U refer to EISCF?

Nice.

My kenanga growth fund feel sluggish...😣

I only have 8-10k there but my wife have almost 30k in there...

Hopefully they catch up the return...

Mind sharing which fund??

Wah so many funds
Add titan..
Still thinking which one to add later.. Awaiting feedback from advisers

Wow...wow...

Papa...u nak anak angkat?

So, after 150k invested whats your IRR and time invested? Help us see into the future man.

I'm approaching 1yr with 15k invested and having 2-3% IRR.

kidsave trust?.....really so BAD?...it was sort of a good performing fund in 2013....when i took notice & interest in it ....
luckily i did not buy it then....

But but but...

Ppl your age can reach gold status, very geng already...

just for discussion .....many time, many SIfus / experts and FSM also did mentioned about TIME in the Market NOT timing the market....
isn't what you you mentioned contradictory...

btw,...i also believes a bit of luck in the entry points can helps the ROI...

Actually unit trust is considered passive, active is those trading equities and derivatives directly
And why shouldn't retiree, housewives and layman learn about managing their own investments? In the 90s when shares boom they have no issue talking about which share to chase
And these days the taxi drivers and wet market vege sellers also property investment experts can talk this n that project.
Just because the crutch exists people won't want to learn how to walk without it. That, to me is the biggest problem in this country
Erm.... why do you think it's timing issue? I also started in 2013... ok ma at the moment, of course you don't talk about feb'16, that time teruk la, IRR worse than FD board rate

Ya... exactly... your when is rather early... I need to start improving my income and asset...

Btw, when you entered in 2013, you also dca right? So, should be able to smooth out the up and down? Or was it lump sum?

Not to sound interrogative but i'm really curious.

why would you want to bank on your profits... at 15%? there must be stated timeframe. 15% in 5 years is not ideal for UT investment (might as well throw the money in FD). and i feel like by doing that, the compounding effect is gone.

anyway, i point out i was bitten during volatility of bond fund, which while usually bond funds are less volatile, the market shock possibility is still there.

End of month portfolio sharing, Age of portfolio, 2y, 1m, 10d

Fund	IRR	ROI	Percentage of Portfolio
Overall	7.37%	13.65%	100%
Kenanga Growth Fund	5.90%	12.57%	30.5%
Aberdeen Islamic World E. Fund	5.87%	11.35%	19.41%
CIMB Asia Pacific Dynamic Income Fund	9.41%	18.22%	21.52%
CIMB AP PRS	10.46%	12.40%	12.70%
Manulife India	7.67%	12.04%	6.51%
Eastspring AxJ Target Return	3.65%	6.25%	4.12%
RHB Asian Total Return	13.97%	22.64%	5.23%

Thanks for the comments, I got your point  . These are my hard earned money leh, must be used carefully. I've taken 1 bond fund to replace balance fund & re-allocated the % :

AmDynamic Bond - 25%
CIMB-Principal Asia Pacific Dynamic Income-MYR - 35%
Eastspring Investments Small-Cap - 20%
Kenanga Growth - 20%

Is this ok? 
And as a beginner, is it wise to hold 4 funds, or should I just focus on 3 funds?

I'm in the midst of choosing in between two new funds into my portfolio one is RHB Asian Income Fund and the other is AmAsia Pacific REITS Class B.

- RHB Asian Income Fund is at all time high now 0.6529, is it worth to invest now?
- From a history data, AmAsia Pacific REITS returns are damn good > 20% average.

Any opinions?

Lolz I thought only me alone top up India fund
Seems like others also did that

you topped up before the Pakistani war escalated?

Google India and tap on the news. the war just escalated.

expect further from in the fund price that's why I didn't do a full top up and saved 40% of the intended top to to be ready by next week.