Since we on the ASX FP topic, I just google it and check its ROI, and found that they are around 6.XX% never touching 7%. The Bumiputera only is slightly higher by 100 basis pts.

I took the liberty and checked out FSM list and found that there are 10 Balanced UTF that have above 10% CAGR.

Who's your daddy now!

Xuzen

when u buy ASX you follow their rules, fair or not, ASX never forces u to buy,
infact you dont wanna buy they are more than happy.
I belip the rate so high is mainly to help the bumis.. as nonbumis if u dont wanna benefit there they are more happy.

when you buy FSM UTs, u follow FSM rules, where got such thing fair or not fair.
Make money or lose money we cannot cry not fair
but to highlight only top performers from FSM to challenge ASX's 6.5% return is rather misleading.
investors must be warned many more FSM UTs are giving very poor or negative returns.
Worse still i dont see those 6 top performers  in most of u guys's portfolio.
i wonder why that is so.

Yeah liquidity is key if we worry ASx reserves down, one day will pay poor rate, just liquidate and cash out.
actually  not that difficult to buy. considering many are so allergic to it treat it like kucing kurap...
Actually i dont understand why u guys are so against those ASX people like Ram.
People wanna play safe ma, not everyone can take risk in lose money and no sweat also.

No one investment is 100% safe, to worry about the ASX reserves drying up is same
like  FSM UT buyers worry FSM one day cant pay when people wanna sell.
How to compare stocks to Fixed income vehicle?. Stocks can kill u and stocks can also bring people to heaven
ASX are all fully grounded on earth, rather safe and steady.

Best is to invest in all and then enjoy the bests of both worlds.
giving facts cannot be reported la.

only if everyone is as open minded like that, the world would have been a better place..
i have put forth my contrarian views clearly, how many understand what you said above?

same like your Maybank share analogy (again poor analogy) RM9.00 or RM10.00 but you offered to buy only RM8.00 from RAM (but he was clever not to be cheated, he sold you at RM8.00 only when the price was RM7.69, so he is not stupid after all.)

isn't it much clearer after you use my straight to the point message,
you only waste your effort if you dont make them understand,
me not included as i actually know what you mean, just i dont like the way you say it.
Arent you abit late now (return sudah jatuh lo)
yes his 6.7-6.9% vs shakeleg lose nothing 6.1%, i wont fancy much.