why it's still not linked. maybe need to go Maybank branch and see
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The real reasoning behind.

When first cc was opened, it was using IC.

When u open account, Maybank no longer register customer under IC but start using customer number.

As a result of that, there’s two profile. One under IC. One under customer number. These two profiles cannot be merged.

So they created third profile under new customer number for both the cc and account.

This is not happening to tiger only. It’s haplening to others too as it is new regulation to protect customer privacy in case any data theft, those details are encrypted under customer number but not direct ic details leakage.


Cookie101
post Dec 2 2018, 11:28 AM

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QUOTE(Mizuhara @ Dec 2 2018, 11:09 AM)
If I'm currently supplementary holder for visa/barcelona. Can I still apply as principal? Do I need to cut off my supp before this? TIA
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No. Can hold both- as principal and supplementary.


Cookie101
post May 10 2019, 08:25 AM

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QUOTE(katrina8080 @ May 9 2019, 07:43 PM)
Can pay assessment tax in advance? let say my 2nd half assessment tax start on 1 June 2019
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Can...

Just paid one year in advance.


Cookie101
post May 10 2019, 04:49 PM

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QUOTE(katrina8080 @ May 10 2019, 03:22 PM)
May I know how to do that? I check my local council payment portal, it says my current bill amount is RM 0.00.
Can I forcefully pay the amount before they charge me?
Thanks.
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Which council are you paying? Can you input the amount manually?

If there is some similarities to forumers, they may be able to advise.

I paid selangor ones and Penang ones - just key in whatever amount you like and pay. There always few decimals there which I’ll just round up. Annoying decimals. Lol. OCD.
Cookie101
post May 11 2019, 12:28 AM

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QUOTE(katrina8080 @ May 10 2019, 05:16 PM)
Paying for Selangor. Yea...can key in number manually. If my house asessment fee is RM100, after pay, my account will become -100, right?
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Yes. That’s how it will be.

Record updates after 2-3 days.
Cookie101
post Jul 4 2019, 05:11 PM

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QUOTE(jsnhoh @ Jul 4 2019, 01:15 PM)
I wonder does mbb absord the SST for the new member for 1st year??
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New cc sign up comes with 100 cashback.

Indirectly can consider that as cashback for offset lol
Cookie101
post Jul 4 2019, 09:26 PM

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QUOTE(icebryanchan @ Jul 4 2019, 09:23 PM)
blink.gif  blink.gif  i dont get this though, i applied through m2u, how do u get tat cashback?
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Roadshow... not me 😂

Intro My new colleague
Cookie101
post Aug 2 2019, 08:22 AM

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QUOTE(CardNoob @ Aug 2 2019, 07:26 AM)
When it was posted?

If it posted on and after August 1st, it'll be eat up your August quota.
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No. It won’t anymore as per latest revision.

QUOTE(cybpsych @ Aug 2 2019, 08:10 AM)
First for July cashback...

1) login to Classic M2U
2) go to your card details/transaction history
3) for the transaction you made @ 31 July, what is the posting date displayed?
Second for August cashback...

If follow the wordings on the T&C, you would get NO cashback for the RM300 @ 31 July.

reason: transaction made on July --- disqualified from calculation.

see below...
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Always gives the best and clear cut explanation. 👍🏼

——————————————————

Tested transaction after 8 July for RM10 and still get full cashback.



Cookie101
post Aug 23 2019, 08:21 PM

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QUOTE(MNet @ Aug 23 2019, 08:20 PM)
Pay insurance at the insurance HQ counter eligible for 2% cash rebate?
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Insurance is not excluded
Cookie101
post Jan 6 2020, 09:02 PM

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QUOTE(king timidandslow @ Jan 6 2020, 08:31 PM)
my existing maybank card gonna expire in feb. but until now they havent send me my new card yet
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End of Jan or first week of Feb will get. If still haven’t receive by Feb first week then high possibility lost in transit.

Call and ask for tracking references or replacements by then.
Cookie101
post Jan 8 2020, 06:08 PM

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QUOTE(jiaen0509 @ Jan 8 2020, 05:27 PM)
My brother first MBB cc is Ikhwan Islamic card. Is there any tips to apply the FCB? I read some split conventional to Islamic. But is it need to slip from Islamic to conventional in order to get M2Card and FCB?
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Does he meet the eligibility criteria? If yes then no need. Plus how many cards has he applied for?

If just first then that wouldn’t be a problem.
Cookie101
post Jan 17 2020, 02:59 PM

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QUOTE(kinseong @ Jan 17 2020, 01:14 PM)
Ok, another bank to avoid and not wasting my time.
Normal CC application - you mean other type of Maybank credit card?

I asked for reasons which they refused to give any, if they want any supporting to my financial background like bank statement, I will gladly provide. But not at all, reject, don't give any reason, ask to pledge FD, don't you see what I see as illogical in their application process?
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Why do u want their cc? What’s your current Status?
What’s your credit score? How is your payment pattern? What’s your overall credit limit etc.

Do a quick check on those and look through why is the rejection.

All applications are subjected to banks’ approval. They can choose not to lend u the facility if they deem you’re high risk. And u mentioned that you’ve high credit limit. That could be one of the factor that you ‘use up’ the possible risk limit banks could give you. Lowering them may help.

Good luck.
Cookie101
post Jan 18 2020, 12:43 AM

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QUOTE(kinseong @ Jan 17 2020, 03:33 PM)
My financial is not a problem at all and i'm very confident, paid all credit cards and loans on time, never miss. They approved my HP few months ago already u can know how is my financial situation, they aren't that stupid.

Want to get Maybank is because a lot merchandisers offer 0% interest fees installment, why would I pay full amount where I can keep my money and pay bit by bit every month.

So if they deemed me as high risk is not making any sense, they don't provide reason. To me, they are purely want to hold our money (pledge FD) before even provide you their service, aren't this like we "pay" to beg to get their service, in another way.
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You can have your self entitlement all the way u want.

One person can be earning 30k a month, which is great. He applied for bank A and B for cc and got 150k credit limit each. Now this is double great.

But when he applied for bank C, the bank prolly gonna give 20k credit limit. Now, bank C isn’t stupid either. It’s the concern and risk involved. If every bank allows 150k limit and the cardholder went all in Genting then who’s gonna pay?

Check your credit health. Speak to a pfc and take their advice. But pls Don’t argue your way through.

Pls don’t be offended. Just my cheap worthless view.

😊
Cookie101
post Jan 26 2020, 05:59 PM

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QUOTE(cucikaki @ Jan 26 2020, 04:08 PM)
My Ccris is perfect score and my ctos score is high. I have no problem with other banks except maybank, since i started working with 3.2k salary last time, 5 years later try again still rejected. Whenever ask the reason, they say no reason stated but since appeal also rejected, they cant do anything.
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Try reducing credit limit for other cards. Although mine wasn’t an issue with tiger. It was with citi. Other banks all granted high limit like ten times monthly pay. Anyway I’ve cancelled citi since not benefiting from it after sst comes in.
Cookie101
post Apr 2 2020, 06:30 PM

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QUOTE(miyakochan89 @ Apr 2 2020, 05:18 PM)
Hey all. I wanna ask, if there's an authorized transaction and in which case i have already called them to inform about it. Their main action is to block my card and issue me a new number:

Now my question is:
1. What's going to happen my outstanding amount? They say they are going to transfer it to the other card, but I haven't paid for the last month's one and due to this i could be charged for late payment?

2. There's one interest installment, will that be transferred over too?
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When’s the due? If it’s today or Tmr then you should’ve told them hold on for a moment and initiate the payments. If you missed the payment then yes. Charges applicable. Period.

Whatever outstanding / instalment etc ~ all will be transferred to your new card.
Cookie101
post Apr 2 2020, 10:59 PM

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QUOTE(miyakochan89 @ Apr 2 2020, 06:37 PM)
due middle of the month i think. But i usually March bill by 1 or 2nd day of the new month. Damn it!
Do i have to wait until i activate the card then only i can pay? Or once it's reflected in my maybank2u then i can just pay them off.
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No. U can’t pay the card until it’s activated. The details won’t be shown there iinm.

U can transfer to other bank and pay your old card number first before new card is sent to u.

The old card number can still accept payment.

Hope this helps.
Cookie101
post Apr 19 2020, 10:19 PM

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QUOTE(qu3vax @ Apr 19 2020, 12:46 AM)
OT, fake news~all ZERO MDR
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Lol... OT But boost already start imposing charges

That’s why many merchants drop them off. Almost same rate as cc but delayed payment.
Cookie101
post May 6 2020, 09:41 AM

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BHP 10% cash rebate is in.

Yay!
Cookie101
post May 21 2020, 01:28 PM

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QUOTE(IceLeo @ May 21 2020, 08:39 AM)
i called them before i applied the card, they told me if you holding their other card currently, the only way to get additional card is to apply thru card center.. so, u might try again by going to card center...
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That’s not true. I got it from agent on roadshow last year and my partner go it via m2u earlier this year.

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