That's why I like to hear from sifus' experience to improve judgement on evaluating funds 

My indicators told me to top up KGF in early July'16, Ponzi 1.0 at early Feb'16 and Titan in late Feb'16

I was afraid you might ask , but since you did, here are what I look at in no particular order:
- the FSM list of recommended funds
- look at the performance charts. FSM allows you to overlap up to seven funds on the same chart. Include the funds you are interested in and see what you see. Look for funds that under/over-perform in comparison.
- look at performance rankings for the different timeframes, and compare them
- look at the ratios
- google search "economic outlook" and do some reading. I'm not saying I know, or agree, what it all means, but if you don't, find another one that you do.
- give preference to funds where the manager has greater flexibility to adjust between equities/fixed-income ratios.

Sorry, there are a few more "ifs" involved, and I can't give you a spreadsheet where you can just do one click and out comes the answer.

What I can say is I don't believe in DCA-only approach because if you DCA into a shit-fund, the returns will be shit.

I was afraid you might ask , but since you did, here are what I look at in no particular order:
- the FSM list of recommended funds
- look at the performance charts. FSM allows you to overlap up to seven funds on the same chart. Include the funds you are interested in and see what you see. Look for funds that under/over-perform in comparison.
- look at performance rankings for the different timeframes, and compare them
- look at the ratios
- google search "economic outlook" and do some reading. I'm not saying I know, or agree, what it all means, but if you don't, find another one that you do.
- give preference to funds where the manager has greater flexibility to adjust between equities/fixed-income ratios.

Sorry, there are a few more "ifs" involved, and I can't give you a spreadsheet where you can just do one click and out comes the answer.

What I can say is I don't believe in DCA-only approach because if you DCA into a shit-fund, the returns will be shit.

101% agree on the DCA thing...If you DCA at wrong timing, Ponzi 1 & 2 return might also taking long time to  catch up.

That's a big IF Trump goes into the white house.

done top up for September , before promo ends:D

Mind sharing which fund??

some of it 

hwang japan growth fund
Manulife India Equity Fund
CIMB-Principal Greater China Equity Fund
Kenanga Growth Fund
ponzi 1 and 2
amasia reits
rhb asian income fund
rhb balanced fund
rhb global fortune

u dun wan top up ke?

Wah so many funds
Add titan..
Still thinking which one to add later.. Awaiting feedback from advisers

Which one is Ponzi 1 and 2 ?

some would prefer/suggest to do this during the period of this trump uncertainty....  

Give lar some canggih name: KimYee High Frequency Trading Algorithm (KimyEE High Frequency Trading Algorithm: KEHFTA™ system)

I was wondering about this. Clinton and Trump are basically even in the polls right now. Do you guys think that a Trump presidency would cause a huge global financial crisis?

I think, it is being rather impractical to just talk (and nothing more than just empty talk) about the merits and cons of any particular investment vehicle as if when it is not suitable for one ownself, then it is not suitable for others.

No, I made a lost of around 8% in 9 mths of holding this fund (CIMB-GTF). I participated starting in Sep 2015 and completely exited the position by Jun 2016.

Xuzen

But but but must talk about it wan, or else, guy3288 will butthurt complain we only talk about winners and not the losers. We must average it lar, this lar, that lar...
Xuzen

Since we on the ASX FP topic, I just google it and check its ROI, and found that they are around 6.XX% never touching 7%. The Bumiputera only is slightly higher by 100 basis pts.

I took the liberty and checked out FSM list and found that there are 10 Balanced UTF that have above 10% CAGR.

Who's your daddy now!

Xuzen

I have been following this topic actually. 10 > 10% but how many < 7.XX? To compare apple with apple we should use the median or average isn't it?

I always believe in the same way we preach DIVERSIFICATION  for unit trust investment, unit trust by itself should be an asset class in a basket of investment. The basket of investment could contain EPF, endowment policy, property investment, stocks, PNB funds, etc.

Thanks! Yes, I know distribution is meaningless..

when u buy ASX you follow their rules, fair or not, ASX never forces u to buy,
infact you dont wanna buy they are more than happy.
I belip the rate so high is mainly to help the bumis.. as nonbumis if u dont wanna benefit there they are more happy.

when you buy FSM UTs, u follow FSM rules, where got such thing fair or not fair.
Make money or lose money we cannot cry not fair
but to highlight only top performers from FSM to challenge ASX's 6.5% return is rather misleading.
investors must be warned many more FSM UTs are giving very poor or negative returns.
Worse still i dont see those 6 top performers  in most of u guys's portfolio.
i wonder why that is so.

Yeah liquidity is key if we worry ASx reserves down, one day will pay poor rate, just liquidate and cash out.
actually  not that difficult to buy. considering many are so allergic to it treat it like kucing kurap...
Actually i dont understand why u guys are so against those ASX people like Ram.
People wanna play safe ma, not everyone can take risk in lose money and no sweat also.

No one investment is 100% safe, to worry about the ASX reserves drying up is same
like  FSM UT buyers worry FSM one day cant pay when people wanna sell.
How to compare stocks to Fixed income vehicle?. Stocks can kill u and stocks can also bring people to heaven
ASX are all fully grounded on earth, rather safe and steady.

Best is to invest in all and then enjoy the bests of both worlds.
giving facts cannot be reported la.