http://www.theedgemarkets.com/my/article/b...mmittee-meeting

OPR maintained at 3%.

Why? U don't like rate cut?

my uneducated comment is....create & allocate > 20% in Asia Pac...

According to FSM...the "better" one is as per the list
https://www.fundsupermart.com.my/main/resea...tormaincode=All

click on the name of the fund,....it will link you to the reasons why they says it is the "better" one.

just NOT sure if that selections can "HELPS" you to improves your current portfolio returns....
I just know that, having a more globally diversified portfolio can helps to minimize some single country focus fund risk.

btw, what is your expected portfolio returns?
how long have you been invested?
what is your portfolio compositions and in what % currently?

Hey, I'm just a beginner here. Not sifu.

From what I see, most profit is around 3%. If that's the case, isn't it better to put in FD ?

Also, the only fixed income you're holding is in AH Select Income, up to 70% of that allocation.

You'd probably want to look into your goals and allocations before looking at specific funds.

Good luck!

Given that you only expect a return of 4% p.a., you are considered risk averse.

For a risk adverse, your fund allocation (9:1 equity to fixed income ratio) shows that you took too much risk for your expectation.

Where ideally, a risk adverse should have fund allocation on 3:7 equity to fixed income ratio.

Thus, you should readjust your return expectation or your fund allocation to understand which UT best suited your profile. 

For 4% expected return why come to UTF? And kena charge 2% sales charge for what?

Go stay comfortably at FD lar!

It is like buying a Toyota AE hachi-rouku and driving below our national speed limit. 

Xuzen

Is it like shares or forex that you buy low and sell high, then wait for it drop and buy again ?
This is done by the FM of the UT...they will most probably sell off those higher valuation stocks and buy those seems to be lower valued stocks.

UTs investors would normally allocate into sectors/country/regions or mkts ratios according to their risk appetite to form a portfolio ....
When that segment is deemed to be of higher valued,...they would reduce the allocation to it or bring it back to their targeted % of allocation....

usually that is what they call rebalancing....

What To Do If Certain Markets Are Getting Expensive?
https://secure.fundsupermart.com/main/resea...SJBlog_20150402

Rebalanced my portfolio for 2014
https://secure.fundsupermart.com/main/resea...SJBlog_20131227

The Importance of Rebalancing A Portfolio
https://www.fundsupermart.com.my/main/resea...-Portfolio-5374

the above was some of my good sunday read stuffs.....

You're not asking the right questions.

My question to you : What is the purpose that you're investing?

earn $?
lottery or genting not a consideration?
why not FD?

earning $ itself is only 1 portion to the WHY one is investing via UT or stocks or bonds or blackjack/poker 
risk/reward level acceptable?
time/duration that $ is need back?
tax optimized?
etc etc.

"when student is ready to learn, sifus will appear"
i'm still asking / looking

some would prefer/suggest to do this during the period of this trump uncertainty....  

I read a finance book recently. It talks about 3 different pockets for financial security.

1st Pocket : Saving pocket.
2nd Pocket : Investment pocket.
3rd Pocket  : Trading pocket.

1st pocket would be fire proof and earthquake proof. I assume this means FD or its equivalent. Once this is filled, then we have the 2nd pocket. This is meant for long term investment like unit trusts in FSM.

Then we have the 3rd pocket. This would be the gambling portfolio or where you allocate a certain amount of money for your "best bet". I assume this is the sector fund, gold fund, etc. I assume this would involve short term investment and active trading.

Oh ya hor

if it's RHB, should be RHB Asian Income Fund
If it's "Select", should be Affin-Hwang

Lolz I thought only me alone top up India fund
Seems like others also did that

oh. what made you want to invest that when China is going through a turbulent stage

your friend is an idiot for keeping the fund for 10 years without rebalancing the fund and blame his lazy ass for not monitoring the portfolio. it's not about buying cheaper or not. Jesus.