QUOTE(skty @ Apr 14 2019, 10:34 PM)
Have to look at the chart again, hopefully I can find it out to see how to maximize the cash back. Credit Cards Maybank Visa Signature + Barcelona Visa Signature
Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Apr 14 2019, 10:45 PM
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72,840 posts Joined: Sep 2005 From: KUL |
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Apr 16 2019, 04:35 PM
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1,262 posts Joined: Oct 2009 |
hi!
my annual income is 47k+ and i would like to apply for FC Barcelona Visa (req is 48k) will i get rejected instantly? |
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Apr 16 2019, 04:38 PM
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4,672 posts Joined: Nov 2016 |
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Apr 16 2019, 04:42 PM
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Apr 16 2019, 04:47 PM
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4,672 posts Joined: Nov 2016 |
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Apr 16 2019, 04:51 PM
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1,262 posts Joined: Oct 2009 |
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Apr 16 2019, 05:28 PM
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50 posts Joined: Oct 2018 |
QUOTE(harizdesu @ Apr 16 2019, 04:35 PM) hi! yeah, u will get rejected without negotiation my annual income is 47k+ and i would like to apply for FC Barcelona Visa (req is 48k) will i get rejected instantly? anyway, can u pls confirm that FCB Visa gives cashback for ALL purchases means like everything including petrol, grocery, online shopping, bills, etc? This post has been edited by Abs0lute: Apr 16 2019, 05:29 PM |
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Apr 16 2019, 05:29 PM
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52,874 posts Joined: Jan 2003 |
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Apr 16 2019, 05:32 PM
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Apr 18 2019, 04:27 PM
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Apr 18 2019, 04:33 PM
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72,840 posts Joined: Sep 2005 From: KUL |
QUOTE(cybpsych @ Jul 26 2018, 05:31 PM) if transaction on 31 Aug but posted on 1 Sep, cashback is 10% (transaction date in Aug) but the max cb limit is RM50 (posting date in Sep) Quoting this post for everyone's reference since May is coming soon.so, lowest spend amount to gain RM50 max cb (in Sep) is RM500 based on 10% transacted in Aug. compared this to RM2,500 spending @ 2% to get RM50 max cb in Sep alone. Best Combination to Maximize Cashback % and Cap (Oct 2017 - Aug 2018)
Should TS - Human Nature post this in front post? Seems like April-May, the trick will not have impact? Or I understood it wrongly? This post has been edited by fruitie: Apr 18 2019, 04:39 PM |
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Apr 18 2019, 05:33 PM
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52,874 posts Joined: Jan 2003 |
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Apr 18 2019, 05:37 PM
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699 posts Joined: May 2006 |
QUOTE(fruitie @ Apr 18 2019, 04:33 PM) Quoting this post for everyone's reference since May is coming soon. I read a table a few times, yet I do not fully understand it. How do we get a transaction made in made in May & posted in June?Should TS - Human Nature post this in front post? Seems like April-May, the trick will not have impact? Or I understood it wrongly? |
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Apr 18 2019, 05:41 PM
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4,672 posts Joined: Nov 2016 |
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Apr 18 2019, 05:45 PM
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All Stars
14,944 posts Joined: May 2015 |
AND...
STOP using FCB VS on 29/4 and 30/4 to avoid the transactions posted in May!!! 2% rebate but a part of May CB (RM100) This post has been edited by ClarenceT: Apr 18 2019, 05:45 PM |
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Apr 18 2019, 05:55 PM
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18,447 posts Joined: Oct 2010 |
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Apr 18 2019, 06:40 PM
Show posts by this member only | IPv6 | Post
#5457
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26,529 posts Joined: Jan 2003 |
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Apr 18 2019, 07:10 PM
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14,944 posts Joined: May 2015 |
QUOTE(nitehawk @ Apr 18 2019, 05:37 PM) I read a table a few times, yet I do not fully understand it. How do we get a transaction made in made in May & posted in June? QUOTE(#Victor @ Apr 18 2019, 05:41 PM) If you intend to spend on Bigpay/Boost only, reload a few minutes (to be reconfirmed by testers in May) before 1/6 12am, you should get 10% rebate on RM500 top-up (max CB for June is RM50). IMO, top up RM500 on 31/5 night or RM2500 in June to get CB RM50 is not really a big deal, the savings is only RM4 (assume RM6 cost to withdraw RM3000).I will find some places not using Maybank card machines (avoid Bigpay, Boost, Shopee, PaymentGalaxy, Parkson, Aeon, Petronas, Shell, Watsons) to spend on 31/5 (anytime, not restricted to the last few minutes of the day), the transactions will be posted in June (CB RM50 for spending RM500 on 31/5). QUOTE(MGM @ Apr 18 2019, 05:55 PM) Another reminder... Top up RM9500 till 30/5, otherwise no spare quota for you to top-up on 31/5 night. |
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Apr 18 2019, 07:24 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(ClarenceT @ Apr 18 2019, 07:10 PM) If you intend to spend on Bigpay/Boost only, reload a few minutes (to be reconfirmed by testers in May) before 1/6 12am, you should get 10% rebate on RM500 top-up (max CB for June is RM50). IMO, top up RM500 on 31/5 night or RM2500 in June to get CB RM50 is not really a big deal, the savings is only RM4 (assume RM6 cost to withdraw RM3000). RM 9500? I will find some places not using Maybank card machines (avoid Bigpay, Boost, Shopee, PaymentGalaxy, Parkson, Aeon, Petronas, Shell, Watsons) to spend on 31/5 (anytime, not restricted to the last few minutes of the day), the transactions will be posted in June (CB RM50 for spending RM500 on 31/5). Another reminder... Top up RM9500 till 30/5, otherwise no spare quota for you to top-up on 31/5 night. |
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Apr 18 2019, 07:26 PM
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14,944 posts Joined: May 2015 |
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