mind to tell how much u pledge and what card you apply?

can i know how much u pledged and what card you apply? is their offer reasonable?

after copping for so many days in this credit card thread, you guys really doing great, calculate until grass also cant grow~hahaha and i like the idea, really great salute for so many years try and error style. i believe you all must be very proud of what u guys been doing. i benefit a lot after reading so many pagessssssssssssssssssssssssss of threads and those who are really active, very familiar names in various credit card thread, thank you all and you know who u r.

Um....kinda good offer. My father been more than 20 years biz with them with loan and biz account. Last 2 years i tried to apply for the VS, since that time my name wasn't added to the company and salary is not high enough to meet their requirement (60k PA) so rejected me twice without reason. Well, officer suspect might be the annual income didnt't reach their min requirement maybe. I obtain M2C plat 2011 without any doc submission and approved me with only 12k CL(maybe that time is not tight and see me part of their client's staff). Together with all this, they require me to pledge 60k for the VS. with the interest rate of 3.25% PA, since that time i have free cash flow prepare for future home and their rate is not too bad that time so i just put in. instant approve and 60k+12K = 72k CL. recently found out ocbc/uob normal saving rate with very easy condition can reach up to 3.6% to 4.45% which i think it's time to withdraw move on to higher unlock interest.

Well, applied for Barcelona card thru m2u on monday, wed receive sms approved, M2U waiting activation, looks like card is on the way. maybe the requirement is lower than M2C plat so it doesnt tide with my pledged VS. hope it can reach within end of month so that can rm50 this month, rm100 next month.hahah! their card department is fast.

This post has been edited by qu3vax: Jul 27 2018, 09:42 AM

Can i do like this as well?

Reload RM1000 at anytime before 30/8 to get RM100 August rebate.
Reload RM500 at 11:40pm 31/8 to get RM50 September rebate.

still count for 100 and 50 cb?

i think maybe he got submission together with income proof. 10k deducted from total, he get 5k CL on his submitted documents.

Any chances into lazada wallet for rm500 at 11.45pm? at least can reload first then only purchase item later.

poslaju just came with typical credit card envelop ~!
wow, now activate and spend got 2% max rm50 for july right?

huh, y? can use loop hole every end of month?

......... u all devil, macam keep 'spending' to make sure cb every single chance.... haha...i am thinking what to 'real spend' instead of 'fake spend' yet....hahaha end of month d...

fair usage fair usage, no no withrawal, big jonathan might see....haha....spend on next month utilities....

just realize m2u old can see P date and T date, new m2u only see T date i think.

haha....change to high class look, transfer and payment is very confusing....but UI is nice no doubt....
at least full functional, a lotttttttt better than cimb clicks, buggy till like i am in the middle of the forest....cant even combine saving and cc account....

mbb kinda fast, i also got mine few days ago, got it from start to receive card within 5 days. welcome to the club of rm100 August month!

VS need 30k, maybe they check your m2c and saw got maybe like 50k, since m2c is free then maybe they will compensate for free VS~ keep us update. bless u

can explain the senario for 2 x rm100 apr/may/june?

mean there is only one loop hole which is rm1000+500 instead of 1000+2500.right?

uobpayonline will be post next day right?

u must have other card from mbb, usually follow previous card anniversary month as standard mbb practice.

it happened to me last time when i call up mbb to replace my card due to faulty pin contact(sometimes fail only). They will issue a card with same number/name/exp date (if not mistaken just the cvv number is different) to you without any charges, they told me lost/stolen card will charge you rm50.

they will ask you to destroy/ cut the existing card. i didnt, and i tried using both card and transaction goes thru.

recently lost my card, i report loses and issue back me new card with rm50 charges, new number and new cvv of course. and i found back my old card which i didnt use it because i know it wont work since m2u shows me new card.

and i got check on my ccris, i think this hack work for those bad pay master. haha, it eventually delete all the previous record of your bad payment score with blank(not number 0/1/2), all my 0 were gone and left with blank, date of issued still back to the year you start obtained the card from mbb, for my record 2011.

and of course in your case, different location will be tracked and they either pass it and immediately give you a call or block the transaction.

it happens to one of my card which is in different country. for example my VISA card i am using in oversea, and my mastercard using in Malaysia(my wife use it, card under my name). They gave me a call to verify without blocking the transaction in malaysia.

This post has been edited by qu3vax: Sep 6 2018, 12:27 PM