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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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missboo
post Jun 11 2019, 02:14 PM

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May I ask if I already have Maybank Islamic Credit Card (petronas), am I allowed to have Maybank Barcelona?

I read somewhere before that if you have a conventional credit card, your application for islamic credit card will most likely be refused. Is it the same for vice versa?
fruitie
post Jun 11 2019, 02:19 PM

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QUOTE(missboo @ Jun 11 2019, 02:14 PM)
May I ask if I already have Maybank Islamic Credit Card (petronas), am I allowed to have Maybank Barcelona?

I read somewhere before that if you have a conventional credit card, your application for islamic credit card will most likely be refused. Is it the same for vice versa?
*
You can have. Banks have discretion to approve or reject. Many of us have cards from both entities.
sulab
post Jun 11 2019, 02:20 PM

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QUOTE(missboo @ Jun 11 2019, 02:14 PM)
May I ask if I already have Maybank Islamic Credit Card (petronas), am I allowed to have Maybank Barcelona?

I read somewhere before that if you have a conventional credit card, your application for islamic credit card will most likely be refused. Is it the same for vice versa?
*
Not a problem at all. I am also a Maybank Islamic Petronas Ikhwan card holder previously, before I apply Maybank FC Barcelona and M2C. Approved with no problem whatsoever
missboo
post Jun 11 2019, 03:13 PM

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Great! Thank you @fruitie & @sulab. Hopefully able to catch up August's cashback.
beebee1314
post Jun 11 2019, 06:47 PM

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QUOTE(missboo @ Jun 11 2019, 02:14 PM)
May I ask if I already have Maybank Islamic Credit Card (petronas), am I allowed to have Maybank Barcelona?

I read somewhere before that if you have a conventional credit card, your application for islamic credit card will most likely be refused. Is it the same for vice versa?
*
My friend has both.
paogeh
post Jun 13 2019, 08:50 AM

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I already using MBB ikwan for the grocery/petrol Fri/Sat
but i have exceeded ,

MBB Visa signature is good card to have ?
since its similar with ikhwan ? Thanks
fruitie
post Jun 13 2019, 09:24 AM

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QUOTE(paogeh @ Jun 13 2019, 08:50 AM)
I already using MBB ikwan for the grocery/petrol Fri/Sat
but i have exceeded ,

MBB Visa signature is good card to have ?
since its similar with ikhwan ?  Thanks
*
Yes, it is good. Groceries and petrol for daily and cash back capped at RM 88. However, take note of the AF but can be easily waived if fulfill the minimum spending.
Tigerr
post Jun 13 2019, 09:59 AM

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QUOTE(fruitie @ Jun 13 2019, 09:24 AM)
Yes, it is good. Groceries and petrol for daily and cash back capped at RM 88. However, take note of the AF but can be easily waived if fulfill the minimum spending.
*
With the Annual total spending or AF add in. The total rebates will no longer become 5%.
fruitie
post Jun 13 2019, 10:11 AM

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QUOTE(Tigerr @ Jun 13 2019, 09:59 AM)
With the Annual total spending or AF add in. The total rebates will no longer become 5%.
*
Well, if someone can spend to waive AF, I don't think they will bother the % if AF is already auto-waived.
paogeh
post Jun 13 2019, 10:17 AM

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RM88 x12 = RM1056

5% OR RM88 == RM1760
RM1760 X12 = RM21,120


Spend extra 30k-21,120 = 8880 = 8880TP
40,000 tp = rm100
8880 = RM22.20


total cash rebate = 1056 + 22.20 = 1078.20
%CB = 1078.20/30,000 ==> 3.594%

after all the hard work , 3.59%CB .....still not too bad









eddievh
post Jun 13 2019, 10:25 AM

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QUOTE(paogeh @ Jun 13 2019, 10:17 AM)
RM88 x12 = RM1056

5% OR RM88 == RM1760
RM1760 X12 = RM21,120
Spend extra 30k-21,120 = 8880  = 8880TP
40,000 tp = rm100
8880 = RM22.20
total cash rebate = 1056 + 22.20 = 1078.20
%CB =  1078.20/30,000 ==> 3.594%

after all the hard work ,  3.59%CB .....still not too bad
*
If got many cars ok lor , Rm1760/month for petrol and groceries
ClarenceT
post Jun 13 2019, 10:32 AM

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QUOTE(paogeh @ Jun 13 2019, 10:17 AM)
RM88 x12 = RM1056

5% OR RM88 == RM1760
RM1760 X12 = RM21,120
Spend extra 30k-21,120 = 8880  = 8880TP
40,000 tp = rm100
8880 = RM22.20
total cash rebate = 1056 + 22.20 = 1078.20
%CB =  1078.20/30,000 ==> 3.594%

after all the hard work ,  3.59%CB .....still not too bad
*
Use Boost e-wallet to pay at Boost-ready petrol stations and grocery stores.
At this moment, return >3.6% is achievable.
Tools: prepaid SIM cards + old phones + Boost Basic accounts (wallet size RM200 each)

AND you can buy Petronas Giftcards at Shopee, RM95 (after 5% discount) during shocking sales. https://shopee.com.my/Petronas-Five-Times-F...5651.1879187551

devil.gif

This post has been edited by ClarenceT: Jun 13 2019, 10:41 AM
Kcee
post Jun 13 2019, 10:33 AM

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QUOTE(ClarenceT @ Jun 13 2019, 10:32 AM)
Use Boost e-wallet to pay at Boost-ready petrol stations and grocery stores.
At this moment, return >3.6% is achievable.
Tools: prepaid SIM + old phones + Boost Basic account (wallet size RM200)
devil.gif
*
😂🤣👍
skty
post Jun 13 2019, 07:03 PM

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QUOTE(ClarenceT @ Jun 13 2019, 10:32 AM)
Use Boost e-wallet to pay at Boost-ready petrol stations and grocery stores.
At this moment, return >3.6% is achievable.
Tools: prepaid SIM cards + old phones + Boost Basic accounts (wallet size RM200 each)

AND you can buy Petronas Giftcards at Shopee, RM95 (after 5% discount) during shocking sales. https://shopee.com.my/Petronas-Five-Times-F...5651.1879187551

devil.gif
*
sweat.gif

BHP card 10% CB gaodim all petrol. tqvm. rclxs0.gif

This post has been edited by skty: Jun 13 2019, 07:03 PM
musclemass
post Jun 14 2019, 10:11 AM

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Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?

This post has been edited by musclemass: Jun 14 2019, 10:12 AM
LostAndFound
post Jun 14 2019, 10:14 AM

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QUOTE(musclemass @ Jun 14 2019, 10:11 AM)
Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?
*
bangwall.gif wait I go find time machine to check for you.
Ramjade
post Jun 14 2019, 10:25 AM

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QUOTE(musclemass @ Jun 14 2019, 10:11 AM)
Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?
*
Only way to know is wait for 1st July.
cybpsych
post Jun 14 2019, 10:38 AM

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QUOTE(musclemass @ Jun 14 2019, 10:11 AM)
Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?
*
quiz: if it get posted in june, so it's considered for june cashback quota.

so, what is your understanding in maybank's cashback crediting?

June cb quota = cb credit on __________ (fill in the blanks)
skty
post Jun 14 2019, 10:40 AM

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QUOTE(musclemass @ Jun 14 2019, 10:11 AM)
Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?
*
it's not glitch
wym6977
post Jun 14 2019, 10:51 AM

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QUOTE(musclemass @ Jun 14 2019, 10:11 AM)
Can anyone confirm that the glitch of having 10% CB capped at RM50 for transaction on 31 May but posted on 1 June still works?
*
This already tested last year and it is logical that CB work that way..
Anyway its already over lets wait next month July to know the outcome.. why still ask ya..

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