Hi Sifus, how much credit points can be earn for intra switch from equity to money market? Does fund supermart got penalty for switching within certain period?

Thanks. Dint notice is hide under this section.

"Emergency cash" main objective is to serve the emergency use, whether earn money or not is just some added bonus. Some people put cash at home let it grow nothing but if that way make them more comfort then why not?

Under normal circumstances, people will not know there is a way to improve another 0.5% until they search for it, and that action will need to spend their time and effort. Once involve time and effort, that mean if you choose to do this then you can't do other thing. ie, If one need to keep remembering to check it out during toilet break, lunch break or whatever break then it doesn't sound like a good idea as that will disturb your concentration at work, a.k.a lower down your effectiveness at work that directly will affect your future salary.

If the "incentive" is not strong enough to motivate them then less likely they will do so. Whether earn additional 0.5% or not, the same money still serve its main purpose as "emergency cash".

This post has been edited by kradun: Oct 8 2016, 04:28 PM