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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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nexona88
post Dec 1 2016, 03:31 PM

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people don't know where to park their money.
so all park in GIA blush.gif
Dirty
post Dec 1 2016, 03:49 PM

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QUOTE(galaxynote259 @ Dec 1 2016, 01:25 PM)
Worst case scenario initial investment can be affected,  but many people including me still choose to place in gia-i because we have faith in maybank
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Loyal customer, I will also try for sure. How many month you put? I wanted to place the deposit in my m2u account. They ask me to choose the placement period.
IamNOT
post Dec 1 2016, 03:51 PM

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QUOTE(Dirty @ Dec 1 2016, 03:49 PM)
Loyal customer, I will also try for sure. How many month you put? I wanted to place the deposit in my m2u account. They ask me to choose the placement period.
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IMHO, Just put 12 months, since you can take out anytime and has interest.
Dirty
post Dec 1 2016, 03:53 PM

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QUOTE(IamNOT @ Dec 1 2016, 03:51 PM)
IMHO, Just put 12 months, since you can take out anytime and has interest.
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1. Withdraw anytime via ATM card?
2. Is there any charge for the initial deposit or withdrawal within the period?

Sorry guys for asking over here, I know it will be much simpler just by calling Maybank but I am working now sweat.gif
kinwawa
post Dec 1 2016, 04:08 PM

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GIA now is 3.6% or 3.55% based on the campaign?
Dirty
post Dec 1 2016, 04:15 PM

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QUOTE(kinwawa @ Dec 1 2016, 04:08 PM)
GIA now is 3.6% or 3.55% based on the campaign?
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6 & 12 mths is d current promo with special rate @ 3.60% & 4.10%
If w/o promo, u can choose from 1 mth to 12 mths which pay 3.55% now

by wil-I-am
IamNOT
post Dec 1 2016, 04:19 PM

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QUOTE(Dirty @ Dec 1 2016, 03:53 PM)
1. Withdraw anytime via ATM card?
2. Is there any charge for the initial deposit or withdrawal within the period?

Sorry guys for asking over here, I know it will be much simpler just by calling Maybank but I am working now  sweat.gif
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Put in or take out, all in Maybank2u website.
wil-i-am
post Dec 1 2016, 04:40 PM

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QUOTE(Dirty @ Dec 1 2016, 03:53 PM)
1. Withdraw anytime via ATM card?
2. Is there any charge for the initial deposit or withdrawal within the period?

Sorry guys for asking over here, I know it will be much simpler just by calling Maybank but I am working now  sweat.gif
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U can choose to trf the proceeds to your CASA n withdraw via ATM
There is no charges imposed on both deposit n withdrawal
VinceCheong
post Dec 1 2016, 09:39 PM

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QUOTE(Dirty @ Dec 1 2016, 11:47 AM)
Hello everyone, I am interested to place a deposit for high interest return.
I am looking for a plan that is withdraw-able before the maturity (Just in case my business need money). Do you know any plan that suits my needs? Thanks in advance everyone!!!
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Other than GIA, if it's a deposit, some banks offers services where, for example, you put an FD for 100k, you can break them into 1k blocks and take them out. IE, CIMB's 'un-fix' deposit allows you to do so.
harmonics3
post Dec 1 2016, 09:49 PM

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just tried placing m2u e-GIA for 10k 12mth, there wasn't any note on the 4.1% step-up interest like before... the door closed so soon after reopening?? sad.gif
wil-i-am
post Dec 1 2016, 09:51 PM

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QUOTE(harmonics3 @ Dec 1 2016, 09:49 PM)
just tried placing m2u e-GIA for 10k 12mth, there wasn't any note on the 4.1% step-up interest like before... the door closed so soon after reopening?? sad.gif
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The systems will show after u have placed by placing the mouse at Interest i
harmonics3
post Dec 1 2016, 10:02 PM

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QUOTE(wil-i-am @ Dec 1 2016, 09:51 PM)
The systems will show after u have placed by placing the mouse at Interest i
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I tried to check after placing, it only showed
Profit rate: Rate as declared on maturity date

Unlike the old one which showed:
Interest rate: 3.6% i
wil-i-am
post Dec 1 2016, 10:06 PM

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QUOTE(harmonics3 @ Dec 1 2016, 10:02 PM)
I tried to check after placing, it only showed
Profit rate:  Rate as declared on maturity date 

Unlike the old one which showed:
Interest rate:  3.6% i
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Your placement is online or otc as mine is otc?
harmonics3
post Dec 1 2016, 10:20 PM

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QUOTE(wil-i-am @ Dec 1 2016, 10:06 PM)
Your placement is online or otc as mine is otc?
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online, just like previous e-GIA promo.
kjlow88
post Dec 1 2016, 11:09 PM

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QUOTE(jiash87 @ Nov 30 2016, 01:52 PM)
UOB just sms-ed me stating that this Saturday 3/12/16 ( 10am - 2pm ), promo FD rates of up to 4%PA ( 12months ). Minimum 10k fresh funds

just sharing smile.gif
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Thanks for the information
jiash87
post Dec 2 2016, 01:11 AM

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QUOTE(kjlow88 @ Dec 1 2016, 11:09 PM)
Thanks for the information
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Np. smile.gif
chicaman
post Dec 2 2016, 07:28 AM

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UOB placement promo is over counter or online?

Could not find in their website
drbone
post Dec 2 2016, 08:20 AM

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QUOTE(TOMEI-R @ Dec 1 2016, 01:23 PM)
Capped at Rm30K max?  ohmy.gif
Means let them auto renew your FD and then check online to see what the rates are if you are lazy to go to the bank or call them up.
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You may do multiple fpx transactions via m2u.
CasualMax
post Dec 2 2016, 08:43 AM

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QUOTE(wil-i-am @ Dec 1 2016, 03:02 PM)
U choose 6 or 12 mths?
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12 months smile.gif

QUOTE(harmonics3 @ Dec 1 2016, 10:02 PM)
I tried to check after placing, it only showed
Profit rate:  Rate as declared on maturity date 

Unlike the old one which showed:
Interest rate:  3.6% i
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Wow, I know the quota will be finished fast, but this fast?!
Nom-el
post Dec 2 2016, 01:16 PM

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QUOTE(tryifelsecatch @ Nov 30 2016, 11:15 PM)
is there a website we can check bank board rate? or how do you usually check a bank board rate?
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http://ringgitstretch.blogspot.my/2016/08/...it-fd-term.html



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