Try read the annual report and see the management fee notes

Thanks for the explanation Dasecret.

Thanks.....but reading the annual report...urghh......

Yes, you are right. Mirror bond fund as in bond fund in the same fund house. It cannot work with CMF which is a "parking" account.

But I repeat, not advisable to switch in and out for unit trust investments. Follow Pink Spider. His approach is the correct one.

Don't follow Vanguard. He may make money in the short run only for his "gambling" portion of his overall portfolio.

Please explain what is the Pinky method

Let me explain to you Pinky method....

Pinky Method:

When local stock market is good, he cabut and go punting over there to cari makan.

When local stock market not so good, susah cari makan, he comes back to UTC to earn some dedak ayam and wait for market to hot up again.

Xuzen

This post has been edited by xuzen: Sep 13 2016, 02:54 PM

nah.. SELL SELL SELL <'ala Kramer-style>

Then TA Euro Equity is even better because feed into 5 funds

Salah.

Index may be good may be bad, but opportunities are there all the time.

When trolls datang FSM thread main kacau or when there are UT dividen fans spewing cow dung here, Pinky comes back to flush them down the IWK sewage channels.

As explained by Xuzen.

But seriously, the Pinky Method is the buy and hold method. Doing DCA or VCA. Portfolio rebalancing once a year if the "alignment" is out of sync (I assume). Standard textbook stuff. Easy to understand but difficult to practise.

Correct a bit.

I rebalance when the allocation runs >10% from planned, this is actually FSM's method.

E.g. planned to have 30% in Developed Markets. When allocation drops to 28%, do nothing. When drops to 26%, top up (amount to top up depends on discretion) to bring back up to at least above 27%.

Based on its fund sheet, I think it feeds into 8 separate global funds. But all the funds are invested in Europe only, hence the name of the fund. So are more funds better? It depends on what your target is.

TA Euro Equity is not a global fund and should not be compared with other global funds like CIMB Global Titans.

Was looking through RHB Asian Income Fund's Allocation and came across the drawn part.

What does this hedges means to the allocation?


Attached thumbnail(s)

Give u an interesting assignment. E-mail to RHB Asset Management and/or FSM and ask about it.

Currency Risks And Hedging October 12, 2012
With regards to investment risk, investors are often focused on the price of an asset, but sometimes overlook currency risk, which can make a world of difference to one’s investment returns, especially in the context of today’s volatile currency markets.

KNOWING THE MANAGER’S APPROACH TO CURRENCY MANAGEMENT
https://secure.fundsupermart.com/main/resea...?articleNo=7445

Global Selloff Threatens to Spiral as Central Banks Angst Builds

A selloff in fixed income is showing signs of snowballing into a global market rout.

Shares in Europe and Asia dropped the most since the aftermath of the U.K. Brexit vote in June, and U.S. stock-index futures fell as concern spread that central banks are preparing to wean markets off unprecedented stimulus. Treasuries extended their slide into a fourth day as the U.S. prepared to sell three- and 10-year notes, and the yield on benchmark German bunds reached the highest since Britain’s decision to exit the European Union was confirmed. Oil sank toward $45 a barrel as nickel tumbled the most in four weeks. The yen advanced and the won slid. Samsung Electronics Co. tumbled after airlines and regulators warned against the use of its Note 7 smartphones.

http://www.hellenicshippingnews.com/global...s-angst-builds/

checked unit trusts today and saw everything was blood red. TA Global tumbled 1%

Wise words! Copied this down for reference.

I have just make use of Boss Vanguard's credit ninja trick. So excited to see credits from switches for the first time in my portfolio. Cool!

I switched out from those EQ UT that I wanted to drop into Bond funds first. But I only did that to EQ that is currently in the red. The rest in green I no touch first until I see red then only switch out. Yesterday did one intra-switch and tonight one inter-switch. That inter-switch one is not exactly in the red but since it is a very small sum so I taruk lor. Wanted to buy into Libra Asnita Bond fund fast fast.

Thanks for the enlightenment. I am still holding ATR right now since it's still green. But I will need to drop it soon when the moment is right since rebalancing is crucial. Then I wouldn't have SGD class in my portfolio liao

I missed ATR 2014-2015 boat too. Only bought it late 2015.

Rebalancing doesn't always involve purchase/sale/switching. A minor rebalancing can be achieved via the mean of topup. Read Pinky's post #351 (above).

Weird. Dunno why my post got reported? I thought I am talking nothing but FSM UT only?

Could anyone enlighten me please? Or if the reporter would kindly let me know what is wrong with my post so I may avoid it in future?

This post has been edited by yuatyi: Sep 13 2016, 08:29 PM

Thanks for reminder Actually I know that. I am currently in need to switching because I have to drop a few funds since it no longer suit my soon to be balanced portfolio. As a newbie, I have been overzealous and bought too many funds and couple of it are actually overlapping each other. That's why I need to drop them while I still can (the fund size is small and currently in red).

Will slowly VA or DCA my way to rebalance the portfolio to my risk appetite. Just need to trim the fats a bit and stay more focus.

is there a way from the reported message to ask back the administrator?
seems like if there is no way to know what you did wrong...don't give a damn lor.
seems like people suka-suka report and you worry...
don't give a damn lor. if the system did not tell you why.....
how can you improve to 'comply" with their requirement if you do not know what you did not conform.