Normally non-local payment gateway will not have OTP during checkout.

I've been reloading to lzd wallet then use wallet purchase to get lzd cashback for a long time already. Some website seems like saved card no longer require OTP.

I thought it only my card.
Felt isnt secured when saved card can checkout just like this.

agoda... i not sure... the last time i booked through agoda was sometime ago....

for lzd wallet, yeah... tried with my citibank card also same, straight reloaded, no OTP..... but payment straight use citibank (not topup lzd wallet), got tho.

I m using FCB card paywave function to pay at caltex, Sushi king and Aeon Jusco today.
I did not received any SMS alert from maybank.
So I called CS just now, the CS told me cant set/change the SMS alert to Rm1.
She told me the paywave alert is depend on the merchant, example if merchant set the limit to RM1k, and I only spend RM200, I cant received SMS alert. Is that true?

paywave is only applicable to transaction of RM250 AND BELOW.... 1K ? is the matter of you can wave or not dy... lol

you can set the alert from bank. it is the alert from bank that you have made a transaction with this card.

Is either the CS is not competent... or maybank applying something new again....

Weird. Mybe u can try again with another cs

Yes, that is the problem. I using paywave to pay Rm1xx and no receive sms, I told the CS like this. Then CS reply me that 1k bla bla bla, and said that is merchant setting problem. I ask her again, she said that is not Maybank problem, she cant do anything.

lol, recommend call another CS and ask....

Yes, I call another CS juat now. She help me change the SMS alert to RM1 and need 3 working days to do.

learn to utilise mutli-quote for reply

glad to know you solved it

My sms transaction alert limit is RM1. I received Sms for all online and offline transactions Except Paywave and Boost top up.

There will never be the BEST card actually

"best" is subjective and relative to each individual anyway

FCB can considered as best card cause no min spend, 2% CB for all day, no annual fee, less income requirement...if add on Amex then should be prefect for low-middle income...

Hi guys/ gals,

Need some info/ advice. Today I applied for Maybank FC Barcelona Visa Signature through Maybank2U submission online at 2pm and received an email saying that my application is rejected at 3:30pm

Can we appeal to it? not sure why it was rejected as my annual income is more than the required income?

Thannks

go card centre @ 1u / the gardens asap

Maybank tend to be very strict. I am denied for 5 time for application even thou my income submitted was 3x higher than the requirements. I had no problem on most other bank

Send you application forms and income documents to Maybank Card Centre (1U / The Gardens / Email) instead.
The Artificial Intelligence robot might disqualify you if your income level is too high (more suitable to apply for Premier cards - Visa Infinite / World Mastercard) for this card.
I had same experience before.

Forumers here said got face problem even though your income is more than qualified.