Y no one discuss Rhb Bond Fund or Rhb Islamic Bond Fund as their returns is decent?

I am a bit late, one lump sum in March, then another lump sum in June.
Now stop buying because the fund size increased exponentially from RM40mil in March 2016 to around RM130mil++ in Jul 2016, a dramatic increment.

As a result, the cash holding enlarged to > 30%, when the cash holding is large, it will affect the fund performance.
The fund managers do not invest fast enough to keep the cash holding low,

Send like the number of postings have slowed down since the new thread opened.

Maybe some of the regulars haven't noticed the new thread.

Ringgit weakness play, fun eh?

We are rarely mean.

But when (using an analogy here) a guy walks into a car showroom and ask about the car specs over and over again and minta test drive over and over again, and every time ends up with "let me think over 1st ar..." for MONTHS...sampai Vios pun dah come up with multiple facelifts, new model pun sudah nak mari yet belum made a purchase...if u are one of the salesman, u see him u chase him away with broom or not?

You are indeed very observant. The quality of ASX thread has been deteriorating.

Always ask how much managed to top up? which bank, which counter, which teller? When someone successfully bank in 100 ringgit, then 10 congratulations messages come in...prasing the retired auntie multiple times, and etc.

That thread read 100 pages like reading 1 page, no contributions of new knowledge. When ASNB make some announcements on a certain campaign like lucky draw or investment seminar, The same guy repeatedly post it multiple times, and the other guys will do the same posting the same thing for another N times.

Many contributors in ASX just posting for the sake of cheating post counts nia.

I do not know why the admin allows these to happen again and again?

Actually what is there worth discussing?

Gerenti dividen. Just pump in and sit back, virtually no further actions needed.

For we are eternal enemies

You mean Frenemy!

https://www.imoney.my/articles/how-to-achie...our-30s-40s-50s

This is such a badly written piece... All the expected returns plug from sky. How to consistent achieve 10% returns from fixed income and 22% returns from global funds. And I blame CIMB Principal since the article is written in partnership with them 

The only good about the article is the infographic, which I wish FSM can do more *to the FSM staff who is lurking here  *

Hahaha.  22% return from global funds (???). I think Warren Buffett also has to close shop like this.

There is just so much BS out there. This reminds me of the passage from a finance book which goes something like this.

"Everyone has an opinion about how the share market will perform in the future. These are all speculations. If the speculation/prediction is correct, then the person is hailed as a genius. If the prediction is incorrect, then the person doesn't lose anything. The correct way is for all the fund managers, financial "genius" etc. to put their money where their mouth is. EACH PERSON WILL CONTRIBUTE USD100 into a cookie jar for each and every prediction that they make. At the end of the financial year, the person making the correct prediction will take all the money from the cookie jar".

Local equity estimated return 3.47%
Everybody sells you KGF and EISC

For the same category of fund:

Affin Hwang Select Income Fund = bronze medalist 

RHB Asian Income Fund = Gold Medalist 

Xuzen

I invest a fixed sum on mthly basis buy njoy 0% sales charge 

From the latest Affin Hwang prospectus available in FSM:

https://www.fundsupermart.com.my/main/admin...ctusMYHWSIF.pdf

Seems like Esther Teo is managing Select Bond Fund now instead.

The current fund managers managing Select Income Fund are as per attachment.

Need to pull biz to the right fund 

Since we can't invest AFSIF from FSM, is AFSBF a comparable alternative to AFSIF in terms of allocation and return?

So biased geh... Heh

Must be cos your also on a first name basis with the FMs, like the other forumers here...

hey guys been meaning to ask, when you buy your funds do you choose your fund managers or just let the system choose the "default"  fund manager. I never gave it enough through till you guys started talking about a certain female fund manager.

I couldn't find any info about choosing the right FM. does it affect anything?

No chance to enter AHSIF and AHSBF through FSM then 

guess i will just stick back to RHB AIF 

i may be over sensitive,...but if i can recall..somewhere last month there seems to be some "bad" blood postings by you..
sorry if i am wrong..

Hahaha...
I have a special relationship with Lenglui 
IJK... I know 1 of the "H" n "C" personally

Hi I am just a humble investor. Very new to UT and especially new to DIY UT. I have been following this awesome thread and trying hard to learn from best of the crop here. This thread is truly precious. 

Below is my current portfolio. Have been keeping it since last year Oct. I have tweaked the initial recommended portfolio by FSM Client Investment Specialists about 4 to 5 months ago and dropped AmSchroder EEA to take up TA European EF. And also picked up EI Bond Fund. Nearly dropped Manulife India EF but luckily I preserved. Phew!    I think I best hang on to Manulife India EF and VA whenever I have extra cash. The volatility was a little nerve wrecking for a newbie like me.

My initial recommended portfolio was 70% equities fund, 30% fixed income fund. But I had to tweak it during the downturn and I am now roughly around 60% plus equities funds and 40% fixed income fund. I have been doing DCA diligently since the start of my portfolio but last month I have stopped the DCA since my investment amount has reached the desired percentage. So I am going to just VA from here onwards.
12.4%  Eastspring Investments Small-Cap Fund
13.9%  Kenanga Growth Fund

8.4%    RHB Global Fortune Fund
10.5%  CIMB-Principal Global Titans Fund

13.1%  CIMB-Principal Asia Pacific Dynamic Income Fund

3.6%    TA European Equity Fund

6.6%    Manulife India Equity Fund

11.5%  AMB Dana Arif Class A-MYR
11.3%  Eastspring Investment Bond Fund
8.7%    RHB Asian Total Return Fund

6%      RHB Cash Management Fund 2
I am currently thinking of dropping a bond fund. Perhaps AMB Dana Arif and go for Libra ASnita Bond Fund. Going to leave Eastspring IBF there just in case I need to shift allocation from my EISCF should things goes too crazy. I am still unsure if keeping RHB ATR on my portfolio is a good move since it does tends to drag profit abit. It really does not act much like how a bond fund should. Maybe I should just dump that sum into my RHB GFF?

I am also wondering if I have been overzealous and had over-diversified here. Although I have already checked with the friendly FSM Client Investment Specialist and assured my portfolio is still okay. By the way, I am looking at around 7 years horizon for my portfolio.

Gosh, I am still trying to figure out how to keep tabs of how much each investment profited or lost. The IRR and ROI thingy is 

Thank you for reading this and hope if anyone could give this lost lamb a little pointer?     

Thanks. I did note that during the time I started my portfolio in Oct 2015 most funds already high priced. At their peak I think. Then after creating the portfolio, money pumped in and all that, the market started to go down hill from there on till now only I get to see it picks up again. If not for the DCA maybe I wouldn't even see much positive to my portfolio right this moment. Also thank god I went along with diversification. So not too bad. It somewhat cushion the fall.

Are you luckier than me when you first started your portfolio at FSM? Did you manage to hit >6% back then?

You ROI is good. May I know what funds you have in your portfolio? Just curious since we both started in Oct last year.

i started 29/10/13 lump sum 100k. then i sell when i see profit up, and buy when i see it down. Guess what so far i have sold off RM166k. My IRR bolehtahan jugak at 7.68%, would have been higher if not  for that mistake commode from Am, losing money from D1, today still -RM6160!

no  so called RSP etc. would u say this is lucky?

dasecret Traitor, this is a FSM, a UTF DIY site, how could you let a UTC to hand hold and mollycoddle you? This is treason! 

Your punishment is buy PM funds for the next six months paying full Sales Charge!

Xuzen

Yeah wor, why she willing to pay full when she can get low/no sc on FSM. Summore so much good investment advice here on the forum, for free, no less....

Why can save money she don't want to save?! Kennot be....

* Past performance not indicative of future returns.
** Not intended as an offer or solicitation for sale.

Haha... These statements contradict so many ideas here but I liked it.  

by the book is gd but too cumbersome no freedom.
bean counter no problem, can bare all for u to study.
is the IRR  ROI there not correct?

the list has been displayed often enough here, just buy those,
more so if u see the price drops (not due to distribution etc ),only due to normal fluctuations.
buy low sell high is wat i do.
did that many rounds with Am Asia Pac Equity Income.

bro, my list too long,got another 9 above there....
i suppose Polarbearz excel cannot make mistake if data keyed in correctly right?

As from their latest data 23th October 2015 list, eUT showed AHSIF and AHSBF (not sure still available for purchase or not)

https://www.eunittrust.com.my/pdf/OnlineFundList.pdf

How is eUT environment compare to FSM, is it a good alternative to invest UTs that are no longer or not available through FSM?

Anyone here recently experienced with both eUT and FSM to share and compare each side? 

Thanks! That's the magic Vanguard pulled a couple of threads back I think. Very cool idea indeed. Yea I have been stalking this thread since I started investing FSM. Way better than the boring textbook. Hahaha