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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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smartly
post Sep 9 2016, 02:07 PM

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time to say goodbye to this card.
just another mere 5% of other cards offered.
worst still need to spend minimum 2K to enjoy it.
sad.gif sad.gif
IceLeo
post Sep 9 2016, 02:08 PM

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QUOTE(CoffeeDude @ Sep 9 2016, 02:06 PM)
HLB Wise is my number 1 CC cry.gif

If cancel this card what other card can give good cash back up to RM100 a month on petrol and groceries?
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Think of getting Maybank Ikhwan card but only cash back RM50 a month.. any better card to replace petrol and groceries?
smartly
post Sep 9 2016, 02:10 PM

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not many can consistently spend up to 2K every month.

if can get partial refund of AF, i will cut by end OCT as well.
teop
post Sep 9 2016, 02:12 PM

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QUOTE(ytan053 @ Sep 9 2016, 10:56 AM)
If need to spend minimum RM2,000, I guess no point to purposely make the eligible category to end with RM5. Because if you spend only RM985 on your 3 eligible categories, then you need to spend RM1,015 on non eligible category to make up the minimum monthly spending of RM2,000. If you spend RM1,000 on 3 eligible categories, then you need to spend RM1,000 on the non eligible category. It's more about hitting the RM2,000. Since HL did not REVISE the part that cash back is based on round up, I would assume they still do the round up for cash back.
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The rounding is still applicable for people who are actually paying in advanced for eligible categories to get the full RM100 cash back or if your chosen spending can be used elsewhere to earn cash back. The balance you just pad with whatever that earn little or no cash back.
smartly
post Sep 9 2016, 02:12 PM

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this HLB build so hard to gain customer base, just need one simple step to ruin it.
what a sad move of HLB.
one punch man
post Sep 9 2016, 02:12 PM

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Just rcvd sms too and very suprised.
Seems u guys get faster info.

And i just paid my AF last month damn...
Now this card become only 5% cb and have to pay AF too....
Should cancel?
smartly
post Sep 9 2016, 02:16 PM

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you can't waive the AF & it is only 5% CB, why keep ?

some other cards offer 5% CB and allow to waive AF. this should be the way.
teop
post Sep 9 2016, 02:16 PM

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QUOTE(michaelmah @ Sep 9 2016, 01:43 PM)
RM0.00 HLB: Effective 1-OCT-16, earn WISE Card cashback with a min spend of RM2000/month instead of min 10 swipes. More info @ www.hlb.com.my/WISE
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didn't know that the link for WISE is case sensitive
mentalkronik
post Sep 9 2016, 02:17 PM

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QUOTE(CoffeeDude @ Sep 9 2016, 03:36 PM)
HLB Wise is my number 1 CC cry.gif

If cancel this card what other card can give good cash back up to RM100 a month on petrol and groceries?
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Youre same side with me...plan looking for ikhwan cc for petrol n groceries...any idea for cc usage on sunday till thursday??? dry.gif
xXwasabiXx
post Sep 9 2016, 02:17 PM

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my annual fee i paid on april 2016. so good bye wise card. will cancel it after I get my september cash back reflected on my october statement next mth.

how about hlb mach card, the rebate still the same, no changes?
kop2299
post Sep 9 2016, 02:20 PM

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QUOTE(smartly @ Sep 9 2016, 02:12 PM)
this HLB build so hard to gain customer base, just need one simple step to ruin it.
what a sad move of HLB.
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HLB does not need ikan bilis biz like me.... ranting.gif ranting.gif
xXwasabiXx
post Sep 9 2016, 02:21 PM

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QUOTE(mentalkronik @ Sep 9 2016, 03:17 PM)
Youre same side with me...plan looking for ikhwan cc for petrol n groceries...any idea for cc usage on sunday till thursday??? dry.gif
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MBB Ikhwan - 5% cb on grocery & petrol every fri & sat.
UOB One Platinum - Petrol 2% cb weekday / 5% cb weekend.
- Mobile/Groceries 1% cb weekday / 2% cb weekend.
fruitie
post Sep 9 2016, 02:23 PM

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All those seeking for recommendations, please go to pinned Recommendation thread.

Thanks.
smartly
post Sep 9 2016, 02:25 PM

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if it reduce to 8% CB, i willing to continue paying AF.
now sorry lah...
sg999
post Sep 9 2016, 02:29 PM

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if 2k rebate rm200 still ok la
but rm100 only

willemng
post Sep 9 2016, 02:53 PM

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Looks like HLB gonna lose at least 50% of Wise CC holders.
It just doesn't make sense by increase the min spending yet still capped at MYR 100 p/month.
Good Bye Wise!
alvinfks78
post Sep 9 2016, 03:03 PM

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https://www.facebook.com/GenXGenYGenZ/photo...?type=3&theater

good info
asiatrader98
post Sep 9 2016, 03:40 PM

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QUOTE(fruitie @ Sep 9 2016, 11:57 AM)
Refer above lo. I also didn't receive SMS about it but some got. Already heavily discussed since two days ago. You can search in this thread.
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in other words, we must spend RM1k to the selected catagories with another RM1 to other in order to get RM100 ?
with this condition, and need to pay the af, i think most of them will say bye bye to wise card
fruitie
post Sep 9 2016, 03:43 PM

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QUOTE(asiatrader98 @ Sep 9 2016, 03:40 PM)
in other words, we must spend RM1k to the selected catagories with another RM1 to other in order to get RM100 ?
with this condition, and need to pay the af, i think most of them will say bye bye to wise card
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RM 1 or RM 1k?
You can spend all RM 2k for the selected categories.
asiatrader98
post Sep 9 2016, 03:46 PM

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QUOTE(fruitie @ Sep 9 2016, 03:43 PM)
RM 1 or RM 1k?
You can spend all RM 2k for the selected categories.
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sorry RM1k

for selected caterories RM2k not so easy RM1 is most likely cry.gif




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