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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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tonytyk
post Sep 13 2016, 12:22 PM

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QUOTE(bbgoat @ Sep 13 2016, 08:34 AM)
The problem is even the 1k FP unit, not successful and only hrs later got it. So 100k FP ??  biggrin.gif
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Checked with Affin Bangsar and Affin cheras, no such promo ler?
tonytyk
post Sep 13 2016, 01:14 PM

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QUOTE(bbgoat @ Sep 13 2016, 12:27 PM)
Please see page 1 on Affin promo and the flyer which I posted here few weeks back.  biggrin.gif
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They told me not bundled with ASNB fixed price products, only Variable price UT
tonytyk
post Sep 14 2016, 07:56 PM

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QUOTE(bbgoat @ Sep 14 2016, 06:59 PM)
Actually your question should be how many digits of FP ? Hahaha ! tongue.gif

Already have substantial FD with them. The 1k FP requirement is just sub sub sui. Today's new FP acct just opened with small amt of dough.  biggrin.gif

Ya, the counter staff was commenting that I was lucky to open the 3 accts, all in 1 try. While the other lady was not successful. I guess some other Affin branch must also accept FP units as requirement for the 4.25%. Not this particular branch. But u guys reported 2, I think, in Klang valley (?) that did not accept FP.  biggrin.gif
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Yes, both branches I tried are in KL, both do no accept bundle with FP. Yours which area/branch in Penang?
tonytyk
post Sep 15 2016, 03:03 PM

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QUOTE(Ramjade @ Sep 15 2016, 02:16 PM)
I suspect if there's another opr cut, unker goat will join me in amanah saham by moving money out from FD and park there.  After all where can you find a stuff like FD (liquid type + prinicpal "protected" by buying and selling at Rm1 with "known returns" every year)

Is that right bbgoat? Are you planning to move out some money from FD if matured  and park in 3 of the amanah saham if OPR cut some more?
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Can get units so easily?
tonytyk
post Sep 15 2016, 08:53 PM

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QUOTE(Pain4UrsinZ @ Sep 15 2016, 06:41 PM)
5 months ago i place FD with Maybank at 4%, today matured i went to update my certificate and was thinking to uplift , then the rate increased to 4.5 % for next 5 months so i continue with the cert, didnt uplift.
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It's 5+5 step up, maturity actually is at end of 10th month.
tonytyk
post Sep 16 2016, 02:58 PM

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QUOTE(bbgoat @ Sep 16 2016, 02:11 PM)
I was surprised the first time I heard it. Last time I have one FD promo with RHB for 6 mths 7.8% with ASNB VP funds.

But confirmed true on Wed, 2 days ago. I also opened 3 FP funds there. I am sure some other branch of Affin is doing the same thing.  biggrin.gif
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Different state practice differently
tonytyk
post Sep 17 2016, 06:22 AM

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QUOTE(elchico @ Sep 16 2016, 11:52 PM)
would prefer to opt for the OCBC 360 account...
Complete 3 tasks per mth, and get interest of 4.1% p.a.

1. Save - save RM500 per month into the account
2. Pay - pay online for 3 bills
3. Spend - use OCBC to spend RM500 per mth

the banker go to my office to explain and sign up... They will bring along the IC scanner... No need to go OCBC branch...
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2&3 using OCBC credit card?
tonytyk
post Oct 6 2016, 08:10 AM

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QUOTE(wil-i-am @ Oct 5 2016, 09:21 AM)
OT
Met CIMB BM ytday n they intro new Structured Product (similar to KLIBOR) with returns @ 7.8% payable mthly
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Please share info
tonytyk
post Oct 10 2016, 10:36 PM

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QUOTE(coolstore @ Oct 10 2016, 10:12 PM)
is following info correct (up to date)?

short term best deal @ 10/10/2016:

4 mth: maybank 3.6%
5 mth: bankok bank 3.8%
6 mth: HLB 3.85%
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Not really attractive nowadays, would be better off to go for Mbb GIA which has more flexibility
tonytyk
post Nov 5 2016, 10:04 AM

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QUOTE(chrisoth80 @ Nov 4 2016, 12:22 PM)
That is correct on your statement regarding the breach on IBG or IBFT daily limit. I made all the transfer from a single bank to HLB via FPX. The reason why I said each transaction need to wait 20 min is just to make sure each transaction is successful.

You don't need to spread your funds across multiple banks to perform multiple placement with HLB E-fd

Please don't speculate the amount yea
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Can you add payee to FPx? Can only see limited no. of FPX payees in Mbb FPX list.
tonytyk
post Nov 5 2016, 11:15 AM

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QUOTE(aeiou228 @ Nov 5 2016, 10:30 AM)
U need to initiate FPX payment at FPX merchant's payment portal, not your internet banking portal.
Have you try paying Air Asia via FPX? It a same thing, after you click your preferred bank with FPX payment option at AA portal, a small Internet banking login window will pop up.
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For fund transfer say from Maybank to RHB, cant find any menu to initiate FPX payment, mind to share/clarify?
tonytyk
post Dec 16 2016, 09:34 PM

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QUOTE(gchowyh @ Dec 16 2016, 06:23 PM)
If you place online, you must be able to see the exclamation mark in the details of your placement which when you mouseover you can see the stepup rates. If you don't see it means you will get just normal rates

What I read earlier in this forum is quota has finished for this month so have to wait for 1 January for new quota.
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What is the normal rate? Is it 3.6%, which is the same rate for GIA for the 1st few months. If one intend to place for few months, any difference in rates?

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