Bagus la bro... !

Everyday, somebody will write something, and a bunch of people will think it's the good honest truth. What makes it worse is that it comes from legitimate sites.

WSJ vs CNBC
Pay close attention to the dates. 😂😂😂





So how?

You probably unaware that if you turn the phone landsape, the option of charting different duration is there, EXCEPT 3 year.

But charting is not the show stopper. I can't find where it is mentioned about the sales charge and annual management charge. Can't use if such info is not available.

This post has been edited by puchongite: Sep 12 2016, 08:40 AM

Asian Stocks Slide With Won, Oil Amid Fed Speculation; Yen Gains
http://www.bloomberg.com/news/articles/201...-ignites-swings

Time to nibble?

Some stocks do well even when the economy is bad. Others perform badly even when the economy is hot.

We all know that many unemployed people go back to school during bad time. I guess many others also join Amway in order to earn side income. (Of course in the end they are poorer by a few hundred rm every month, while their uplines are laughing to bank.)

As UTF investors we don't pick stocks directly. The best we can do is to diversify and plan for long term.

This post has been edited by river.sand: Sep 12 2016, 09:02 AM

not a news I would like to read first thing in the morning. Jesus. this is gonna be a tumble

Point taken. Thanks. My concern it more to how ATR's volatility fits into my particular portfolio. More on its effect on my entire portfolio when taken in as FI. Not exactly saying ATR is a bad fund. It has got great track record and a FSM recommended fund. That's why I was said a few threads back that maybe that fund was initially recommended to me as part of my portfolio since I have 7 years horizon to make it work out'

Thanks for sharing that link. It's very informative. Just as expected, ATR works great with longer horizon. I like that it has SGD class as well as MYR but not very comfortable that it overweight China. Then again who knows maybe the dragon would rise again in very near future. As I have to rebalance my portfolio now I need to review having ATR as part of it. I am aware that volatility is an expectation in EQ funds and UT itself. And I just need to make the best of it through proper diversification and fund allocation/rebalancing to minimize the risk exposure for greater results.

I really appreciate your kind input. Hope to receive more guidance in future.

while waiting for responses, if you are interested you may read this....

FAQs on Credit system
https://www.fundsupermart.com.my/main/faq/0...dit-System-2001

i think FSM will not charge penalty for switching of funds in certain period....they are charged by the fund house......the fund fact sheet and the prospectus of each fund will specify the fees to be incurred for holding of the fund for less than certain duration.

Thanks. Dint notice is hide under this section.

Let it drop till end of this month, then time to nimble some...

should it be,.sell all now and then end of the month...time to nimble some?

No la... that I leave it to fund manager on stocks level.. fund level I just nimble when there is opportunity...

FM buys stocks..stocks = Equities.....

If drop until tis mth end, a lot of Ppl will display White flag

Timely reminder there. So assuming I didn't quite missed the boat and currently has 16% IRR for this fund. What's your recommendation, hold or sell? USD n SGD inching higher
Selling a reasonably healthy fund seems to be counter intuitive to me

1. The RHB ATR feeds into the SGD class
2. I think he was talking about the gains in 2014-2015 mainly came from forex gains against SGD, and USD (RMB loosely pegged to USD); hence why missed the boat if you try to buy it in 2016.
As a result, the investment horizon may not be so critical here

The United Asian Bond (SGD) class returns as attached


The longer term annualised return is still about 6%-8%. Not too bad, but not what you would get in 2015

p/s: Merely translating techie greek-like language into layman terms Could have done it completely wrong though

Hi all, recently I started to invest in the funds below through RSP:

Kenanga Growth Fund (12.5%)
Eastspring Investments Small-Cap Fund (12.5%)
Affin Hwang Select Asia (Ex Japan) Quantum Fund (12.5%)
AmAsia Pacific REITs - Class B (MYR) (25%)
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR (25%)
RHB Asian Income Fund (12.5%)

If I want to diversify my portfolio in global or developed market, would Aladdin and Titanic funds good options?

Or is it good to venture into grater china and india/indonesia region UT?

Any other suggestions are welcome for input and discussions

If I want to diversify my portfolio in global or developed market, would Aladdin and Titanic funds good options?
I would says depends on risk believes.....
in terms of 3 yrs volatility ratio GTF > Aladdin by 20%, but so is GTF got more return....
go for Aladdin if you wanted to give the FM more leeway to moves funds globally instead of only 3.
as for me...I would go with GTF....

Or is it good to venture into grater china and india/indonesia region UT?
according to the 31 July factsheet....
30% of your 25% in CIMB Asia Pac is in HK/CHINA/Taiwan (Greater China) = 8% in Greater China already.

if you want...try this? 1 fund 3 of your intended birds
CIMB-PRINCIPAL CHINA-INDIA-INDONESIA EQUITY FUND

Anyone intend to top up today?

This bunch of new recruits are not bad, they are getting better!

Looks like us veteran can go on retirement liao! Or just hang around and talk cock!

In that case, would it be wise to invest in both since aladdin (islamic) moves around globally and titanic (conventional) for developed market that my existing portfolio didnt touch much on them?

Actually what i want to say is "greater china or india or indonesia"
Is it better to invest separately (cimb greater china + manulife india + indenoasia fund?) or just cimb china-india-indon?

I am planning to do all of the above via RSP

spend a mini fortune on mooncakes
payday 2 more days to go.
not sure if the Asia mkts got rebound or not....
US mkts rebounded.....thus maybe no more continues discount offer.