eventhough this is FSM threads and when some forummers said "OFF Topic" / stay focused....i beg to differ....

i just like the diversity of thoughts, opinions and styles expressed in here....
the last few pages are some of the testaments of what i liked when i follow this thread....

else if too focused on just FSM funds "All the time".....it would become a boring threads just like some others...

have some diversity (just some once a while) and have FUNS doing it...

Shit...please don't...again...

Please understand what is a mutual fund and what is INSIDE it.

Say, Fund ABC has Maybank, Public Bank and Hong Leong Bank...

So, if u pay out distribution...by some magic will of God, the 3 stocks will go up?
If u don't pay out distribution, Mr Market or God will punish the fund?



This post has been edited by Pink Spider: Sep 27 2016, 09:51 AM

Eastspring Global Emerging Market fund has performed remarkably over the last 6 months. Ponzi 1 and 2 too.

Assuming if market talk of interest hike is true, will it be a good idea to dump global emerging exposure? Those market sure will take beating.

Bro, you want some diversity. Try this...

1. Good investing is like making love. Easy to do, but difficult to master.

2. Investment is like making love. You can't learn it from books. You have to do it often to learn the ropes but precautions are required.

3. Investing without doing research is like having random sex. You will never know what you will catch.

This post has been edited by Vanguard 2015: Sep 27 2016, 11:36 AM

Waited almost 8 months to get my Asian Total Return Fund to hit the 8% goal mark and switched all the units to Libra Anista fund just I have planned back in 2015 december. I mistakenly purchased it based on my emotions and thankfully I didnt lose any money from that ordeal.

I am planning to skim whatever money I make from equities that hit my 15% bench mark and send them to anista as my retirement fund.

Next purchase when pay comes in.

US exposure/Global (Buy In)
-TA Tech(Equity)

India exposure (Top up 15%)
-Manulife India(Equity)

Asia ex Japan (top up 25%)
-RHB Income fund (balanced fund)

Asia Including Japan (Top up 15)
-AMasia Pacific REIT- Class B (Equity-Property)

Malaysia (Top up 15%)
-East Spring Investment Small Cap (Equity)

My FD will be maturing three months from now and I am planning to take out a substantial portion of it and secure it into libra anista fund. The question is do you need to do DCA on a fixed income? the nav is always stable so a DCA doesn't matter anyways.

Thinking of lumping in 10k into the fund but that will offset my entire portfolio to those of a conservative one.

Advise?

This post has been edited by Avangelice: Sep 27 2016, 12:02 PM

I also thinking to REDUCE a bit my holding of Eastspring GEMs. But thinking might top up Global Titans instead to reduce my effective exposure to GEMs.

people still insist on talking about IF price going up AFTER distribution ma
VS
net net at the point BEFORE VS AFTER distribution

IF i sold it earlier, IF i bought it better, IF i offered more..
IFs should have, could have

Dont have a cow yar Pinky - U can't "save them all"
Life's too short and.. who cares, after a few rounds why bother
hey - when lar introducing me to your favourite popiah restaurants

This post has been edited by wongmunkeong: Sep 27 2016, 12:26 PM

So your plan is, if your equity hit 15% (what is your timeframe?), you will take the profit and invest in asnita bond fund for retirement... but.... how far away from retirement are you?

IMO, i won't DCA on bond fund la. doesn't seem like there's a need for that. although, i have been bitten by 2013 dip (when Mr Benanke said planning to stop QE and bond price dropped..., I no longer hold the said bond fund or any local bond fund).

That's what i thought on the dca on Bond fund. Doesn't make sense. Thank you for informing me.

As for my retirement. It's maybe ill retire at age 70 continuing doing my work to heal people while letting funds run their course so I'm planning short term goals to turn into long term ones

Global Titans? Why US than HK/China? Betting that US rate hike take place, money to flow back to US?

I'm thinking Asia Dynamic. Asia Quantum latest holding show 39% in Malaysia. That's too high considering I have Eastspring Small Cap.

U have mu lumba...anytime Wong Siham oops I mean Wong Seafood date, Pinky sure layan

Fed rate hike has potential effects of
- stocks fall
- USD rise

It could be up, it could be down, it could be neutral.

Increase Titans to reduce effective exposure to Asia+GEMs.

Quantum is more on small-mid caps, Eastspring is more on small caps. I think the overlap is minimal.

This post has been edited by Pink Spider: Sep 27 2016, 01:39 PM

EISCF invest on small cap not more than rm3 billion (around usd 729 million)

AHSAQF on ther other hand invest at least 3/4 small cap not more than usd 1.5 billion and at most 1/4 mid cap not more than usd 3 billion

Target market differs quite a lot given different region focus and the above investment strategy, so not much to worry about overlapping

Pannai, ada buat homework

If I were to have both in my portfolio, I'd have them in ratio of Quantum 3:1 Small Cap.

Depending on how you look at it. money flow back to US. Stock fall, treasury yield go up also ma. where the money go?

- USD go up
- US exports lose (a bit competitiveness) > US company exports fall > overseas revenue reduce in USD terms
- But Americans' purchasing power goes up > more money to spend domestically > boost domestic spending

So many factors, so many implications.

So I'd say don't think too much, stay your course.

Wah... now lepak at restaurant already ar... no more pubs!!

upgraded to Gold Status after recent top up + deposit into CMF:D

but no special treatment right? except 0.5% discount..

Wow...wow...

Papa...u nak anak angkat?

lol.. i think u can guess how old am i.. how to be ur father..

Very much agreed. The most secured methods