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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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rapple
post Oct 13 2017, 08:27 AM

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I'm surprised they increase my CL by RM4k after approving the FCB VS.

Few months back I tried to get a CL increase but got rejected.

Funny thing is, its the same set of document I send to them.



kenlui
post Oct 13 2017, 08:30 AM

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Received my card yesterday, it looks good imo.

Probably time to ask for a CL increase.
ClarenceT
post Oct 13 2017, 08:57 AM

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QUOTE(kenlui @ Oct 13 2017, 08:30 AM)
Received my card yesterday, it looks good imo.

Probably time to ask for a CL increase.
*
Should apply for Ikhwan Visa & Mastercard instead, another credit limit for your petrol and groceries expenses.
For FCB VS, Credit limit of RM5,000 is enough, as once you spend RM2,500 you will not get additional cashback for that month. Unless you aim for 0% Balance Transfer.

SUSDavid83
post Oct 13 2017, 09:19 AM

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Called CS to check.
CS cannot even know the reason of being rejected.
They asked me to submit another manual application using email.
Really time wasting!

This post has been edited by David83: Oct 13 2017, 09:26 AM
RitzyHoke
post Oct 13 2017, 09:56 AM

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Maybank hasn't contacted me to pick up my card ... should I just call them and check? I'm not around next week :/

Perhaps I'll just head to KLCC for lunch and drop by ...

This post has been edited by RitzyHoke: Oct 13 2017, 09:56 AM
MGM
post Oct 13 2017, 09:58 AM

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QUOTE(David83 @ Oct 13 2017, 09:19 AM)
Called CS to check.
CS cannot even know the reason of being rejected.
They asked me to submit another manual application using email.
Really time wasting!
*
If I am not mistaken U also get rejection when applying for PBB CC, could it be similar reasons like overBT, PTPTN?
jian5481
post Oct 13 2017, 10:00 AM

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QUOTE(RitzyHoke @ Oct 13 2017, 09:56 AM)
Maybank hasn't contacted me to pick up my card ... should I just call them and check? I'm not around next week :/

Perhaps I'll just head to KLCC for lunch and drop by ...
*
I got mine within an hour at The Gardens Maybank Card Center. I'm guessing you should be able to push them to get it done quickly
ClarenceT
post Oct 13 2017, 10:01 AM

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QUOTE(MGM @ Oct 13 2017, 09:58 AM)
If I am not mistaken U also get rejection when applying for PBB CC, could it be similar reasons like overBT, PTPTN?
*
Spend RM25 to get a CTOS/CCRIS report to check your financial health.
https://www.ctoscredit.com.my/

SzeMeng76
post Oct 13 2017, 10:05 AM

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QUOTE(David83 @ Oct 13 2017, 09:19 AM)
Called CS to check.
CS cannot even know the reason of being rejected.
They asked me to submit another manual application using email.
Really time wasting!
*
Me also. But I went to card centre instead. CS told me it's technical problem, system auto rejected. So u might have a try.
ClarenceT
post Oct 13 2017, 10:20 AM

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QUOTE(SzeMeng76 @ Oct 13 2017, 10:05 AM)
Me also. But I went to card centre instead. CS told me it's technical problem, system auto rejected. So u might have a try.
*
Better late than never.
I hope I will not get 13XX or 14XX.
fun_feng
post Oct 13 2017, 10:21 AM

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Is there an email to send the application form??
I give up trying to use the maybank online system d ... sad.gif
SUSDavid83
post Oct 13 2017, 10:26 AM

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QUOTE(MGM @ Oct 13 2017, 09:58 AM)
If I am not mistaken U also get rejection when applying for PBB CC, could it be similar reasons like overBT, PTPTN?
*
I'm an existing customer with MBB. I have 2 FDs with maturity > 6 months.
I got only 1 BT with them which already > half way. I also reduced my CL for my CIMB card > 3 months ago.
For PBB, I don't have products with them. I could understand why they want to reject and I don't even care at all!

This post has been edited by David83: Oct 13 2017, 10:34 AM
OKLY
post Oct 13 2017, 10:26 AM

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QUOTE(fun_feng @ Oct 13 2017, 10:21 AM)
Is there an email to send the application form??
I give up trying to use the maybank online system d ... sad.gif
*
Yes, maybankardsales@maybank.com.my
rhodon
post Oct 13 2017, 10:51 AM

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QUOTE(OKLY @ Oct 13 2017, 10:26 AM)
Yes, maybankardsales@maybank.com.my
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Need to fill in any form? I try search thr form but cant found.

aeiou228
post Oct 13 2017, 10:54 AM

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I'm having problem with uploading documents. Total size of my PDF files are well below 4MB but after clicked on the upload button, it keep returning to the upload documents page again
You guys face similar issue?
kian811210
post Oct 13 2017, 10:55 AM

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QUOTE(rapple @ Oct 13 2017, 08:27 AM)
I'm surprised they increase my CL by RM4k after approving the FCB VS.

Few months back I tried to get a CL increase but got rejected.

Funny thing is, its the same set of document I send to them.
*
If i not wrong your CL after this VS approval is adjusted nearly 20k
my case also same, gold 2 card to platinum 2 card increase 8k for me (10k to 18k)
then last time get VS before increase 2k to me to 20k

OKLY
post Oct 13 2017, 10:55 AM

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QUOTE(rhodon @ Oct 13 2017, 10:51 AM)
Need to fill in any form? I try search thr form but cant found.
*
http://www.maybank2u.com.my/WebBank/ConvCardAppForm.pdf

Then attach necessary documents in the email as well.
rapple
post Oct 13 2017, 10:58 AM

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QUOTE(aeiou228 @ Oct 13 2017, 10:54 AM)
I'm having problem with uploading documents. Total size of my PDF files are well below 4MB but after clicked on the upload button, it keep returning to the upload documents page again
You guys face similar issue?
*
Me.

After a few try, I decided to email the supporting document to them and quote them with the application number. And also call up to make sure they get it.

Send it on Wednesday morning and got it approved on Thursday noon.


szaku89
post Oct 13 2017, 10:59 AM

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QUOTE(David83 @ Oct 13 2017, 09:19 AM)
Called CS to check.
CS cannot even know the reason of being rejected.
They asked me to submit another manual application using email.
Really time wasting!
*
sad to hear about how maybank treat you badly. So far maybank has been good to me, now Im having m5c already hehe.
rapple
post Oct 13 2017, 11:05 AM

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QUOTE(kian811210 @ Oct 13 2017, 10:55 AM)
If i not wrong your CL after this VS approval is adjusted nearly 20k
my case also same, gold 2 card to platinum 2 card increase 8k for me (10k to 18k)
then last time get VS before increase 2k to me to 20k
*
You are right. It's nearly 20k.

Just surprise that they increase my CL even though the FCB VS only requires 48k pa income.



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