Oh oh aiyo transaction on 30, posted on May, considered 2% only. I tot 10%. Wasted few tens ringgit. ðŸ˜
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Jun 2 2018, 09:56 AM
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#1
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Oh oh aiyo transaction on 30, posted on May, considered 2% only. I tot 10%. Wasted few tens ringgit. ðŸ˜
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Jun 2 2018, 10:31 AM
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#2
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QUOTE(cybpsych @ Jun 2 2018, 10:03 AM) trx on 30 is on May or April? your sentence is confusing. Transacted in end April rm400, posted in May.if transacted on May and posted on May, should be 10%, no? if transacted on April and posted on May, should be 10% also. Others Transcated in May rm600. Total i get rm8 + rm60 = rm68 Dont seem fair ... But logical? Lol |
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Jun 2 2018, 12:36 PM
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Jun 2 2018, 04:50 PM
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Jun 2 2018, 06:53 PM
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#5
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QUOTE(cybpsych @ Jun 2 2018, 05:57 PM) thanks for sharing. I felt that for fcb Maybank just adds up total expenditure and times 10%seems MBB's cb calculation is based on traditional 2-decimal rounding, not the usual 2-decimal truncate/rounddown method.
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Jun 2 2018, 06:56 PM
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QUOTE(polarzbearz @ Jun 2 2018, 06:52 PM) Technically speaking, >RM2.5k on March 31st but posted on April >RM2.5k on April Month, posted within April Total Cashback gained: March = RM0 April = RM50 May = RM100 So the highlighted spending above didn't get any rebate at all |
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Jun 2 2018, 06:57 PM
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#7
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QUOTE(donhue @ Jun 2 2018, 06:50 PM) Looking at all the discussions on transaction / posting dates, it doesn't really surprise me.. looks like the way AmEx cashback is calculated/given also, right? Sounds like it. So in effective you can get 150 rebate under 10%I.e. % CB is based on transaction date. For FCB, if transaction is done in April, CB is 2% while transaction is done in May, CB is 10%. Cash Back cap is based on posting date. Thus, transactions posted in April will consume the April CB pool (max of RM50) while transactions posted in May will use May CB pool (max of rm100). Thus transactions in May but posted in June will still get 10% CB, but will have a RM 50 cap. |
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Jun 4 2018, 07:00 PM
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Jun 4 2018, 07:46 PM
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Jun 4 2018, 08:16 PM
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Aug 7 2018, 05:04 PM
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Hi guys, couldnt find a suitable forum. Just got a maybank world mastercard. it says free for first year. Just to check when will be the next year annual fee imposed? Is it January 2019 or Aug 2019? Stated in the card is September. Tq
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Aug 7 2018, 05:09 PM
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Aug 7 2018, 06:41 PM
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QUOTE(Tigerr @ Aug 7 2018, 05:20 PM) Starting on 1st Jan 2020. I just want the plaza premium lounge in hk in coming october. So i guess it's safe to cancel it by Sep 19.From now till end of the year. No minimum spending required. From 1st jan till 31st dec 2019. U will need to spend 120k to get the annual fee waived. Else 1st jan 2020 the annual fee will apply on your card. |
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Aug 7 2018, 07:56 PM
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Aug 7 2018, 09:19 PM
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QUOTE(Alec.Yong @ Aug 7 2018, 08:35 PM) Oh really... I wqs searching this first year free annual free... Lucky click the right one in m2u. May be the wmc didnt state first year free then i flipped away. Thanks |
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Sep 10 2018, 04:51 PM
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Sep 23 2018, 01:47 AM
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QUOTE(fruitie @ Sep 22 2018, 05:41 PM) I supposed in June. I think follow what stated on card. I got a maybank card approved July but charged to me September as expiry date on card.I got my FCB VS on its first day of launching in October last year, I should be charged with SST next month even though my card's expiry month is in April. |
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Sep 25 2018, 06:04 PM
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Oct 2 2018, 10:01 AM
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I also tried some on 31st Aug near midnight on BP and maxis. Both worked to get the 10% but Sep's cashback pool. Payonline didnt work (transacted in the morning on 31/8) coz the transaction is counted at 1st Sep.
So I got like RM36@10% and RM13.9@2% haha... sort of compensating my 30th Apr swiping "rugi" |
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Dec 2 2018, 09:31 AM
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