Send like the number of postings have slowed down since the new thread opened.

Maybe some of the regulars haven't noticed the new thread.

Lu di sini dah berapa lama? Bila mau buka?

in b4 later KIV again, wait for 0% SC promo to buka akaun

in b4 in b4 later KIV again, wait for Starbucks voucher PLUS 0% SC to buka akaun

in b4 in b4 in b4 baik balik ke ASN, gerenti dividen, Ponzi selamanya

Some butthurt troll setan main report post wo

*IGNORE button pressed*

now they offer 0.57% service charge. Do you think worth to invest now?

It's some kedekut calculative college boy who cannot take the heat of criticism

I think LYN should implement the feature whereby the person who got reported knows who reports him and WHAT he is reporting about, otherwise, just don't bother me.

For we are eternal enemies

Likelihood of a fire sale diminishing lor. Was actually hoping for a rate hike... Short term pain for long term gain.

Or even just 1 evergreen performer fund will do, highly recommended

Affin Hwang Select Income Fund

Sadly no longer can be bought thru FSM, please contact Affin-Hwang directly.

Select Income is older, so not 100% comparable

U don't take away biz from my Esther Teo

Hi Sifus,

What do you think of my new reshuffled portfolio? I have am going to restructure my current one with this new portfolio after receiving many good advise here:-

EQ 75% / FI 25%

Bond = 25%:-
17% Libra ASnita Bond
8% Eastspring Investment Bond Fund

EQ (Malaysia) = 30%:-
15% Eastspring Investments Small-Cap Fund
15% Kenanga Growth Fund

EQ (Asia ex-Japan) = 20%:-
8% CIMB-Principal Asia Pacific Dynamic Income Fund
12% RHB Asian Income Fund

EQ (Global) = 17%:-
17% CIMB-Principal Global Titans Fund

EQ (Single Country: India) = 8%:-
8% Manulife India Equity Fund
According to FSM Portfolio Simulator tool for a 3 years view, there's a possibility of 14.28 Annualised Return with 5.68 Annualised Volatility.   I have pushed higher weightage on my India and also Global fund from my initial lower weightage approach.

I am aiming for a 7 years horizon for this portfolio. My risk profile is moderately aggressive.

VA may sounds good in theory, but what is its advantage over DCA, especially if the regular amount to put in is "tiny" like a few hundred ringgits? If a fund dropped 10% or 1k in value this month, are you ready to pour in 1k next month when the regular investment budget is only $400? 

Being very objective and unemotional would means sticking to the set plan. The plan may be this, out of the savings from monthly salary, some is put in fd or fixed income funds, some in equity funds, say $400. So without fail, whether sunshine or earthquake, must buy $400 worth of equity funds every month.

This would be DCA style.

We can varies it slightly by choosing say 4 funds out of our existing 5 funds to put the $400 (with $100 per fund or S200 into 2 funds each.) How the 2 or more funds is selected out of the 5 funds is not upmost important. Every method will have its own weakness - sometimes you win, sometimes you lose, sometimes we get lucky, sometimes not - this is the reason why we do it DCA, not one-time lumpsum.

(If it is a regional fund, sometimes I looked into the stock index for that particular market... for example choose the fund with its market index below the 200-day MA. https://sg.finance.yahoo.com/q/ta?t=2y&l=on...&s=%5EAXJO&ql=1 )

Now, with VA, you will need to put in some calculations and more effort in knowing the current values of the funds. Because VA is "topping up" the fund to the desired level. (The desired level can be a fixed number or percentage or a constant value. It can also be an increasing value... ie. you want it to grow 4% or 5% every year.)

As said, are you ready to "top-up" when the fund drops more than your planned budget? 

Hi all, recently I started to invest in the funds below through RSP:

Kenanga Growth Fund (12.5%)
Eastspring Investments Small-Cap Fund (12.5%)
Affin Hwang Select Asia (Ex Japan) Quantum Fund (12.5%)
AmAsia Pacific REITs - Class B (MYR) (25%)
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR (25%)
RHB Asian Income Fund (12.5%)

If I want to diversify my portfolio in global or developed market, would Aladdin and Titanic funds good options?

Or is it good to venture into grater china and india/indonesia region UT?

Any other suggestions are welcome for input and discussions

Hang around to shoot the trolls as and when they appear is our duty.

In that case, would it be wise to invest in both since aladdin (islamic) moves around globally and titanic (conventional) for developed market that my existing portfolio didnt touch much on them?

Actually what i want to say is "greater china or india or indonesia" 
Is it better to invest separately (cimb greater china + manulife india + indenoasia fund?) or just cimb china-india-indon?

I am planning to do all of the above via RSP 

Please explain what is the Pinky method