already 2022⋯ Any update?😞

eagerly waiting 😆

You try to tag them see they reply you or not loh
Reply tagged them few times but ignorant

So being drop out again?😂

see whether they kind enough to share any info loh

This guy, yes I know he cannot share certain things but what the hell for to hype ppl up for something that he can't share? It's like telling ppl "Hey, I got a surprise coming for you, but I cannot tell you what is it about". Potong stim lah. If got concrete news or evidence, share it out. All he always do is just based on his words only. Show la some B&W or some conversation with the ppl involved in the project (of course hiding their name/picture). I got fed up of his news already. Sometimes it's not worth it to get excited over someone that has already potong you many times.

Tomorrow is the last day for Creep’s prediction

Well, his action is to start a new petition, so means his source telling him previous decisions was being tossed out?

Based on the infos we gotten here, it seems like AP is already more or less ready to deploy but it's only B*M is the one co*kblocking. I don't think it's something to do with Apple now. Apple most likely is like "U wanna use? Use la, just pay us a fee" while the bank(s) involved says "ok sure, nah fee for u. Let me integrate now".

he disappeared from this thread despite he is online in this forum in the past few days
for sure he knows we tag him but yet ignore us

i agree what @PoisonSoul said
at least show us something
otherwise pointless
i want to have applepay is because i dun want to carry so many cards in wallet
as well paying so high premium to get iPhone but cannot fully utilize its functions
but it does not mean i must use it
next is hoping our transport card would consider to support it?
but kind of hopeless

One at a time. Let's get AP to be available by MY banks first.

Don't be too hopeful on our transport card (TxG). Already when they allow us use their card to pay for parking @ malls, already want to charge us an extra 10% above the parking fee we are already paying. Only now they are removing the 10% at most malls. So imagine if they say, if u use AP with our card, pay extra 10%.
Unless there's another transport card (I don't mean KxM's proprietary card) that I'm not aware?

But look at the trend for the past few months of eWallets. KiplePay has a prepaid card, Ka$hPlus roll out prepaid card, Wise for some reason suddenly has prepaid card launched here (all regions have Wise prepaid card has AP and GP support), Touch And Go launching prepaid card, Grab has GrabCC. So I think these COULD BE the indicator something is brewing at the back, all getting ready to hop on the AP hype/wave. Or, unfortunately, they just want us to use their card @ more merchants and especially, overseas.

Don’t get me wrong, my wish is exactly same with you to reduce wallet size. Even my magsafe wallet is arriving this week. But look at this thread start date? Countless times of disappointment

I think everybody just move on then, pretend Apple Pay doesn’t exist haha

I've been doing this for many years. Can't be bothered to try and use other country banks or cards.

Follow one of the forumer here and then use an iPhone case with a card and then use the phone to tap the card machine. Works faster haha

from my friend who works at BNM

BNM doesnt like :

1) Multi device authentication of apple pay (1 card can be used on phone and watch)
2) Apple pay doesnt require pin for transactions above RM250
3) Apple pay doesnt have a daily limit for contactless transactions

Not sure if above applies to samsung pay also?

That means whoever seems to be presenting it to Bank Negara seems to not be doing it well to explain the security.

1) Item one, is a lot more secure with the phone and watch as both the iPhone and Apple watch requires a PIN or faceID/Touch ID to be activated first in order to use it. If I were to misplace my credit card, someone can easily use it to its daily transaction limit already. Hence, assigning the physical card to the device is already an additional security add-on.
2) Hogwash, different countries have set different limits where certain transactions above a certain amount based on local currency requires a PIN - https://support.apple.com/en-us/HT207435
3) Again, the person explaining it to BNM definitely didn't do their homework as well as other banks globally usually default the limits and restrictions to the card. Here is an example
https://www.westpac.com.au/faq/apple-pay-transaction-limits/

Honestly, as someone who has worked in banking before, I can definitely say it isn't Bank Negara's fault. It is always the project manager or the representative of the team who presents it and explains it to Bank Negara is mostly at fault. And yes, I have been in a room explaining new technology to Bank Negara before as well as the underlying processes and how risk is mitigated.

driftmeister creep Xaphier pls pass this msg to your project manager or representative to BxM. Maybe it's one of you guy's Project Manager/Representative that is causing AP launch to be slowed.

Maybe apple should change this project manager? I thought the manager/representative is direct from Apple Inc. none of the crew is from apple itself? No offense but the manager/representative seem like lack of experience/information about Apple Pay. And apple is one of the companies have most advance secure tech, and the transaction limit is based on the card setting but why blame on the Apple Pay?

This post has been edited by RonanGow: Jan 6 2022, 11:31 PM

The fact that BNM are asking these questions makes me really question the competence of the person/people in charge of spearheading the Apple Pay project. Do they even understand the basics of the project they are working on. Like have they even used Apple Pay (either in the testing phase or just asking their international friends for their cards to try it out?). Their lack of knowledge really shows their lack of enthusiasm for Apple Pay.


As well explained by Mavik in order to use Apple Pay, the user has to authentic (unless Express Travel Mode) with Face/Touch ID or with their passcode before authorising a payment. I would argue it’s more secure than your physical wallet because once a thief has your physical wallet in their possession; they can use the banknotes and your bank cards’ wave function to make payments. The only institution that allows you to manually disable contactless transactions in app is Wise. So in terms of theft, Apple Pay is more secure.

Merchants and card issuers would definitely have agreements on how much the transaction limit would be on contactless payments to prevent fraud. If they are unsure if the transaction is authorised, they can request the user to enter their PIN, sign a receipt or even request a different payment method.

As I always though, Apple Pay works like your bank card. However, it exists virtually. It’s having two different bank cards (physical and virtual) linked to the same account. It’s s like having two keys that unlock the same door lock. Like my door lock example, both keys (cards in our case) should have similar characteristics and limitations.

Agree with PoisonSoul, if you’re still bothered reading our messages driftmeister creep Xaphier, please contact the person/people in charge. Their lack of knowledge about Apple Pay is sabotaging it’s release date and it has made most people give up on Apple Pay’s release. I hope these issues would be resolved soon; as many hope one day they could just use their phone for contactless payments.