Please revert to old layout.
I transact at 1130pm and posted at 1 June

Yeah managed to do that and yes i got that right.

Hi guys, I've got a question on Visa Signature's annual fees.

My card got approved last year in June. The expiry month is Feb.
Is it correct to assume that the 2nd year's AF will be charged in Feb2020?

And is the annual fee waiver spending calculated from Feb2019 - Feb 2020?

Yes.

Thanks

if apply at card centre 1 U

if got 3 months slip and saving accounts with Maybank

need to bring:
Latest 6 months' savings account activity/current account statement?
Latest BE form with official tax receipt (overpaid so no tax receipt)- tax refund letter?

gaji goes into the maybank SA? if yes, no need print the account statement. they can check directly.

BE form, use the summary copy/slip.

If you have EPF contribution every month, don't need to bring anything. They will print EPF statement using the machine.

Receipt of tax return (BE)
Not receipt of payments.

Why should I spend RM2500 on 2/6/2019 to get RM50 when I can spend RM500 on 31/5/2019 to get RM50 back?

Hmm, want to ask that I activate my card on 15/05, then around when can I get my 1st statement?

check with MBB.

everyone's statement date is different. sometimes, since it's new, the statement date may not be available for CS to see yet. probably gotta wait about 2-3 weeks in order to know when is the exact date.

i never say that you are required to spend that RM2,500 and it was your freedom.
what i meant was, if anyone were unsure and would like to test out could just proceed with RM2,490.
please be sure that you are getting my message.
i am not pointing it to you. it just an suggestion for those who unsure and wanted to try out with minimum lose.

Better to test with RM500 as is lesser vs RM2500

i know you would like to go with minimum spend. it was your choice just if it not gonna work you just missed the RM50 CB and you dont mind about it

I think let's just end the discussion above, it brings us to nowhere. Everyone can spend based on their liking and preference.

actually i am interested in ur analysis? why 2490 and not 2500? so 2490 to be spent in June or May?

i think it is a safety net to test what forumers are saying without losing "too much cashback". If he uses 2490 on may 31 post june 1

he gets

1) RM50 if forumers are correct
2) RM49.80 if forumers are wrong (vs only RM10 if he only used RM500 like suggested)

If RM2490 -> CB RM49.80 or RM50.00 then you will get the answer.
If RM2500 -> CB RM50.00, then you won't know it is from May or June.