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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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MAC-tronome
post Oct 16 2016, 03:06 PM

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QUOTE(wil-i-am @ Oct 16 2016, 11:39 AM)
Of coz it's real n valid as the source is fr their website
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QUOTE(wil-i-am @ Oct 16 2016, 11:58 AM)
Based on my understanding, Yes
B4 u uplift existing GIA-i, u need to determine whether the said amt is intended for period exceeding 6 mths as the 1st 6 mths rate is same as existing rate
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QUOTE(Showtime747 @ Oct 16 2016, 12:04 PM)
Thanks bro  thumbup.gif

No harm right ? Even if I uplift before the 6 months, I will be getting the same as I don't switch to this promotion
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not sure if this is same as the normal GIA-i where early withdrawal still get the 3.6%?


The Campaign is open to all new GIA-i placements by new and existing Individual and Business customers of Maybank Islamic Berhad (“the Bank”) i.e. Small Medium Enterprise (SME), Business Banking (BB), Sole Proprietor, Partnership, Clubs, Societies and Associations (“Customers”).

how to know if we are placing as customers of Maybank Islamic Berhad.. my funds from M2USavers

This post has been edited by MAC-tronome: Oct 16 2016, 03:19 PM
MAC-tronome
post Oct 17 2016, 03:49 PM

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QUOTE(bbgoat @ Oct 17 2016, 11:20 AM)
The new 4.1% eff rate can place online ?  hmm.gif
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QUOTE(drbone @ Oct 17 2016, 11:37 AM)
I only see gia-i option. Where is the eGia-i option?
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anyone can confirm if it can be place online like the normal way? Initially i was thinking just place normally ..just that have to choose duration 12 months to enjoy the step up campaign..
MAC-tronome
post Nov 13 2016, 10:22 AM

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Guys. Any bank that can negotiate the rate for higher amount placement? Please share. Best now is 4.15% HLB EFD and 4% alliance bank. Any other better ones?
MAC-tronome
post Nov 13 2016, 08:00 PM

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QUOTE(cherroy @ Nov 13 2016, 10:56 AM)
Generally, it won't be more than 0.1 or 0.05% subjected to different bank with different bank manager discretion.
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QUOTE(VinceCheong @ Nov 13 2016, 05:20 PM)
Depending of the amount you are going to place in FD too. Generally banks can negotiate on the interest rates, and it can go at most up to 0.3-0.5 percent. Only subject to HQ's approval. Any approval by the Branch Manager can give you no more than what HQ can give, but still better than normal OTC rates smile.gif

Banks I've tried are Alliance, HSBC, CIMB and PBB
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thanks for the info guys ..cheers
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