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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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fruitie
post Aug 23 2017, 09:44 AM

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QUOTE(jack2 @ Aug 23 2017, 09:40 AM)
No. They called me via phone and asking me to get anyone.

But before that I like VISA infinite because has airport lounges access....

Then he told me Signature has cashrebate... so he asked which one you want... I said both lo...
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Both also have AF, use first and cancel one year later if you cannot achieve the minimum spending.
jack2
post Aug 23 2017, 09:46 AM

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QUOTE(fruitie @ Aug 23 2017, 09:44 AM)
Both also have AF, use first and cancel one year later if you cannot achieve the minimum spending.
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30k for each right?

VS can entitle for online TNB payment?

This post has been edited by jack2: Aug 23 2017, 09:47 AM
laymank
post Aug 23 2017, 09:53 AM

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QUOTE(jack2 @ Aug 23 2017, 09:46 AM)
VS can entitle for online TNB payment?
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VS has no online cash rebate feature.

Only for Groceries and Petrol.
donhay
post Aug 23 2017, 02:17 PM

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Can apply VS with FD placements not salary slips? anyone tried?
fruitie
post Aug 23 2017, 02:23 PM

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QUOTE(donhay @ Aug 23 2017, 02:17 PM)
Can apply VS with FD placements not salary slips? anyone tried?
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20k FD. I believe some may have tried before during early days of VS. As the benefits have degraded, many are no longer interested in this card.
donhay
post Aug 23 2017, 02:40 PM

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QUOTE(fruitie @ Aug 23 2017, 02:23 PM)
20k FD. I believe some may have tried before during early days of VS. As the benefits have degraded, many are no longer interested in this card.
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thanks, i am considering VS or the Maybank 2 card platinum
fruitie
post Aug 23 2017, 02:43 PM

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QUOTE(donhay @ Aug 23 2017, 02:40 PM)
thanks, i am considering VS or the Maybank 2 card platinum
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M2Cards Gold only requires 5k FD.
It depends if you use a lot on petrol and groceries, then this VS card is good. However, there is AF while M2Cards is free for life.
donhay
post Aug 23 2017, 02:49 PM

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QUOTE(fruitie @ Aug 23 2017, 02:43 PM)
M2Cards Gold only requires 5k FD.
It depends if you use a lot on petrol and groceries, then this VS card is good. However, there is AF while M2Cards is free for life.
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yeah 2 cards free AF is tempting and spending 30k on VS to get free AF is a little hard for me smile.gif
fruitie
post Aug 23 2017, 02:54 PM

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QUOTE(donhay @ Aug 23 2017, 02:49 PM)
yeah 2 cards free AF is tempting and spending 30k on VS to get free AF is a little hard for me smile.gif
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And once you lift your FD, your cards will be gone too. 5k FD vs 20k FD.
chiahau
post Aug 23 2017, 03:19 PM

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QUOTE(fruitie @ Aug 23 2017, 02:54 PM)
And once you lift your FD, your cards will be gone too. 5k FD vs 20k FD.
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Add a disclaimer: If you can prove your income.

I did so with M2P with FD and 6 months later, I submitted my latest salary informations to MBB.

FD was released from the pledge. But I still keep it there coz I'm lazy.
nelsonmui87
post Aug 23 2017, 06:16 PM

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QUOTE(commtrader @ Aug 23 2017, 08:30 AM)
Boss, how do u get premier free AF?
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Not sure if really got AF waived.

But if they did charged AF for existing customer who spend above RM30k, I encourage you go lodge complaint.
It was unfair. Like selling same item with different price to consumer.

I am ready to complaint if they charged me.
adele123
post Aug 23 2017, 06:22 PM

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QUOTE(donhay @ Aug 23 2017, 02:40 PM)
thanks, i am considering VS or the Maybank 2 card platinum
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I would say, why not both? Good cards to have.
commtrader
post Aug 23 2017, 07:22 PM

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QUOTE(nelsonmui87 @ Aug 23 2017, 06:16 PM)
Not sure if really got AF waived.

But if they did charged AF for existing customer who spend above RM30k, I encourage you go lodge complaint.
It was unfair. Like selling same item with different price to consumer.

I am ready to complaint if they charged me.
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I think Maybank Premier card need RM50k spends per annum right
Rm30k not enough le..
chiahau
post Aug 23 2017, 07:24 PM

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QUOTE(commtrader @ Aug 23 2017, 07:22 PM)
I think Maybank Premier card need RM50k spends per annum right
Rm30k not enough le..
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80k for M2P

50k for VI, I think.
nelsonmui87
post Aug 24 2017, 11:33 AM

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QUOTE(commtrader @ Aug 23 2017, 07:22 PM)
I think Maybank Premier card need RM50k spends per annum right
Rm30k not enough le..
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I though we are talking VS.
VS is RM30k, 2 premier was RM80k.
But VS existing customer is RM50k. So that's why I say is unfair.

raptar_eric
post Aug 24 2017, 05:48 PM

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QUOTE(nelsonmui87 @ Aug 24 2017, 11:33 AM)
I though we are talking VS.
VS is RM30k, 2 premier was RM80k.
But VS existing customer is RM50k. So that's why I say is unfair.
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aiks i thought it will follow the new requirement? no ah? im old batch of VS, not sure if it's 30k or 50k :/ even after anniversary date, it's still gonna 50k or follow new req?
nelsonmui87
post Aug 25 2017, 11:44 AM

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QUOTE(raptar_eric @ Aug 24 2017, 05:48 PM)
aiks i thought it will follow the new requirement? no ah? im old batch of VS, not sure if it's 30k or 50k :/ even after anniversary date, it's still gonna 50k or follow new req?
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Customer service told me card holder before dec 2017 is follow 50k to waive annual fee.
But so fair I didn't spend over RM50k yet. around RM40k. Didn't received annual fee in statement yet.

My card was applied July 2016. Waiting for next statement see if annual fee applied.
sl3ge
post Aug 25 2017, 12:51 PM

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QUOTE(fruitie @ Aug 23 2017, 02:23 PM)
20k FD. I believe some may have tried before during early days of VS. As the benefits have degraded, many are no longer interested in this card.
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Hi,
may i know if i put fd to apply and sucessful get VS,
then i withdraw the fd.. what will happen to my VS?

*saw the answer aldy, pls ignore my post. Thks

This post has been edited by sl3ge: Aug 25 2017, 12:53 PM
raptar_eric
post Aug 25 2017, 01:22 PM

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QUOTE(nelsonmui87 @ Aug 25 2017, 11:44 AM)
Customer service told me card holder before dec 2017 is follow 50k to waive annual fee.
But so fair I didn't spend over RM50k yet. around RM40k. Didn't received annual fee in statement yet.

My card was applied July 2016. Waiting for next statement see if annual fee applied.
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despite waiver, it will still show in statement.. mine was like this:

Attached Image
nelsonmui87
post Aug 25 2017, 05:40 PM

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QUOTE(raptar_eric @ Aug 25 2017, 01:22 PM)
despite waiver, it will still show in statement.. mine was like this:

Attached Image
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Thanks for the info.
Means my annual fee didn't waived yet.
Btw, you spend above RM50k to entitle the waiver?

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