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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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beLIEve
post Oct 15 2018, 11:33 PM

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QUOTE(sushix @ Oct 8 2018, 02:44 PM)
Hi, anyone know any other place to signup for Maybank Barcelona VS other than Ringgit Plus? Don't really need the juicer anyway.

Last time I signup Ambank VS directly from AMbank and get a small luggage bag. Will Maybank gift anything if I signup directly from Maybank2U? hmm.gif
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https://www.maybank2u.com.my/WebBank/cc080518_tnc.pdf


beLIEve
post Nov 5 2018, 09:14 PM

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QUOTE(Lalalala99 @ Nov 5 2018, 09:10 PM)
Anyone applied through maybank2u before? How long does the approval process take?
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Mine was around 12 hours, as existing card holder, so it's shared credit limit. Apply late nite, next afternoon approved.
beLIEve
post Nov 6 2018, 01:19 PM

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QUOTE(engyr @ Nov 6 2018, 01:13 PM)
Does Visa provide buyer protection?

I made purchase at Watson online by using Barcelona Visa Signature.

The app jam after I made payment. I received email from eGHL that payment is complete. However, I did not receive order confirmation email. And I couldn't check my order online. The payment did occur at my M2u.

I had email watsons, awaiting reply. Wondering how to get back my payment.
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If you bought from Watsons before, did you ever receive order confirmation emails?

Not aware that Visa provides buyer protection. Only know Mastercard does, limited to MYR200. But you don't need buyer protection for what you've experienced. As long as you've been charged and it's a genuine transaction, it can be easily traced.
beLIEve
post Nov 7 2018, 02:48 AM

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QUOTE(siawyent @ Nov 6 2018, 02:33 PM)
Just cancelled my Supp card through Mbb CS, but still see the Supp card details in my M2U. 

How to check whether the Supp card is successfully cancelled?
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They say it'll take a few days before it is removed. Did you ask the CS to remove for you?

You can just call their CS again and check if it's already cancelled. Alternatively, wait a couple of days. Try use it to pay $1 to your utility/phone bill. If it goes through, make sure you pay back $1 so that the card has 0 balance and can be cancelled.

This post has been edited by beLIEve: Nov 7 2018, 02:58 AM
beLIEve
post Nov 19 2018, 06:36 PM

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This is why

Superior Credit Line
Tailor-made credit line to suit the cardmember's discerning needs

But I didn't get any increase when I applied. Huhuhu
beLIEve
post Nov 19 2018, 08:24 PM

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QUOTE(ohcipala @ Nov 19 2018, 07:25 PM)
My credit limit is only 6k. And they didn't increase my credit limit when they approved my FCB card
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Means we don't have discerning needs lah

Me also less than 2x monthly salary. Since min requirement = 4k salary, 2x = 8k minimum. But people say maybank2me is stricter, same as public bank. So I think can get their card considered lucky.

This post has been edited by beLIEve: Nov 19 2018, 08:25 PM
beLIEve
post Nov 26 2018, 03:18 PM

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Actually, I don't think banks care if customs are strict or not. They play safe. Not an offense to tax more right? Besides, Maybank2me already gave clear guideline that they tax once on activation and again on annual month.
beLIEve
post Nov 30 2018, 05:12 PM

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I thought that day peri peri chicken (or was it someone else?) cash back got reversed. Anyone else kena?
beLIEve
post Dec 1 2018, 05:09 PM

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QUOTE(kino318 @ Dec 1 2018, 04:00 PM)
nothing personal.
But i think u guys focus on the wrong thg, max u can save is only rm50 per month.
but if u focus in biz, jobs.. the return is unlimited.

no need to spend too much time.
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I thought of that too. But I think they are doing both at the same time. Don't play play. This 50 is only part of the entire game.
beLIEve
post Dec 2 2018, 12:35 PM

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QUOTE(#Victor @ Dec 2 2018, 11:59 AM)
Is it normal statement for FCB only available every 3 months?
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No. I saw that 3 months message when I just got my card also. Now no more.
beLIEve
post Dec 18 2018, 11:04 AM

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QUOTE(wong_86 @ Dec 18 2018, 10:46 AM)
all sifu, when I online apply for MBB Barcelona VS card, when I click on the confirm button, it doesn't respond, just remain the same page. Try another browser still remain the same issue.

or direct go branches to apply?
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Either goto branch or try again apply online later or a day or two
beLIEve
post Dec 20 2018, 03:20 PM

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QUOTE(alexanderclz @ Dec 20 2018, 03:07 PM)
lol, in actual fact, i think best if the banks just terminate the cards for those who do that yearly. finish story.
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Actually, Citibank did that to me years ago. But of course, it was the annual fee. First year I (stupidly) paid, second year I asked for waiver and they gave, third year they accepted my cancellation. Those were the pre-Direct Access times where people have to pay annual fees for credit cards or beg for waiver.

This post has been edited by beLIEve: Dec 20 2018, 03:21 PM
beLIEve
post Dec 22 2018, 05:12 PM

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QUOTE(monodevil @ Dec 22 2018, 04:50 PM)
Sorry to bring this up.. Im interested to replace my unused mastercard maybnk gold to barcelona.. The 2% cashback not entitle for online purchase? How about topup lazada wallet?
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TreatsPoints is not eligible for this card
Note: No cash back earned for EzyPay and JomPay transactions

Other transaction got cash back
beLIEve
post Jan 2 2019, 11:33 AM

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QUOTE(stevenkkh @ Jan 2 2019, 11:30 AM)
Anyone got their cash back for month of Dec 2018? I have not seen the cash back yet as usually will be credited on 31 Dec 2018.
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Me

it's not reflected yet. You can check the last payment amount and it should be today or yesterday (I don't remember when. I just know I saw money in).

Penguin said it's updated around 3rd or 4th.I stand corrected then. 2nd.

This post has been edited by beLIEve: Jan 2 2019, 01:15 PM
beLIEve
post Jan 7 2019, 11:47 PM

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QUOTE(ableze_joepardy @ Jan 7 2019, 11:41 PM)
mbb fcb vs (2%) is better card for general usage compare to mbb amex (5x TP equiv. less than 1% CR).

right?
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General use yes, because amex not widely accepted. Amex you also get 5% cash back on weekends. Both capped at $50
beLIEve
post Jan 22 2019, 04:30 PM

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QUOTE(naruko85 @ Jan 22 2019, 04:27 PM)
want to ask that for the cashback

2% Cash back for all purchases all year long (except May and August) and capped at maximum of RM50 per month.

10% Cash back for all purchases made in the month of May (football season ends) and August (football season begins) and capped at maximum of RM100 during the specified month.

the football season time fixed for every year?
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Yes. Even if football ever change it, they clearly stated May and Aug.
beLIEve
post Jan 22 2019, 04:58 PM

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QUOTE(naruko85 @ Jan 22 2019, 04:39 PM)
I see, then normally the football season last for how long one? Whole month or 2 weeks? And the RM 100 cashback easy to reach? as need spend RM 1000 only
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football = soccer = english premier league, La Liga, etc. Never follow little bit at all?

As long as you have $1000 to spend. Pay TNB, mobile phone bill, Astro, shopping, etc. You get cash back as long as you spend with the card. Refunds will reduce your cash back though, in case you don't know.

This post has been edited by beLIEve: Jan 22 2019, 04:59 PM
beLIEve
post Feb 4 2019, 08:40 PM

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QUOTE(coolgoh98 @ Feb 4 2019, 10:05 AM)
Barcelona Visa Signature cash back is eligible for government use right ?
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Last month use to pay assessment already got cashback loh.

Make sure you follow t&c given by cybpsych. I paid directly from maybank2u site through the "payee" thingy. Not FPX not JomPay.
beLIEve
post Feb 14 2019, 12:39 AM

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QUOTE(terrysoh @ Feb 14 2019, 12:25 AM)
Finally got my FC Barcelona too, this is my 2nd attempt!

Great card, great shiny outlook, am happy!
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Yeh. The card is nicely made. Different color reflection when seen from an angle some more
beLIEve
post Feb 21 2019, 05:51 PM

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QUOTE(timo1003 @ Feb 21 2019, 03:10 PM)
Of course if you put FD/substantial savings with them then it's a different story tongue.gif
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I had my life savings in 1 bank and near 0 debts (only few hundred bucks promptly paid credit card debt each month), holding only 1 card and they still rejected me.

It's entirely up to the credit card processing people and some couldn't care less.

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