Welcome Guest ( Log In | Register )

492 Pages « < 59 60 61 62 63 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
MGM
post Oct 13 2017, 09:16 PM

10k Club
********
All Stars
18,400 posts

Joined: Oct 2010
So envious of u guys who succeeded in getting this card. I am waiting at the sideline to observe what is the best way to get this FCB without going to d card centres. Lately all my CC application got rejected even for low entry cards like Citi Simplicity n MBB Ikhwan. I suspect due to overdone BT. Wonder whether it helps if I overpay my MBB statement balance in order to reduce my outstanding balance. I currently hold M2C n VS with 40k CL, n my VS expiring in Jan2018. Or can I exchange my VS with FCB?
OKLY
post Oct 13 2017, 09:37 PM

The Penguin Vader
Group Icon
Staff
12,089 posts

Joined: Dec 2004
From: Malaysia


QUOTE(kisa @ Oct 13 2017, 08:54 PM)
normally how long does it take for the new card to show in M2U? I've received it today and had used it but can't see it there.
*
Maybe not linked to your M2U, call CS for assistance.
tzxsean
post Oct 13 2017, 09:41 PM

Lonely Driver
*******
Senior Member
5,608 posts

Joined: Jan 2010


just applied the new FCB VS through M2U ..

not sure how long they need to process the application
cybpsych
post Oct 13 2017, 09:48 PM

---------------------
*********
All Stars
65,270 posts

Joined: Jan 2003
QUOTE(tzxsean @ Oct 13 2017, 09:41 PM)
just applied the new FCB VS through M2U ..

not sure how long they need to process the application
*
if no issues...

+1 day for get approved, embossing, then deliver out the card
+1 day to receive

avg about 2 days, from application to receiving the card.

SzeMeng76
post Oct 13 2017, 09:52 PM

Look at all my stars!!
*******
Senior Member
2,318 posts

Joined: Dec 2012
QUOTE(MGM @ Oct 13 2017, 09:16 PM)
So envious of u guys who succeeded in getting this card. I am waiting at the sideline to observe what is the best way to get this FCB without going to d card centres. Lately all my CC application got rejected even for low entry cards like Citi Simplicity n MBB Ikhwan. I suspect due to overdone BT. Wonder whether it helps if I overpay my MBB statement balance in order to reduce my outstanding balance. I  currently hold M2C n VS with 40k CL, n my VS expiring in Jan2018. Or can I exchange my VS with FCB?
*
U can send add card request through email. Shouldnt have problem as they sharing same limit.
tzxsean
post Oct 13 2017, 10:14 PM

Lonely Driver
*******
Senior Member
5,608 posts

Joined: Jan 2010


QUOTE(cybpsych @ Oct 13 2017, 09:48 PM)
if no issues...

+1 day for get approved, embossing, then deliver out the card
+1 day to receive

avg about 2 days, from application to receiving the card.
*
I'm from Penang by the way ... sweat.gif
jkngo2003
post Oct 13 2017, 10:35 PM

Regular
******
Senior Member
1,150 posts

Joined: Mar 2013


QUOTE(tzxsean @ Oct 13 2017, 09:41 PM)
just applied the new FCB VS through M2U ..

not sure how long they need to process the application
*
I just cancel my visa signature in June 2017.
Yesterday around 4pm, I apply fcb visa and visa signature card through maybank2u, then receive SMS that the card approved around 7pm. And today, I alr see the card in my maybank2u.
I from Sarawak and I think will get the card next week
tonytyk
post Oct 13 2017, 10:45 PM

Look at all my stars!!
******
Senior Member
1,962 posts

Joined: Nov 2011
QUOTE(jkngo2003 @ Oct 13 2017, 10:35 PM)
I just cancel my visa signature in June 2017.
Yesterday around 4pm, I apply fcb visa and visa signature card through maybank2u, then receive SMS that the card approved around 7pm. And today, I alr see the card in my maybank2u.
I from Sarawak and I think will get the card next week
*
thought cooling off period is 6 months after cancellation?
janson_kaniaz
post Oct 13 2017, 10:57 PM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008


QUOTE(tonytyk @ Oct 13 2017, 10:45 PM)
thought cooling off period is 6 months after cancellation?
*
two different cards.
tonytyk
post Oct 13 2017, 11:07 PM

Look at all my stars!!
******
Senior Member
1,962 posts

Joined: Nov 2011
QUOTE(janson_kaniaz @ Oct 13 2017, 10:57 PM)
two different cards.
*
He mentioned he cancelled visa signature in June and apply FCB VS & Visa Signature now?
kisa
post Oct 13 2017, 11:13 PM

Getting Started
**
Junior Member
98 posts

Joined: May 2013
QUOTE(OKLY @ Oct 13 2017, 09:37 PM)
Maybe not linked to your M2U, call CS for assistance.
*
Thanks. I'd called and apparently I need a savings account to view this card? They just told me to open one. sweat.gif why different from M2cards? can I just apply for the M2U savers account online then?

This post has been edited by kisa: Oct 13 2017, 11:29 PM
janson_kaniaz
post Oct 13 2017, 11:18 PM

...
*******
Senior Member
6,955 posts

Joined: Apr 2008


QUOTE(tonytyk @ Oct 13 2017, 11:07 PM)
He mentioned he cancelled visa signature in June and apply FCB VS & Visa Signature now?
*
My bad. Thought he only applied for the new card.
kart
post Oct 14 2017, 04:02 AM

Regular
******
Senior Member
1,597 posts

Joined: Aug 2014
I did read the terms and conditions for Maybank FC Barcelona Visa Signature.

2% every day and capped at RM 50 cash back.
10% every day and capped at RM 100 cash back for May and August only.

I just want to confirm the cashback eligibility. It seems that the capping of cashback is at cardholder level, and every cardholder will each obtain RM 50 cash back, and RM 100 cash back (in May and August), if the spending amount (RM 1000, and RM 2500) is achieved.

It is not something like the cashback pool that caters for all cardholders, on a first come first serve basis, right?

Thanks for the confirmation. smile.gif It is good to know that some Maybank credit cards offer attractive cashback to us. thumbup.gif

This post has been edited by kart: Oct 14 2017, 04:03 AM
cybpsych
post Oct 14 2017, 05:56 AM

---------------------
*********
All Stars
65,270 posts

Joined: Jan 2003
QUOTE(tzxsean @ Oct 13 2017, 10:14 PM)
I'm from Penang by the way ... sweat.gif
*
usually outside kv, delivery 3-5 days depending on location.

QUOTE(kart @ Oct 14 2017, 04:02 AM)
I did read the terms and conditions for Maybank FC Barcelona Visa Signature.

2% every day and capped at RM 50 cash back.
10% every day and capped at RM 100 cash back for May and August only.

I just want to confirm the cashback eligibility. It seems that the capping of cashback is at cardholder level, and every cardholder will each obtain RM 50 cash back, and RM 100 cash back (in May and August), if the spending amount (RM 1000, and RM 2500) is achieved.

It is not something like the cashback pool that caters for all cardholders, on a first come first serve basis, right?

Thanks for the confirmation. smile.gif It is good to know that some Maybank credit cards offer attractive cashback to us.  thumbup.gif
*
aiyor, the card barely 1 week old and no cb has been granted lah.

furthermore, CB is card feature, no pool to share. it's the same to other mbb cards.

what you've seen is same as what we've seen. t&c, website, PDS doesn't mention such limitation.

don't need to overanalyze the card lah. treat it as a companion card for m2c amex!
kart
post Oct 14 2017, 08:17 AM

Regular
******
Senior Member
1,597 posts

Joined: Aug 2014
cybpsych

Thanks for your confirmation. notworthy.gif Sorry for being paranoid. sweat.gif I just obey the principle of “caveat emptor” (buyer beware), and want to be on the safe side.

Just as you said, the cashback is granted to each cardholder of Maybank FC Barcelona Visa Signature, and is same as other credit cards from Maybank. So, it should not be an issue. thumbup.gif

I think that you understand my anxiety. Let me list an example. Let’s assume both cardholders make just a single grocery transaction in a single calendar month.


Maybank FC Barcelona Visa Signature:
Cardholder A: Use the card on 1st November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Cashback of RM 2 is granted on 1st December 2017.
Cardholder B: Use the card on 23th November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Cashback of RM 2 is granted on 1st December 2017.


ÆON BiG Visa Gold/Classic Card:
Cardholder A: Use the card via Paywave on 1st November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Cashback of RM 5 is granted.
Cardholder B: Use the card via Paywave on 23th November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Since the monthly total cash rebate pool (that caters for all cardholders, for Visa Paywave transactions) is depleted, no cashback is granted.


So, for cardholders of ÆON BiG Visa Gold/Classic Card, transactions must be performed as early as possible in a calendar month. However, for Maybank FC Barcelona Visa Signature, the cardholder has the freedom to spend anytime in a calendar month, as the 2% cashback belongs exclusively to that cardholder.


Yeah, as you said, I was overthinking too much. tongue.gif Alright, I should just enjoy using Maybank FC Barcelona Visa Signature, as it is, for general spending. smile.gif

This post has been edited by kart: Oct 14 2017, 08:18 AM
ClarenceT
post Oct 14 2017, 09:22 AM

10k Club
********
All Stars
14,919 posts

Joined: May 2015
QUOTE(kart @ Oct 14 2017, 08:17 AM)
cybpsych

Thanks for your confirmation.  notworthy.gif Sorry for being paranoid.  sweat.gif I just obey the principle of “caveat emptor” (buyer beware), and want to be on the safe side.

Just as you said, the cashback is granted to each cardholder of Maybank FC Barcelona Visa Signature, and is same as other credit cards from Maybank. So, it should not be an issue.  thumbup.gif

I think that you understand my anxiety. Let me list an example. Let’s assume both cardholders make just a single grocery transaction in a single calendar month.
Maybank FC Barcelona Visa Signature:
Cardholder A: Use the card on 1st November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Cashback of RM 2 is granted on 1st December 2017.
Cardholder B: Use the card on 23th November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Cashback of RM 2 is granted on 1st December 2017.
ÆON BiG Visa Gold/Classic Card:
Cardholder A: Use the card via Paywave on 1st November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Cashback of RM 5 is granted.
Cardholder B: Use the card via Paywave on 23th November 2017 to pay for RM 100 worth of grocery in ÆON BiG. Since the monthly total cash rebate pool (that caters for all cardholders, for Visa Paywave transactions) is depleted, no cashback is granted.
So, for cardholders of ÆON BiG Visa Gold/Classic Card, transactions must be performed as early as possible in a calendar month. However, for Maybank FC Barcelona Visa Signature, the cardholder has the freedom to spend anytime in a calendar month, as the 2% cashback belongs exclusively to that cardholder.
Yeah, as you said, I was overthinking too much.  tongue.gif Alright, I should just enjoy using Maybank FC Barcelona Visa Signature, as it is, for general spending.  smile.gif
*
But... It is likely you need to spend at least RM50 in a calendar month to qualify for cashback.
Maybank will not give cashback if the amount is less than RM1, for other Maybank credit cards, though you cannot find this condition in B&W.

reapermax
post Oct 14 2017, 10:11 AM

New Member
*
Junior Member
40 posts

Joined: Mar 2011
Hi is anyone can tell me what is airport speedpass? I have apply the credit card and I am going to Singapore 2 days later. How I can use this card in airport?
ClarenceT
post Oct 14 2017, 10:21 AM

10k Club
********
All Stars
14,919 posts

Joined: May 2015
QUOTE(reapermax @ Oct 14 2017, 10:11 AM)
Hi is anyone can tell me what is airport speedpass? I have apply the credit card and I am going to Singapore 2 days later. How I can use this card in airport?
*
Minimum charge for the service is US$100. Most of us here will not be interested to pay extra to cut queue!
reapermax
post Oct 14 2017, 10:41 AM

New Member
*
Junior Member
40 posts

Joined: Mar 2011
QUOTE(ClarenceT @ Oct 14 2017, 10:21 AM)
Minimum charge for the service is US$100. Most of us here will not be interested to pay extra to cut queue!
*
Waaa, isn't worth the money. Thanks for your info
HMMaster
post Oct 14 2017, 11:16 AM

10K Club
Group Icon
Moderator
10,308 posts

Joined: Jan 2003
From: Kuala Lumpur


QUOTE(cybpsych @ Oct 13 2017, 09:48 PM)
if no issues...

+1 day for get approved, embossing, then deliver out the card
+1 day to receive

avg about 2 days, from application to receiving the card.
*
Applied on Wed, but still haven't receive it today. unsure.gif

btw, anyone have the contact number for VS?

This post has been edited by HMMaster: Oct 14 2017, 11:17 AM

492 Pages « < 59 60 61 62 63 > » Top
 

Change to:
| Lo-Fi Version
0.0161sec    0.93    6 queries    GZIP Disabled
Time is now: 1st December 2025 - 05:05 PM